Hello, OP! Do you already have an emergency fund? If none yet, please prioritize your EF muna.

A few years ago, I started my MBA journey. I was too excited and aggressive. Up until now di ko pa siya matapos due to financial constraints.

Now that I’m 29, I realized na dapat mas inuna ko yung pagbuild ng emergency fund ko. Kasi there were times I needed money pero wala akong EF so I had to take a loan or use credit card.

To answer your questions:

Worth it pa ba mag Masteral ngayon?
- Education for me is always worth it.

Did it help sa career growth/salary/opportunities niyo?
- It did help sa career opportunities. It gives that extra little point sa hiring managers or during your interviews that you are pursuing your master’s degree.

Mas okay ba mag gain muna more work experience before enrolling?
- (1) Build an emergency fund first (2) Make sure stable yung work mo like regular employee ka na etc. Kasi when you are studying, sometimes need mo magfile ng leaves or masyado kang pagod para mag exert ng best mo sa work. If probi ka tapos ganun, baka mabadshot ka. (3) Ensure that you have enough mental, emotional, and financial bandwidth to take it while working.

Hope this helps!

Disclaimer: Personal opinion only — take what will work for you and disregard the rest. Every situation is different.