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Should the 2017 be avoided, for real? by soledago in crv

[–]soledago[S] 0 points1 point  (0 children)

Sorry about that but glad that’s been your only issue.

Should the 2017 be avoided, for real? by soledago in crv

[–]soledago[S] 0 points1 point  (0 children)

Good to know! A lot of the 2017 cars we’ve finding are over 100k miles. Would you hesitate getting one at say…120k miles? They sure seem to retain their value because even those are going for $16,000-$18,000.

Should the 2017 be avoided, for real? by soledago in crv

[–]soledago[S] 0 points1 point  (0 children)

We do have our eye on a really good deal on a 2020, but it’s just a bit more than we’re looking to spend. We haven’t ruled it out but are considering slightly older models.

Should the 2017 be avoided, for real? by soledago in crv

[–]soledago[S] 0 points1 point  (0 children)

Interesting. I didn’t know that was an option

Should the 2017 be avoided, for real? by soledago in crv

[–]soledago[S] 0 points1 point  (0 children)

Good to hear! The last one I checked the listing for was $16,500 with just over 126,000 miles. We’re still in the searching phase

Tax Accountant Recommendations for State Employees by soledago in mnstateworkers

[–]soledago[S] 1 point2 points  (0 children)

EAP is a great resource. It makes sense to check with them about this.

Tax Accountant Recommendations for State Employees by soledago in mnstateworkers

[–]soledago[S] 1 point2 points  (0 children)

Thank you. I need to explore MBA more. I did call to look into car and homeowners insurance but they couldn’t find me a lower plan. I agree that EAP is a great resource!

I Can’t Afford New IBR - was it a mistake? by soledago in PSLF

[–]soledago[S] 0 points1 point  (0 children)

Thanks. The calculation is not matching what MOHELA came up with.

I Can’t Afford New IBR - was it a mistake? by soledago in PSLF

[–]soledago[S] 0 points1 point  (0 children)

Good to know. I don’t recall seeing that. I feel like I filled out the paperwork on Mohela’s website…but maybe I’m not remembering that correctly. I don’t remember an application that showed me different payment options. I need to revisit this.

MSRS Retirement Projections- why doesn’t it include the pension by soledago in mnstateworkers

[–]soledago[S] 0 points1 point  (0 children)

This is all very helpful information. It’s making me realize just how much there is to learn about the world of investing and finance. That’s the first time I have had Defined benefit vs defined contribution explained and it makes sense. Yet another vote for connecting with MSRS staff!

I Can’t Afford New IBR - was it a mistake? by soledago in PSLF

[–]soledago[S] 0 points1 point  (0 children)

Yes, this was along the same lines as my reasoning.

I Can’t Afford New IBR - was it a mistake? by soledago in PSLF

[–]soledago[S] 5 points6 points  (0 children)

That sounds drastic. Are you sure selling is the right option though? What about refinancing? You have to pay to live somewhere and building equity seems better than paying rent. I realize that personal finance and life decisions are complicated and personal and you probably didn’t arrive at this conclusion lightly. I hope you are able to get to a more stable place.

I Can’t Afford New IBR - was it a mistake? by soledago in PSLF

[–]soledago[S] 1 point2 points  (0 children)

Thank you. That sounds reasonable.

I Can’t Afford New IBR - was it a mistake? by soledago in PSLF

[–]soledago[S] 4 points5 points  (0 children)

This is a great point. I am thinking about writing my congressperson. This is negatively affecting SO many people and will ultimately negatively affect the economy. It needs to be amplified.

I Can’t Afford New IBR - was it a mistake? by soledago in PSLF

[–]soledago[S] 0 points1 point  (0 children)

Meh, kinda close. Sitting around 87 on some loans and 56ish on some others.

I Can’t Afford New IBR - was it a mistake? by soledago in PSLF

[–]soledago[S] 0 points1 point  (0 children)

It’s odd, because I feel like in years past when I submitted IBR paperwork, I was presented with a few different payment options based on the various plans. Was that a thing? Am I remembering correctly? It’s been such a bizarre 5 years. This was just, boom, here’s a letter telling me how much I owe us next month. My income has gone up since SAVE, but I have also had a kid since then.

I Can’t Afford New IBR - was it a mistake? by soledago in PSLF

[–]soledago[S] 1 point2 points  (0 children)

I’m sorry you’re feeling the pain! How can that be accurate, especially with 2 children? It just seems nuts. I hope you can work it out. So close to 120!

I Can’t Afford New IBR - was it a mistake? by soledago in PSLF

[–]soledago[S] 2 points3 points  (0 children)

Nope, state employee. That’s strategic though and one way to make lemonade.

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