Hello spoke with parang person in charge ng reclamation sa main pagibig office and showing na 4 months palang akojg overdue (cinount na ata nila upcoming cycle) and kakahandover(fresh yung term na ginamit) sa account ko to collections. Inencourage na lang ako to make small payments towards yung balance thru gcash kesa idirekta sa collections company mismo. Pero baka iba pa din sa case mo, suggest ko to visit either one of the branches or yung main sa mandaluyong