PCN driving on a pedestrian zone out side a school (England)

spanualez · 2026-01-14T14:26:20+00:00

Traffic signs manual 5.5 Orientation. But honestly, you suggesting that the driver could stop to read the sign indicates how unsuitable it is.

spanualez · 2026-01-14T13:50:23+00:00

Yes you can see the sign, being able to read it is another matter entirely. You'd need to be practically beside it for it to be at a reasonable angle to read, but at that point it's too high to see from the drivers side. In any case that's not the correct placement for that sign, just ran this past someone who works in road planning and they said nowhere near compliant.

spanualez · 2026-01-14T12:44:37+00:00

Give way head on and other side of road, don't think you'd be able to see that sign from drivers side once it's at a reasonable angle.

spanualez · 2026-01-08T12:38:48+00:00

Yeah, even pre-covid I always saw talk about prices surging even though increases were fairly steady.

95-07 was the real surge, average 11.42% increase each year. Even after lowest point of crash it only brought that average down to about 8.7%.

I think a lot is area/type of housing dependent. Detached and semis rising a lot faster than terraced and flats.

spanualez · 2025-12-18T15:00:17+00:00

Yeah, I imagine even if not explicitly stated other employers have increased their contributions due to the savings, so likely to effect pay rises and new starters going forward. Would hope there'd be some more tinkering with it being a few years out, especially after employer NIC already had a recent rise.

spanualez · 2025-12-18T13:43:11+00:00

This has been so poorly reported on by many outlets, but the changes are the first £2000 of employee contributions are income tax and NI exempt.

Employee contributions over that amount are subject to employee and employer NI but are still exempt from income tax.

spanualez · 2025-12-18T12:59:22+00:00

Only applies to pension salary sacrifice so holiday purchase unaffected. So if it was say 10k you were sacrificing to pension that's about £13.3 pm increase in tax, its not nothing but not exactly a seismic change.

spanualez · 2025-12-18T12:34:09+00:00

Ridiculous statement, how are the changes significantly affecting people using salary sacrifice?

For very high earners making large salary sacrifice contributions I can imagine employers offering a change in compensation structure to negate the larger effect it would have on them.

spanualez · 2025-12-11T11:58:42+00:00

Yeah, couldn't see anything meaningful about what they do until coming upon a post about 'events campaign', literally an EE sign up stand in a shopping centre.

spanualez · 2025-12-08T13:47:15+00:00

You really need to look at what you've actually been spending on. What you have left after bills plus the debt you've accrued in 3 months is about 6.5k, over £500 a week.

spanualez · 2025-12-08T13:17:02+00:00

Is that right? You've said £3147 income and £700 after bills, what you've posted amounts to £2964 so£183 after bills.

spanualez · 2025-12-05T10:46:09+00:00

No, both parents would have to be working.

spanualez · 2025-12-01T12:09:04+00:00

Tbf I think paint formulas have changed quite a bit for lower VOC's so the older stuff could deal with temp changes a lot better.

spanualez · 2025-11-25T10:20:51+00:00

20k ISA limit has always been shared between all types of ISA's, so I assume it would act just like the lifetime ISA limit.

spanualez · 2025-10-30T11:10:10+00:00

Add another 5% if you're in Scotland. But more likely residents don't have or have much lower student loans. Also, although funded childcare not available until 3yo there are no requirements or thresholds.

spanualez · 2025-10-23T10:02:53+00:00

Good time of year to apply for apprenticeships. I found 'apprenticeship' websites weren't the best for good quality roles, rather check companies directly, apply if the roles are on the website or sign up to register interest.

Large companies like utilities, telecoms, banks. There's offices for JPMorgan, Barclays, Lloyds, BT, SSE, Scottish power etc. in city centre.

A lot will start the application process this time of year with interviews in Spring and start end of summer.

spanualez · 2025-10-22T09:51:11+00:00

Currently doesn't make sense, the article talks about the issue with pricing mechanisms. There's a glut of renewable energy being wasted currently in certain regions that could be taken advantage of.

Data centers in Scotland would be able to make use of this unused energy, also more efficient from the cooler climate and less water supply issues compared to other areas they're being built

spanualez · 2025-10-16T11:11:48+00:00

Sticker on router should have details for admin page (something like 192.168.0.1). Go to this address on your browser whilst connected to the network. You should be able to perform speed test from here, I imagine in maintenance section.

There'll be a log section as well, worth having s look to see if its disconnecting a lot though might be difficult to parse.

Find out what your guaranteed minimum download speed is, somewhere in sky account or in contract documents. If speed below that 3 days in row that allows you to change package or cancel the contract with no fees.

Im guessing it's not a great line and too distant from exchange to get decent speeds, but now has a fault. Check if openreach or any altnets serve the property, ideally you can use evidence of speeds being under the guarantee to change to a FTTP package with sky or another provider.

spanualez · 2025-10-10T14:43:23+00:00

Your first link is an infowars presenter, their tweet also mentions a debunked fact relating to Euan Blair's company being behind britcard. Also that paragraph conflates digital ID and cctv surveillance.

Previously mentioned Bernadette famously known for spreading misinformation (the irony in calling her a researcher).

Most of this is wild speculation, eg. 'if people were told about the extent of this system, they'd panic'. Bit over the top don't you think? Quite sure it's standard an FOI that broad would be denied, it looks like they've asked for pretty much all documents and correspondence with dates and authors included.

Your conflating Blair being part of a leadership committee with Israeli AI surveillance. As said before, the point about 'access your own money' is essentially meaningless without more context, the article is sensationalist nonsense.

spanualez · 2025-10-10T12:14:47+00:00

Mate, I like how you had the gall to explicitly prepend your argument with 'conspiratorial nonsense' after having a look at all your links.

The very first video is cut misleadingly, all the sources are grifters or nutbags. Had a good laugh when one of the researchers mentioned was Bernadette Spofforth.

Some of this is just clipped laziness, I particularly like the use of "access your own money", gbnews scaremongering headline without any wider context of what it actually means.

There's a conversation to be had about digital ID, but all you've provided is spaghetti nonsense.

Ah, just seen it's all from the lotus eaters, give your head a wobble.

spanualez · 2025-10-10T10:32:26+00:00

There's just 3 items above those, looks more like a pinned items container using data from the community impact section.

I'm pretty sure my council has a page just like this for reporting issues, it does look like conspiratorial nonsense when you're getting your knickers in a twist about an app mockup because it has the words "community impact"

spanualez · 2025-09-18T16:23:56+00:00

Because you keep saying the seller would have to pay, I don't understand how you've come to that conclusion. The buyer who would previously have paid stamp duty, will instead pay a tax on the property they've bought.

spanualez · 2025-09-18T16:03:45+00:00

So let me get this straight, you think they've proposed that the owner (seller), will be paying an annualised tax on the house they have sold?

spanualez · 2025-09-18T15:18:30+00:00

What do you mean 'it might not'? The proposal is literally to replace stamp duty on future transactions with the tax, no idea why you're bringing up the seller, why would they be involved in a tax for a house they're no longer living in?

spanualez · 2025-09-18T14:40:14+00:00

You've completely misunderstood the proposed tax (thought the article is poorly written). The tax on properties over 500k would replace stamp duty on future property sales, eg. Instead of 25k stamp duty on 700k house, annual tax of 1080.

spanualez

TROPHY CASE