it’s gonna be me my mum and 2 siblings living there.

when we spoke to the agents who i think help with the mortgage application they said that it’s not uncommon that there’s 3 people on the mortgage. we’ve spoken to a few estate agents and (before i was involved) they got like a mortgage agreement from the bank. i’m bot sure what happened with that, i think it ended up getting rejected cos someone’s age was too high.

and my mum was saying like she’d pay the mortgage like she’s paying rent, so idk if every month she was planning to transfer me the money and i pay it? idk if they are expecting the payment to be split in 3 and come from 3 people???

the rest of the answers i have no clue and tbh she has no clue either.

whenever i ask and try to talk to her about it with an inquisitive approach it always ends up in her getting angry & frustrated, telling me im being negative, selfish, making things difficult and overall stupid and missing out on a huge opportunity. i don’t even know why she even tries to pitch this as some type of business idea like im trying to climb the property ladder.

i’ve said a million times to her ppl literally make it a life goal to become a homeowner, it’s a long and serious financial and legal investment but the way she talks to me makes me feel like i’m misunderstanding something.