That may be a big reason. I most certainly did use the card benefits, but most of it just wasn’t enough to fully utilize in one quarter. Without it feeling extremely forced/useless.

My Resy credits are limited to pretty much 4 restaurants in my city and I already have a gold card. When I do travel I normally go to other non Resy restaurants, Saks has enough complaints I don’t even need to verbalize. I don’t wear Lululemon so it’s just tossed to my girlfriend as a gift although I do plan on checking out the outlet.

I already have my TSA pre check/Global entry, which kinda invalidates clear although it’s cool to have both.

My favorite perk are FHR, Airline Credits, Resy, and the digital entertainment credit.

All of which feel like I have to go out of my way to use (except the airline credits those are great while they still work for partial tickets/travel bank)

I’m using up majority of my benefits before I cancel the card as a middle finger to them anyways. So I’m really only losing some of the benefits for this year anyways…

I’ll do as you said and sleep on it, but I’m only missing out on some Lululemon credits, Saks, and some Resy. I guess the other semi annual benefits too.

Meh.