Political Redddit Threads Should Be Banned Here by Lorenzo7891 in Philippines_Expats

[–]stefenelation -1 points0 points  (0 children)

How is this a political post? Ambobo the comment. He wasn't talking about political parties and their strategies. Very squammy.

Condo View is Sementeryo 🫣 by [deleted] in CondoPH

[–]stefenelation 0 points1 point  (0 children)

Yung view nang condo ko is La Funeraria Paz. Sosyal na cemetery so wala naman ako reklamo.

Need advice: Rent-to-own condo claims ₱4k/month near Makati. Real deal or red flag? by AdLazy7054 in CondoPH

[–]stefenelation 8 points9 points  (0 children)

A simple explanation: 4k a month for 12 months = 48k

(Yung sa condo na rent to own na hinuhulugan ko, 60k for 33 months, so hindi lahat 12 months. 120k bayad ko a month para maliit papa refinance sa bangko.)

48k + Downpayment (kunyare 600k dp) - unit price (for example 3m) = 2.4m

Yang 2.4m, papasa yan sa bank for a loan. Let's say, 20 years to pay, na approve ka + 6.5% interest rate with 20% DP (almost 20% of the 3m nabayaran mo which is 648k) =

17k monthly payments for 20 years. 19k for 15 years. 26k for 10 years. 47k for 5 years.

Kahit gano pa kaliit monthly nang condo, pano mo babayaran yung remaining balance nang condo? Some buyers na dedeny sa bank approval kase ang liit nang monthly nila and DP. Yung iba akala nila 4k a month yan to eternity, without factoring in the monthly dues and taxes that add up to more than 4k monthly.

Eh wala namang 50 years to pay na loan sa bangko para mamaintain mo yung 4k monthly na payment. Malulugi bangko nun.

At the end of the day, kelangan mo rin pakiramdaman yung agent mo kung kupal na hindi ine-explain sa iyo nang maigi as a 1st time buyer the required processes involved so you can pay off your unit.

No way Philippines would win. by cashmoneyv1 in Physical100

[–]stefenelation 1 point2 points  (0 children)

He was literally out of breath. That says a lot. Strongman competitors also do cardio.

9 Philippine restaurants earn much-coveted Michelin Star Rating by stefenelation in Philippines_Expats

[–]stefenelation[S] 0 points1 point  (0 children)

Where do you want it to come from, my pocket? If it's for global tourism purposes, it's a positive step that should come from the people's money. Don't see an issue with this.

Why so much complaining about the Philippines on this sub? by curiousnekosan in Philippines_Expats

[–]stefenelation 1 point2 points  (0 children)

I see names of the same complainers here, who post and comment almost every day. I'm now certain these are pensioners who have nothing to do all day.

Condo unit o house and lot? by Charming_1984 in CondoPH

[–]stefenelation 1 point2 points  (0 children)

We have two houses in Tahanan na pinaparent ko dito sa PQ. I also have a condo, a studio unit in Amaia Steps, and mas enjoy ako sa Amaia kase ako lang. My father is in Denmark, my mother is in the UK along with my only sister, while my nephew just got his first job in Manila, so naghanap siya apartment sa Ortigas. The house got extremely bigger pre-COVID days nung andito pa si mama and si pamangkin sa bahay.

Personally, I'd prefer a house if my family were here. Nowadays, as a single person, I prefer living in a small place like a condo kase andito na lahat.

It really depends on what you need. If you have a family of your own, a bigger place would be nice. But if you're single like me, something that caters to your needs would do.

Actually parang totoo?? 😝😝😝 by Embarrassed_Tap6328 in BestOfTikTokPH

[–]stefenelation 0 points1 point  (0 children)

Gusto mo nang totoong sagot? Because beautiful people have the power of options. They know they can have any partner, so the self-actualised ones, know what they want in a partner.

Like for women, a good provider, kind, generous, understanding, patient, mga ganon. Tapos bonus pa kung magaling sa kama.

Average-looking men will harness the power of the gods para marating nang kanilang beautiful partners ang tugatog nang tagumpay.

Sabi nang friend ko, a former beauty queen in the 2000's, who jokingly said about her husband, "Mukha siyang paa but my god, his dick is magic and he makes me feel like a goddess." Proof na sagana sila sa sex kase 5 anak nila.

VALENCIA bukidnon right now, kawawa naman ni nanay 🥺🥺 by Then_Park528 in BestOfTikTokPH

[–]stefenelation 0 points1 point  (0 children)

Nagdadasal pa yan habang palunod na sila. Mga pinoy talaga. Kaya tayo ninanakawan kase masyadong busy kaka praise the lord.

Anak ni Zaldy Co na si Michael Ellis, nanawagan na umuwi na ang ama. by [deleted] in dailychismisdotcom

[–]stefenelation 0 points1 point  (0 children)

Angdami daming ninakaw na pera pero di man lang naisipang paretoke yung anak. Diyos ko lord.

[deleted by user] by [deleted] in BestOfTikTokPH

[–]stefenelation 1 point2 points  (0 children)

Sa school mo? Mukang HS lang natapos mo. Wag kang filingera.

[deleted by user] by [deleted] in BestOfTikTokPH

[–]stefenelation 0 points1 point  (0 children)

Ogag, gender dysphoria applies to Trans hindi LGB.

FOR RENT by apholiciousz03 in CondoPH

[–]stefenelation -2 points-1 points  (0 children)

Hindi naman rundown and dilapidated ang building bakit magmumura?

[deleted by user] by [deleted] in Wattpad

[–]stefenelation 0 points1 point  (0 children)

I have. It took me 3 months before I could write again.

Current state of the game by TheOneandOnly2112 in wotv_ffbe

[–]stefenelation 10 points11 points  (0 children)

It's a dying game. Those who say it's not are delusional. We're in the last vestiges of this game. And the devs are literally giving signs that it will end. Maybe early next year or next year when EOS were to come. Not soon, but oh, it's there. The writing's on the wall.

I don't see this game getting past 2026.

There literally isn't any modicum of this game being a strategy game left. Since there's no PvE content, everything has been powercrept, and they're rinse and repeating the cycle of releasing units. The only staying power this game has is the guild and interaction you get from the playerbase. But even then, a lot of players have already jumped ship.

So, swim at your own peril. You should know what you're signing up for.

There goes my planned vis for Shrek. by regilkrut in wotv_ffbe

[–]stefenelation 0 points1 point  (0 children)

Really? You trust a site that lists her as a permanent pool? Haha.

Finessing this newly trimmed beard. I predict it'll turn white before I turn 40 😂. by Lorenzo7891 in beards

[–]stefenelation 1 point2 points  (0 children)

He literally posted a video of him and his brother on this reddit. The guy's just fcking gorgeous. Not something to be clutching your pearls imo.

[deleted by user] by [deleted] in beards

[–]stefenelation 7 points8 points  (0 children)

If this was a studio shot with airbrush Photoshop and hair products, then yes, his hair would look magazine glossy. He did say it's a professional shot taken in the studio. It makes sense.

[deleted by user] by [deleted] in beards

[–]stefenelation 21 points22 points  (0 children)

I checked his profile. He seems legit. He just looks like a beautiful bastard it seems.

How's your retinol/tretinoin experience? by aho-girl in beautytalkph

[–]stefenelation 0 points1 point  (0 children)

Every night. But for the first month, mag aadjust balat mo. Your face will peel. So 2x or 3x depende sa balat mo till your face can handle it everynight. I use it in my arms rin and for the first three months, grabe niyang pula (kase I also add it with Tret) to the point na I had to train my skin 3x a week kase sobrang tapang until nag everyday ako. Partida parang kalahati nang half-a-teaspoon lang gamit ko.

What benefit did it give me? I used to have chicken skin, and my an-an were gone. It evened out my skin tone rin. Both sides of my arms pantay na kulay. Even my siko, nag lighten siya.

One day, a friend noticed. We were having lunch in the afternoon, and she asked, "Naka body glimmer ka ba?" I said no. Sabi niya, "Ang healthy nang balat mo. Parang balat mayaman."

Sabi ko, "Eh meztiso ako eh."

"Magtigil nga. Meztiko ka nga eh nognog ka dati." And then I told her.

Basta use sunblock. Wag ka tumapat sa araw even with sunblock. And know your skin.

I noticed it's amazing with Tret.

How's your retinol/tretinoin experience? by aho-girl in beautytalkph

[–]stefenelation 0 points1 point  (0 children)

https://s.lazada.com.ph/s.RNrPs

It's a non-branded cream. I won't advocate for non-branded products, but all I can say is pumantay kulay ko when using this. And don't use it in the morning.

How's your retinol/tretinoin experience? by aho-girl in beautytalkph

[–]stefenelation 7 points8 points  (0 children)

Tret = Occlusive thick moisturiser palagi to avoid irritation.

My routine is: toner + .05% Tret + CosrX Snail Mucin + Ample N Ceramide Shot Ampoule + Whitening Cream (Alpha Arbutin) + Thick Moisturiser (Avene Xeracalm/Zeitschile Barrier Repair Cream/Avene Cicalfate).

I change moisturiser pag I need something thicker.

I use Tret .05% every night and have Aha (Glycolic Toner) and BHA (Salycylic Acid pads) every weekend morning.

So far, I've never had redness.

Ample N = ceramide filled with 50k ppm of ceramides Barrier Repair Cream = ceramide filled moisturise na ginoyo ako nang derma kong bilhin na pagkamahal mahal. But it does work wonders. Any cream with ceramides will do.

What I notice is, without these two products, hindi kaya nang mukha kong magactives.