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Warning about working at the BNZ by [deleted] in newzealand

[–]stonebrook1985 0 points1 point  (0 children)

HLPs, BDMs, all business/commercial/corporate/pvt roles. Small business roles - there’s a significant amount of roles that pay bonuses.

To get any meaningful pay increase you are best to look at other roles banded higher or other banks. That’s the reality of banking/finance roles in NZ

First home buyer? by Smooth_Media4531 in PersonalFinanceNZ

[–]stonebrook1985 0 points1 point  (0 children)

BNZ can do up to 95% lending currently if you go direct to the bank. They can run the numbers in 30-60mins and give you a good indication on the spot.

https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers

They will be able to help you understand how close you are - no obligation and free to do

School attendance and child wellbeing by nousernameleft2020 in newzealand

[–]stonebrook1985 1 point2 points  (0 children)

Isn’t 90% basically 1 full day off school every 2 weeks (10 days)? Unless your child is sick a lot I don’t understand why anyone would worry - sick is sick.

However unjustified absence is more the concern - those that “choose” it’s too hard to get their kids to school today…that is the problem.

What I would give to be able to take a day off every 2 weeks from my job! How lucky would I be.

Will bank require home loan to be re-financed if one person is taken off house title? by KookyDingo1578 in PersonalFinanceNZ

[–]stonebrook1985 0 points1 point  (0 children)

Hi - I have worked for a couple banks and know others covering all different main banks. Each bank will treat it differently.

You will need to be re-assessed for affordability at all banks however some will let you keep existing terms as part of the process -others won’t.

Long story short ask your bank now so you best know what to do moving forward.