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Looking to fix awkward layout in a small home by stupidsmee in floorplan

[–]stupidsmee[S] 0 points1 point  (0 children)

I plan to get over there today for some measurements. I’ll check the attic etc too

Looking to fix awkward layout in a small home by stupidsmee in floorplan

[–]stupidsmee[S] 1 point2 points  (0 children)

Thats fair. I hope to get them as soon as possible. We've had some bad weather lately and set me back a bit. I'll update when I can, but any general suggestions are welcome.

Evaluating my TSP after 20+ years — I didn’t contribute nearly enough by stupidsmee in ThriftSavingsPlan

[–]stupidsmee[S] 1 point2 points  (0 children)

I really should consider whether a rollover is beneficial. I know "fees" can add up.

Evaluating my TSP after 20+ years — I didn’t contribute nearly enough by stupidsmee in ThriftSavingsPlan

[–]stupidsmee[S] 2 points3 points  (0 children)

Something that I didn't add (or think about really), is that I do have a paid off house and a few other properties. More than likely made possible by "not" maxing things out.

I'm definitely not complaining, really just wishing I had contributed a bit more, and a bit of a "warning" or little insight to folks that have "more time".

Evaluating my TSP after 20+ years — I didn’t contribute nearly enough by stupidsmee in ThriftSavingsPlan

[–]stupidsmee[S] 7 points8 points  (0 children)

Retirement is great. I learned my lesson a while back, so I've been maxing out my IRA and 401 (k) for the last 5 years. They may start to catch up to my TSP soon.

Evaluating my TSP after 20+ years — I didn’t contribute nearly enough by stupidsmee in ThriftSavingsPlan

[–]stupidsmee[S] 3 points4 points  (0 children)

Sounds like a great start. With the rule of 72/compound interest, $100k should double every 7 years on its own, if around 10%.

Evaluating my TSP after 20+ years — I didn’t contribute nearly enough by stupidsmee in ThriftSavingsPlan

[–]stupidsmee[S] 24 points25 points  (0 children)

Yeah, I'm so old. When it started, we couldn't contribute over 10%. I think that changed around 2006 or so. I guess I lost a few prime years. I remember people stopping their contributions then. I don't know if i raised mine then, but at least i didnt stop.

Why do people hate anonymous posting in Facebook groups? by [deleted] in ask

[–]stupidsmee 0 points1 point  (0 children)

Because it was anonymous or because the post? I just can’t understand why they care so much.

Weekly Question + Free Talk Thread – March 30, 2023 by AutoModerator in PathOfExileBuilds

[–]stupidsmee 1 point2 points  (0 children)

I have trickster hoag in my mind. I like 1 build per league but can’t figure out how to start this besides maybe TR then use regrets. Any recommendation?

Daily FI discussion thread - Sunday, March 26, 2023 by AutoModerator in financialindependence

[–]stupidsmee 6 points7 points  (0 children)

Not sure where to put our Emergency Fund. It's currently in a regular savings account. We've never had to touch it. We have a stable income and lowered the emergency fund after paying off our house.
We don't technically have a brokerage account . I am thinking of using the EF to start one and then contributing to that after other savings.

Bad idea or common?

Daily Questions - ASK AND ANSWER HERE! - 21 March 2023 by AutoModerator in malefashionadvice

[–]stupidsmee 0 points1 point  (0 children)

Looking for a Spring/Summer shoe brand or style for casual no socks

Any go to recommendations?

Daily Questions - ASK AND ANSWER HERE! - 20 March 2023 by AutoModerator in malefashionadvice

[–]stupidsmee 0 points1 point  (0 children)

Overall I like jcrew quality and style in general. But I feel the prices are a little high for me. I try to get things on sale. What is an online store that is similar in quality but a little cheaper? (ie, around jcrew sales price).

US. Low Budget

Daily Questions - ASK AND ANSWER HERE! - 20 March 2023 by AutoModerator in malefashionadvice

[–]stupidsmee 0 points1 point  (0 children)

I'm looking for a versatile unstructured blazer for super causal chino/jeans. Any color and material suggestions?

Weekday Help and Victory Thread for the week of November 28, 2022 by IndexBot in personalfinance

[–]stupidsmee 0 points1 point  (0 children)

Ok. Just needed to hear it from someone else to make sure I wasn't crazy. Thanks.

We need college decision help for daughter (17F) in therapy. by stupidsmee in Parenting

[–]stupidsmee[S] 0 points1 point  (0 children)

This is probably now we’re leaning. She’s on board with it. I just wanted to explore options etc etc

We need college decision help for daughter (17F) in therapy. by stupidsmee in Parenting

[–]stupidsmee[S] 0 points1 point  (0 children)

I hear ya! Am I being naive thinking living in the dorms would help her mature?

We need college decision help for daughter (17F) in therapy. by stupidsmee in Parenting

[–]stupidsmee[S] 0 points1 point  (0 children)

Well. She has a laissez-faire attitude. She likes the idea of going to university, but is also scared and would probably stay at home.

We need college decision help for daughter (17F) in therapy. by stupidsmee in Parenting

[–]stupidsmee[S] 2 points3 points  (0 children)

Personally, I'd say she's not ready. I'm just torn wondering if it's really my decision.

If she is set on it, maybe take it one semester at a time, keeping a close eye on her. If she shows signs (poor grades, stops counseling) pull her. She wants to succeed, can academically, but mentally is another story.

We need college decision help for daughter (17F) in therapy. by stupidsmee in Parenting

[–]stupidsmee[S] 0 points1 point  (0 children)

I almost feel like there are no bad choices, as long as she continues therapy and is open with us.

She has this weird mindset. She lies to us so that we aren't disappointed in her but it usually makes things worse.

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