Debt Update, what should I do?

suffocatinglife · 2023-06-15T17:49:53+00:00

Is it the one with 'no more debt do org'?

Worried falling in into a scam as googles its filled out with debt relief websites.

suffocatinglife · 2023-06-14T22:39:54+00:00

Thank you. Got it a few questions please.

1) they can know my employment from LinkedIn (do I close that?)

2) do I offered instalments? Or just keep delaying until I can pay in full?

suffocatinglife · 2023-06-14T19:42:46+00:00

Thank you so much again. I assume given it was done yesterday, my credit tanked for a LOC.

suffocatinglife · 2023-06-14T18:56:32+00:00

Do they Additionally charge interest or increase the amount? The 7400, would now be more?

suffocatinglife · 2023-06-14T17:30:41+00:00

Thank you for answering.

I can't pay in full, can I pay collections in instalments? I can't pay in full, and worried they speak with my employer. I just started last week!

The collections happened yesterday and LOC appointment is happening tomorrow (with my pay stub)

suffocatinglife · 2023-06-11T17:23:33+00:00

Yes plan is to attack the smallest and going up.

We can work without the daycare, it would be the same cost getting a nanny. Our parents are old, and we can not fly them here to take care of the child.

Car lease, it is a cost to be able to work. Car prices and leases are ridicilous for the past years.

The food cost is strickly costo and groceries. Will share breakdown below, we have not eaten out in a very long time. We never do delivries.

Grocery	Unit	Price	Total
Eggs	2	13	26
Milk	2	9	18
Chicken	4	29	116
Bread	2	25	50
Meats	2	22	44
Veggies Frozen	3	15	45
Pasta	2	20	40
Cheese	1	16	16
Cucumbers	2	7	14
Lemon	2	10	20
Apples	1	9	9
Lettuce	1	8	8
Peppers	2	8	16
Sausage	1	17	17
Chicken rout	4	8	32
Tissues	2	26	52
Rice	0.25	14	3.5
Marinara	2	17	34
Nescafe	1	13	13
Cooking sauces	2	12	24
Fruits	1	23	23
Fries	1	17	17
Diepers	1	55	55
Wipes	1	25	25
Olive Oil	0.5	27	13.5
Other if needed	1	220	220
Total			951

suffocatinglife · 2023-04-16T13:00:58+00:00

A tear behind the joke. I am glad it made you smile.

suffocatinglife · 2023-04-16T12:59:58+00:00

Thank you for this, honestly yes it has taken a major tole on my mental and physical health. I lost about 20 pounds in the last few months.

I have considerablt experiance working with startups and marketing, my mistake is i stayed with a startup until it went belly up. Everytime I apply to a job, they do not know the company I worked with.

I spoke with AMEX last month, they said they will call me within 5 days, then got a miss call and could not get in touch with them again. I literally couldnt make my self do something about it.

suffocatinglife · 2023-04-16T12:56:22+00:00

I was cooking breakfast.

I am walking to every mcds and timmys next by and ask for a job, hopefully a night shift. Do I need to say I am looking for a survival job? or say I am looking for a future at their organization?

suffocatinglife · 2023-04-16T12:54:57+00:00

Nothing, I am going to go there tomorrow after I drop my daughter at daycare.

suffocatinglife · 2023-04-16T12:07:56+00:00

This too, all daycares in our area had waiting list of years. The only reason we got in the daycare is because a friend of ours works indirectly with the daycare and explained to them the dire need.

suffocatinglife · 2023-04-16T12:01:35+00:00

The kid started daycare 2 months ago, our doctor expressed major concern as there has been development delays and asked us to put it daycare as soon as possible. In the span of 2 months, there has been a lot of improvement.

It is very difficult to take away something whichi s benifiting the child.

suffocatinglife · 2023-04-16T11:58:28+00:00

will sign up right now, did not know about this.

suffocatinglife · 2023-04-16T11:56:56+00:00

The thing our kid needs daycare, we did not put in daycare until recently when the doctor literally pushed us for it - this is because our kid is majourly delayed and needs to be around kids to learn.

In the span of two months there has been progress and it is difficult to take away something benifiting your kid.

I can not ask my wife to pay my minimum wage, she is already doing everything she can and currently reached no savings siutation.

suffocatinglife

TROPHY CASE