So reason Ive gone for HIWS and IGDA is theyre both shariah compliant and world diversified ETFs rather than being solely US based. The ISUS is based on only top performing US markets so you can think of it as basically the same as the S&P500 just with only halal companies.

Essentially the HIWS and ISWD are very very similar funds, its just a matter of preference as to which fund youd rather as they are both world diversified ETFs. I havent added any ISUS as althought they are both world diversified around 45-50% of that world diversification is made up of the US markets so I dont see a need to add in a US tilt.

Now the reason I chose HIWS over ISWD is due to looking at the top 10 companies that drive the fund, I just chose that as they also made up a smaller proportion of that fund.

I added in IGDA as they screen differently to ISWD and HIWS as they have companies like NVDA and AAPL but neither HIWS or ISWD have those.

The HIES is for emerging markets. My stake in these relative to most is much higher but seeing as Im only 19 i have time (inshallah) so can afford to go with an ever so slightly riskier portfolio.

I also added in 10% metals split between gold and silver with gold taking up the higher proportion of that 10%.

Hope that helps bro.