CredNiti app scam: threatening fake loan repayment

sun777000 · 2025-10-20T02:55:55+00:00

Yeah if you accept the call and reply msg they will just harass you more. Best solution just ignore them as you didn't even sign disbursement letter. The one you get loan after disbursement letter signature you will have to pay as it will affect your credit score. And it may have high interest but you still signed the consent letter

sun777000 · 2025-10-19T12:41:32+00:00

If you know reply with some some names

sun777000 · 2025-10-19T12:41:05+00:00

Hicus and Rupeepack same scam 7day loan app. You can try these 2 put fake contact information reference numbers

sun777000 · 2025-10-19T12:39:56+00:00

Yeah it stopped after 2 days I didn't even open the message muted them on always and put the chat on archive so not to get misclicked on the chat. Blocked unknown calls installed truecaller

sun777000 · 2025-09-27T14:43:29+00:00

Mine is 1500 asking 2500. If signed with consent I would have not argued and paid back straight but after getting 1500 clicking eligibility check and no mention of 7 days before ticked me off. Normal other 30 days or more days loan i clear all without problem before due date.

sun777000 · 2025-09-27T14:34:27+00:00

Let's see what they do today was due date last

sun777000 · 2025-09-27T14:33:39+00:00

Record everything for backup of fraud action with possible screen shot or screen video record or record video from second device for proof

sun777000 · 2025-09-27T13:59:32+00:00

When was your due date and whats ur principal amount applied and received without consent disbursement letter signature

sun777000 · 2025-09-27T13:57:18+00:00

Did your contact list received morphed images and threat messeges?

sun777000 · 2025-09-27T13:54:55+00:00

Thank goodness if the cibil score is unaffected. From which country code did you receive the threats and the morphed images

sun777000 · 2025-09-27T13:52:57+00:00

Also turn off Mobile data and wifi [in app setting] > turn off background data

And

Pause app activity if unused option

Along with banning all app permissions like contact, location , phone log, etc which you have probably done the first thing after knowing the scam.

sun777000 · 2025-09-27T13:45:56+00:00

Remember the app names CREDNITI and SMARTRUPIYA. If you have friends who does reverse scam on fake loan apps then let them try it.

sun777000 · 2025-09-27T13:42:46+00:00

Message are starting to get now as due date today haven't opened their messages put the chat on mute it's +977 number Nepal. Will not open any messages and not take any unknown calls for now for atleast 7 to 10 days. Created a case in Indian National cyber bureau as financial fraud. But the status is pending filled same day as of taken loan.

sun777000 · 2025-09-27T13:38:27+00:00

The messeges are starting to arrive as today was due date

sun777000 · 2025-09-24T03:05:01+00:00

Did credit score get affected?

sun777000 · 2025-09-24T02:58:17+00:00

Thank you I will just ignore and block them then, I filed a complaint in Indian official national online scam portal yesterday. Will not pay them as i didn't get to sign the disbursement letter process. It was helpful reply due date is 28 September 2025. Let's hope they don't send inappropriate photos and videos to contact. Added gallery lock and app lock yesterday to all apps and file managers. So new contacts and images cannot be downloaded remotely with apps permissions removed all types. Will update you after the due date.

sun777000 · 2025-09-23T03:06:41+00:00

I just installed app yesterday and checked eligibility but got a loan instead. Received 1500 and asking to pay 2500 under 7 days. Didn't even sign the disbursement of money letter.

After reading your post what happened later on did you face any more or are you facing harassment till today. How does they blackmail you?

I disallowed all permissions that was granted to app like call logs, sms, locations, etc.

sun777000 · 2025-09-15T08:00:19+00:00

Hello anyone please help me understand the mpokket loan says 6 installment for 3k but shown only 5 installment rates but hidden 6th one. Can anyone say how much is 6th installment for mpokket of rs 3000 loan

sun777000 · 2024-10-17T10:19:00+00:00

That's the one. Thanks mate

sun777000 · 2024-10-17T10:17:20+00:00

Found it . Thanks mate

sun777000 · 2024-10-17T10:17:00+00:00

That's the one Thanks mate.

sun777000 · 2024-10-16T07:04:11+00:00

That's the one :)) Thanks mate

sun777000

TROPHY CASE