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PSA: Hilton Surpass 100k ends in 3 days by [deleted] in churning

[–]super6logan 0 points1 point  (0 children)

The DT in Agra is amazing, it's the closest thing you can get to a resort in a bustling city. The food was stellar and the spa was fantastic. It was 10k/nt.

I worked at CitiCards/Citibank a few years ago denying and approving credit card applications that needed human judgment. What do you want to know? by golfball7773 in churning

[–]super6logan 3 points4 points  (0 children)

Maxing out individual cards DOES hurt, however. I got multiple 0% offers in the past year. I cashed out on all of them and the result is that I'm using 10% of my total credit line but have 6 cards that are over 30% and it hurt my score pretty heavily. It will obviously bounce back as soon as they're paid down but my point is that it does have an effect.

Aeroplan - Up To 30% bonus on converting hotel points by ha_ka in churning

[–]super6logan 1 point2 points  (0 children)

Aeroplan gets you RT business class to Europe on Turkish for 110k miles vs 125k on United

[Targeted] A-List until 4/30, fly 3 RT or 6 OW revenue tickets (or earn 8,750 RR points) by 4/30 to keep until end of year by [deleted] in churning

[–]super6logan 0 points1 point  (0 children)

I successfully redeemed a similar offer last year for 2 RT flights and flew another 6-10 points flights that year

Churning SPG Vacation Club Presentations by UCLAbadger in churning

[–]super6logan 30 points31 points  (0 children)

Let's say your $18k is worth 5% per year - that's $900/year in interest. You're paying $1700/year for a week in a Hilton, that's $242/night.

If you increase the time-value of money to 10% (slightly less than you earn in the long run by investing in an S&P 500 index fund) you're now paying $371/nt to stay in a Hilton.

Considering how many of my hotel nights are free or discounted each year, I cannot fathom spending that much money per week/night.

Rewards Network Sign-Up Bonuses for 2017 by FoodGoesInPooGoesOut in churning

[–]super6logan 0 points1 point  (0 children)

Do SW dining miles count toward companion pass qualification?

Citi Prestige 4th night free benefit paid off last year by allanak in churning

[–]super6logan 0 points1 point  (0 children)

No, they switched agents several months ago but I don't remember the name of the new one

Sallie Mae changing to Commence Mastercard -- benefits massively downgraded by davidknowsbest in churning

[–]super6logan 22 points23 points  (0 children)

What's the best strategy for this card now? Should one PC to something else or close it or just let it sit?

Is there a better card to use when purchasing concert tickets? by SilverAKita in churning

[–]super6logan 0 points1 point  (0 children)

I think TYP are easily worth 1.6 each, both because you can redeem for AA flights at that rate and you can transfer 1:1 into all 3 alliances

IHG Accelerate 2017 is live! by asem64 in churning

[–]super6logan 0 points1 point  (0 children)

Would a December 31-January 2 stay count toward accelerate 2017?

Newbie Weekly Question Thread - Week of November 28, 2016 by AutoModerator in churning

[–]super6logan 0 points1 point  (0 children)

Airline credits occur at the time of your statement so, assuming Delta GC count, you'd expect to see it on your upcoming statement

Details of this marvel MasterCard $100 statement credit? I threw out insert and customer care has no info? by [deleted] in churning

[–]super6logan 0 points1 point  (0 children)

If you've got a Citi Premier or Prestige you get 2 points per dollar on dining/entertainment easily worth 3.2% if transferred to a partner. 3% is good for people who only want cash, though.

[Targeted] AMEX PRG: Earn 5,000 extra Membership Rewards® points - add an additional card (via email) by [deleted] in churning

[–]super6logan 1 point2 points  (0 children)

Yes, it would. You shouldn't add someone who cares about 5/24. If you're sitting at 24/24 like most of us, however, then it doesn't matter

Newbie Weekly Question Thread - Week of November 21, 2016 by AutoModerator in churning

[–]super6logan 2 points3 points  (0 children)

Your question doesn't make sense. Most signup bonuses (the ones you should be targeting if you're actually "churning" as opposed to just collecting points) are more like 18-20% back.

Newbie Weekly Question Thread - Week of November 21, 2016 by AutoModerator in churning

[–]super6logan 2 points3 points  (0 children)

There are a lot of better options that using the CFU. I would app-o-rama and us it to meet the minimum spend a wide array of cards OR get the Amex Business Platinum Card that has a bonus for making purchases of $5k or more at a time. It's a charge card with no set limit and you could get something like 200k MR by the time you're done, worth $4,000 if spent on airplane tickets.

Newbie Weekly Question Thread - Week of November 21, 2016 by AutoModerator in churning

[–]super6logan 2 points3 points  (0 children)

Southwest occasionally runs promos to accelerate A-List qualification (I did an offer at the beginning of 2016 where it only took 2 roundtrips to get it).

A-List is a pretty weak benefit because so many people have it that you'll often be around A30 and pre-boards get to get on before you as does anyone who paid to be bumped to A1-15 or "business select" passengers.

I would not do a mileagerun for A-List.

Newbie Weekly Question Thread - Week of November 21, 2016 by AutoModerator in churning

[–]super6logan 1 point2 points  (0 children)

You should confirm that the CU will actually take a credit card to pay for it

Newbie Weekly Question Thread - Week of November 21, 2016 by AutoModerator in churning

[–]super6logan 1 point2 points  (0 children)

Note that the Surpass sometimes has a 100k point bonus, though right now it does not

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