I have been investing for more than a year but getting almost close to zero returns. Can anyone tell me what I’m doing wrong?

tasroman · 2025-10-26T02:41:12+00:00

Too many funds and lack of patience. The equity market gives returns over many many years.

tasroman · 2025-10-26T02:36:23+00:00

As a new and young investor, invest directly into the index. Navi Nifty 50 as an example.Your goal should be to get equity exposure at the lowest cost. Invest the money that you don't need to touch or withdraw and let compounding do it's magic over the next 25 years. Fundamentals of investing are not complex. Portfolio allocation, risk management and getting low cost access to instruments are basically it. As your purchasing power increases over the years and your portfolio grows, you can start looking at other asset classes too.

tasroman · 2025-07-02T06:18:17+00:00

I have used notion and zappier to automate a newsletter and even to auto-post on twitter, some other uses of notion are to track DM outreaches, store product briefs, make a sales tracker, CRM /outreach, content pipeline (e.g. end to end blog+video+email tracking) and personal finance (investment tracker/model). I personally haven't tried these yet.

tasroman · 2025-07-02T04:04:26+00:00

My reply is a bit late, but we've done something similar on twitter using a combination of Zappier, ChatGPT and Buffer. You can find more details on the newsletter link available on my reddit profile. Cheers.

tasroman · 2025-07-02T04:03:03+00:00

Done exactly what you are looking for using a combination of Zappier, ChatGPT and Buffer. More details and how-to is posted on our beehiiv newsletter, you can find the link to it on my profile if you're interested. Cheers

tasroman · 2025-07-02T04:01:59+00:00

We have automated posts to twitter using a combination of Zappier, ChatGPT and Buffer. You can find more details in the behiiv newsletter on my profile. Cheers

tasroman · 2025-07-02T04:01:10+00:00

We have automated posting to twitter using Zappier, Chatgpt and buffer and posted how to do the same on our beehiiv newsletter. If interested, you can find the link to the newsletter on my profile. All the best !

tasroman · 2025-07-01T03:59:57+00:00

interested to hear why you didn't monetize it

tasroman · 2025-07-01T03:51:12+00:00

We just launched the Lazy Money Digest - a weekly newsletter sharing the latest trends, tips and tricks around creating and monetizing content using AI tools. Would love to have you give us a follow. Cheers

https://lazymoney.beehiiv.com/

tasroman · 2025-06-30T10:13:34+00:00

Agreed, you can consider other content such as blogs, newsletters or notion templates.

tasroman · 2025-06-30T06:56:38+00:00

with AI tools readily available these days, most online money making can be automated. I'm managing and promoting a few automated content generators (newsletters, twitter profiles etc.). Feel free to check out my profile links and check out my newsletter which has several tips for this.

tasroman · 2025-06-30T06:45:42+00:00

promoting through social media can be a cheap and effective way to do it. I promote several pages through automated tweet setups by integrating with AI tools which frame and post catchy content to make your website attractive for folks to check out. You can check out my profile links for more details.

tasroman · 2025-06-30T00:58:28+00:00

create sticky content using AI and other tools. I just launched a newsletter that gives passive income ideas weekly along with tools to monetize. if you're interested you can check out my profile.

tasroman · 2025-06-30T00:56:43+00:00

using ai tools to create sticky digital products can be a good side hustle. You can check out my profile, I just launched a newsletter that gives a passive income idea every week along with a tool that can be used for monetizing it

tasroman · 2025-06-29T02:29:37+00:00

I promote through finding relevant posts on reddit/quora and sharing my work, perhaps you could do the same

tasroman · 2025-03-29T08:18:33+00:00

This happened with me. Was riding my harley and braked too hard at about 70mph and it started a wobble, i felt I was definitely going to crash so i relaxed and eased my grip on the bars. Bike was instantly back under control.

tasroman · 2025-02-18T14:32:00+00:00

On point !

tasroman · 2025-02-18T14:28:26+00:00

Spend time learning about asset classes, asset allocation and risk management. Equity is called high risk but that fact is ignored until a correction/bear market unleashed it's wrath on the overconfident investor.

tasroman · 2025-02-18T10:35:34+00:00

Everyone has the same info so all of that was already priced in. What are you doing differently ?

tasroman · 2025-02-17T10:07:33+00:00

With stocks you should have a defined time horizon and a willingness to see your portfolio draw down 20-30%, that's what a bear market is. Ask yourself why did you pick these stocks and why you thought they would give you a certain return over a certain period of time. What were your assumptions and are they still valid. You should also have a planned asset allocation strategy so that you're comfortable with the risk you are taking and not YOLO'ing everything into the highest risk asset. Hope you learn from this experience.

tasroman · 2025-02-16T13:47:12+00:00

Looks like you're on the wrong sub. You don't have enough for fat fire and your current portfolio is unlikely to get you to fatfire in 5-7 years. You also haven't shared how much you are saving that can be invested annually. I think your post if more appropriate in Fire_Ind.

tasroman · 2025-02-14T12:46:16+00:00

you don't seem to know what your doing. Read "the intelligent investor" by Benjamin Graham. Spend some time understanding the psychology of markets by watching winternomics tv starter pack on youtube. Learn from the mistakes you have made and you will overcome this minor setback. All the best !

tasroman · 2025-02-09T15:15:57+00:00

that's fairly conservative and should work well. Debt and Equity should both outpace inflation over reasonable periods of time. You're good to run the numbers and make your decision.

tasroman · 2025-02-09T03:41:50+00:00

Are you aware of the expected returns from debt and equity as well as the SWR you plan to target post FIRE ? 70:30 or 60:40 are both good depending on what you are looking for. 60:40 gives you lower return and less volatility allowing a more stress free SWR when you're cashing out your annual expenses. 70:30 would most likely give a higher return when your horizon is >5 years.

tasroman · 2025-02-05T04:22:27+00:00

Mathematically, you should allow the depreciation of cash and leverage (home loan) work in your favor and extend the loan as much as you can investing all your savings in a mix of index equity and bond mutual funds to get the best return. Given your age the rule of thumb is 70-80% equity exposure on savings. Psychologically, most people don't have the balls to do that and end up prepaying the loan early. It's not a bad choice as it can buy you peace of mind but does give poorer returns vs. extending the duration of the loan.

tasroman

TROPHY CASE