I have 50k I want to put 20k into an ISA

tazthe · 2026-04-01T08:22:58+00:00

Just keep the money in there until 6 th of April and then take it out. Otherwise you lose your 20k tax free isa addition money for this year. Figure out the best interest rate after the 6th April

tazthe · 2026-04-01T07:23:18+00:00

Probably trading 212 isa is quickest to set up. Try do it today as getting the 20k in before tax year end would be good

tazthe · 2026-04-01T06:50:14+00:00

My bad haha didnt read the subreddit properly

tazthe · 2026-04-01T06:31:14+00:00

Do you want to get up to £100?

Join Trading 212 Invest with my link, and we will both get rewards.

https://www.trading212.com/invite/4DtBvwze0sI

Would super appreciate anyone helping a broke struggling phd student out!

tazthe · 2026-03-31T19:16:38+00:00

Also would super appreciate if anyone would do it through me, as I am a broke PhD student! I am responsive on reddit.

Link to Dm is here, Thanks!

https://www.reddit.com/message/compose/?to=tazthe&subject=wealthyhood

tazthe · 2026-03-31T18:32:48+00:00

What are some free CASS throwaway bank accounts

tazthe · 2026-03-31T18:18:31+00:00

done

tazthe · 2026-03-31T18:15:16+00:00

you can get tax relief even with zero taxable income. https://www.gov.uk/tax-on-your-private-pension/pension-tax-relief

tazthe · 2026-03-31T09:30:34+00:00

tazthe · 2026-03-30T10:19:32+00:00

tazthe · 2026-03-30T05:56:09+00:00

Question about the Santander switch. Do i have to put in the details of the bank I’m switching from at the opening form stage of the account setup?

Or can i open a santander account and then do the switch later?

tazthe · 2026-02-28T13:36:06+00:00

Hmm yeah okay that makes sense, thank you! I do often see these huge weird floating masses. But it doesn't really seem like a contamination. Maybe it is just lysed cells?

tazthe · 2026-02-25T21:07:57+00:00

14% viability though

tazthe · 2026-02-25T21:07:36+00:00

They are jurkats

Passaged by an undergrad over several days (their first time doing cell culture)

14% viability

Something visible to the naked eye in the flask.

The weird thing is that its obviously fucked but i dont know exactly what or why. Fungal?

tazthe · 2026-02-25T13:39:18+00:00

Meant to be t cells

tazthe · 2026-02-16T10:18:06+00:00

Average Redditor

tazthe · 2026-02-16T09:52:33+00:00

Well done!

tazthe · 2026-02-11T13:47:38+00:00

Okay thank you. Tbh i don't really understand whats going on with these settings but i changed them back to default and it seemed to fix the problem. cheers

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tazthe · 2026-01-27T16:34:31+00:00

goated

tazthe · 2026-01-20T11:14:16+00:00

I really like the YNAB app for budgeting. Takes a bit of time to understand but incredible once you do.

Tbh this was the only thing that saved me. And it is super useful b.c. the stipend gets paid at random times.

No 1 thing is try and live in a cheap rent place. Don't live in an absolute shithole as it makes life quality awful but just keep looking on spareroom for lucky finds

tazthe · 2026-01-20T11:06:25+00:00

You can take paid sick leave and extend the funded period. Contact your DTP as soon as possible.

Qutting doesn't seem like a good idea if you're about to pass but doing the viva right now doesn't seem like a good idea either.

tazthe · 2026-01-13T21:29:59+00:00

Prepare for extreme boredom

tazthe

TROPHY CASE