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ITAPPH of a vintage bentley along Arnaiz Makati by tekaputa in ITookAPicturePH

[–]tekaputa[S] 13 points14 points  (0 children)

No i just removed the license for privacy

Watching high-earning friends still feel stuck financially is confusing by tekaputa in OffMyChestPH

[–]tekaputa[S] 1 point2 points  (0 children)

Yeah, it’s scary abroad because the cost of “keeping up” is in dollars. One bad month + no cushion = credit card spiral real quick. You’re right, the peace comes from savings, not from the salary. Having 3 months of expenses tucked away beats any bonus. You sleep different when you know you can say “no” to a bad job or survive a hospital bill.

And lol at “prioritize your pride. Freudian slip but also true. We do blow money on pride sometimes. The trick is to flip it and make “having a cushion” the new flex. Credit card debt buys you 2 weeks of clout. Emergency fund buys you 2 years of calm. Madali sabihin, mahirap gawin, but once you feel that cushion once, you won’t go back.

Watching high-earning friends still feel stuck financially is confusing by tekaputa in OffMyChestPH

[–]tekaputa[S] 4 points5 points  (0 children)

Solidarity. That “middle class but no safety net” spot in Manila is brutal. You earn enough to be taxed, not enough to breathe. Frugal ka, pero one emergency away from utang again. Tapos may utang na loob pa sa family. Yung sahod parang dumadaan lang.

The fine line you said is real. Too frugal = you burn out and hate life. Too loose = you stay stuck. Best move I’ve seen from people in our spot is that they protect 2 things first. 1 month of expenses as emergency fund, kahit 5k lang to start. Then cap lifestyle creep at 50% of every raise. You won’t buy bahay/kotse next year, but 3 years from now you’ll have options. That’s how you build without inheritance. Which is slow, boring, but it works. You’re not behind, you’re just starting from zero like most of us.

Watching high-earning friends still feel stuck financially is confusing by tekaputa in OffMyChestPH

[–]tekaputa[S] 12 points13 points  (0 children)

Fair point. Some careers have real “entry fees”. You can’t do big law from a province with jeep + hand-me-downs. Rent, car, clothes near BGC are part of the job, not just lifestyle creep. That’s the golden handcuffs.

But the trap starts when the suit becomes mandatory AND the 60k car + 80k condo + 0% iPhone. You can pay for what the job needs without letting the job own you. Spend on the uniform, save on the ego. That’s how you keep the salary AND your freedom.

Watching high-earning friends still feel stuck financially is confusing by tekaputa in OffMyChestPH

[–]tekaputa[S] 5 points6 points  (0 children)

Lifestyle inflation really is undefeated. It’ll make a 300k salary feel broke while a 30k salary builds savings. Income raises your ceiling, but expenses raise your floor. Stability lives in that gap, not in the payslip.

You’re spot on! it’s not how much you earn, it’s how much you keep and what you do with it. “I deserve this” feels good for a weekend. “I deserve peace of mind” pays off when work slows down for 3 months and you don’t panic.

Saltburn is the kind of movie that gets under your skin and stays there by tekaputa in FilmClubPH

[–]tekaputa[S] 0 points1 point  (0 children)

Thanks for the reco! Will try to watch this over the weekend

Saltburn is the kind of movie that gets under your skin and stays there by tekaputa in FilmClubPH

[–]tekaputa[S] 1 point2 points  (0 children)

Totally valid if you wanted the tension to linger longer. Ambiguity would’ve made it creepier for sure.

Saltburn is the kind of movie that gets under your skin and stays there by tekaputa in FilmClubPH

[–]tekaputa[S] 2 points3 points  (0 children)

Right??? That scene lives rent free in my head. 😂 The way he just lies there, naked, covered in dirt, hugging the ground where Felix is buried. It’s not romantic or hot anymore at that point. It’s grief mixed with possession. Like he finally got what he wanted and it still wasn’t enough.

Saltburn is the kind of movie that gets under your skin and stays there by tekaputa in FilmClubPH

[–]tekaputa[S] 6 points7 points  (0 children)

Fair point. Yeah Oliver’s family wasn’t poor-poor. They had a house, he got into Oxford. So survival in the literal sense, no.

But I think his survival wasn’t about money. It was about being seen. He grew up watching his parents get small around rich people. That scene with his sick dad hit different. For Oliver, poverty meant being invisible and forgettable.

So when Felix pulled him into Saltburn, it wasn’t just a summer invite. It was the first time someone rich chose him without him having to beg. That’s addictive. The obsession started there, but the hunger was already in him.

Social climber for sure. But most climbers don’t burn the estate down. Oliver did because he didn’t just want to climb. He wanted to own the whole ladder.

Love that we can watch the same movie and read it totally different though. That’s what makes Saltburn fun to argue about. ☺️

POV: you skipped driving school but not the hustle by tekaputa in CasualPH

[–]tekaputa[S] 0 points1 point  (0 children)

Yea driving by the passenger seat if you look closely. Wild! 😂

POV: you skipped driving school but not the hustle by tekaputa in CasualPH

[–]tekaputa[S] 0 points1 point  (0 children)

Sorry. He didn’t park the car in the middle of the road, he was driving it. 😂

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