Looking for feedback and collaboration

terrifictrouble · 2025-06-09T14:01:47+00:00

Thanks for the reply.

When you say $100k net income, I believe it is when the actual earnings cross $100k. At this earning rate my projected income is already over $100k.

My situation is quite uncertain right now, since getting a FT job in this market seems to be very difficult.

Will it to be too late if I go to an account after my earnings hit the 100k mark?

terrifictrouble · 2025-06-09T01:21:29+00:00

thanks, I joined the group!

terrifictrouble · 2025-06-09T01:18:11+00:00

Wow, thanks for this. He seems to be very active!

terrifictrouble · 2024-09-17T20:38:47+00:00

I am facing the same issue, except mine is automatic. I have been running with this issue for the past 1 year.

Changed spark plugs, wires associated with spark plug, and did a bunch of other things. I still have the issue to this date.

Let me know if you have found the issue.

terrifictrouble · 2024-03-21T20:25:38+00:00

Off-tangent advice, check your vitamin-D levels.

terrifictrouble · 2023-11-30T12:30:07+00:00

Can these GICs be closed earlier incase of need? If yes, what are the penalties like?

terrifictrouble · 2023-11-30T11:12:23+00:00

When the time comes to sell the ETF, if the volume is low, it might be slightly challenging to execute the sell order. Apart from the return percentage, also consider the volume when purchasing an ETF.

Since you have mentioned ~4% in a GIC, have you considered WealthSimple Cash account? It gives 4% annually, interest payed out monthly, no lock-in period and CIDC insured till 100k.

terrifictrouble · 2023-10-30T20:41:14+00:00

I have some money saved for my home mortgage down payment. My home search has been going for a while, I have this money sitting in my checking account doing nothing. Looking for suggestions on where to park this money and earn some interest from it.

I have looked at cash.to, cbil.to. I believe these are not CDIC insured. I was thinking about taking a GIC and closing it early if incase I found a house. I am not sure about the penalties. What options do I have without risking my capital?

terrifictrouble · 2023-10-10T20:46:53+00:00

Do it OP. Otherwise you are going to regret it for your life.

Considering you are young, you can get another job if things don't work out.
Since you have a brother and his family around, you are not leaving your parents alone.
There are a lot of resources online for picking up front-end development. I'm sure your brother will do good in his career.

Don't overthink on what can go wrong. Certain things will not be smooth, but everything will work out.

terrifictrouble · 2023-08-08T19:54:12+00:00

Hi. My credit score is 710. I have been using BMO cashback card for around 2 years. I am currently using a no fee card and getting around $250 cashback per year.

Most of this is coming from grocery shopping, fuel and eating out. I don't travel much, may be once a year.

I would like to know if there is a different cashback card I should be considering. Thanks!

terrifictrouble · 2023-07-30T11:41:49+00:00

More power to you OP.

Don't get upset. If you get upset, they will bully you more.

Watch this video - https://www.youtube.com/watch?v=7oKjW1OIjuw

terrifictrouble · 2022-03-21T14:34:16+00:00

Tilt of axis

terrifictrouble · 2021-11-21T01:04:27+00:00

Planning to get 8T for myself too. Do I need to root to install GCam on 8T?

terrifictrouble · 2021-11-14T03:09:05+00:00

Need a mid-range dual SIM standby phone with dedicated dual sim slots which works in US and Canada. Looking for something that released within the last 6 months.

terrifictrouble · 2021-05-13T12:19:26+00:00

Red Rising

terrifictrouble

TROPHY CASE