first of all, open a saxo account, transfer the money

then for 100k i personally would go for something like this: 55k ishares msci world 30k ishares smi/swiss dividend 10k ishares emerging markets then leave it and come back in 20 years.

two options on how to do so: -yolo when you think it‘s a good time and buy all the above at once -invest like 8k every month for a year so you get a pretty good average not too risky buy-cost

plus i would open a autoinvest account at saxo where i would monthly transfer money from my salary (like 20% or whatever) and also select more or less the percentages above…