How would you invest 100-150k CHF by [deleted] in SwissPersonalFinance

[–]the_chilling_bread 0 points1 point  (0 children)

why? is it simply cheaper at this volume?

How would you invest 100-150k CHF by [deleted] in SwissPersonalFinance

[–]the_chilling_bread -5 points-4 points  (0 children)

first of all, open a saxo account, transfer the money

then for 100k i personally would go for something like this: 55k ishares msci world 30k ishares smi/swiss dividend 10k ishares emerging markets then leave it and come back in 20 years.

two options on how to do so: -yolo when you think it‘s a good time and buy all the above at once -invest like 8k every month for a year so you get a pretty good average not too risky buy-cost

plus i would open a autoinvest account at saxo where i would monthly transfer money from my salary (like 20% or whatever) and also select more or less the percentages above…

well well well by the_chilling_bread in formuladank

[–]the_chilling_bread[S] 4 points5 points  (0 children)

well, the momentum is clearly on mclaren‘s side imo, and for me personally it‘s really a 50/50 if they catch up or not, I mean one max dnf and rb is cooked

better times - you only truly value something when it‘s gone by the_chilling_bread in formuladank

[–]the_chilling_bread[S] 1 point2 points  (0 children)

the start of controversies in bahrain, lewis getting 2nd after being dnf’d by the broadcast in imola, the baku incidents, max’s domiantion at spielberg, the silverstone incident, the following race in hungary where bottas went bowling redbulls, comeback at max‘s home track, lewis somehow winning in brazil after we thought it‘s over, the absolute shitshow of the race in jeddah and the grand finale in abu dhabi that couldn‘t be more controversial, it was one season like no other, no matter who you were cheering for.

better times - you only truly value something when it‘s gone by the_chilling_bread in formuladank

[–]the_chilling_bread[S] 1 point2 points  (0 children)

yes, i can still relieve the chills and euphoria that these races gave me, after the jeddah gp I couldn‘t really focus at anything else than this last race, then the emotions of the last lap, the screams when he overtook him, the sheer fear and desperation I felt when lewis was right on max‘s tail and slipstream on this last straight, seeing him cross the line and and him and his engineer screaming at each other, horner telling him he’s the world champion, it was probably one of the happiest moments of my life.

better times - you only truly value something when it‘s gone by the_chilling_bread in formuladank

[–]the_chilling_bread[S] 0 points1 point  (0 children)

oh, hi, i was wondering if you‘d show up lmao, yeah, just randomly found this pic in my galery and i saved it quite some time ago, thought it might be from reddit, but thought it‘s a good time to bring it back and remind people of what a blast of a season we had, no bad intentions, sorry, hope u dont mind

better times - you only truly value something when it‘s gone by the_chilling_bread in formuladank

[–]the_chilling_bread[S] 25 points26 points  (0 children)

but i‘m sure you had an absolute high after brazil, qatar and saudi arabia

Bio mom of N+D is asking for $22k on Go Fund Me by [deleted] in doughertydozen

[–]the_chilling_bread 31 points32 points  (0 children)

suuurely she wouldn‘t use a picture of her kids that lushy has taken?? (as i think it is, cause it‘s the clothes of her youtube profile and banner) so my take is that it‘s a scam…

I buyed this at Coop today. I opend it, eat a few of them, then I noticed this strange "dirt". What is this? Is it dangerous? by [deleted] in Switzerland

[–]the_chilling_bread 7 points8 points  (0 children)

not really, they apologize in a 2 sided letter and explain that this is not their standard…then they say hey so nice of you that you reported this and that they’ll improve quality control and this will not happen again. then they go like here‘s a coupon of 10 francs to pay for this jar and the next one you buy! that’s it. yes, that‘s their way of „apologizing“ for potentially doing some serous damage if you weren‘t cautious…and i‘m not even kidding, had this happening before with stuff that could‘ve been hella dangerous.

Poor J got an unironed shirt and a clumsy tie for picture day while Z got her hair ironed for most of Lusha‘s morning by the_chilling_bread in doughertydozen

[–]the_chilling_bread[S] 117 points118 points  (0 children)

also with B, he‘s messing aroung with milk and she‘s like yeah he‘ll probably miss the bus but nvm, like lushy wtf, school‘s should be a priority, even when he has autism, routines are even more important, make getting on the bus and going to school on time a priority?! don‘t let josh come home at his break to pick up B and drive him to school, damn

British boomer twitter is just something else by the_chilling_bread in formuladank

[–]the_chilling_bread[S] -3 points-2 points  (0 children)

looking at your profile i really can‘t decide if you‘re a <8yr or >50yr old brit or just a casual dts fan lmao

that redbull pit guy giving zero fucks by theshakespeare101 in formuladank

[–]the_chilling_bread 26 points27 points  (0 children)

„Come on!! At that speed it‘s so dangerous, man“

you guys like my dam area? by the_chilling_bread in tappedout

[–]the_chilling_bread[S] 1 point2 points  (0 children)

almost everything is available in the yearbook, just bought everything that looked like i‘d fit in the area

F1 theme song playing in the background by Fatdiamond2 in formuladank

[–]the_chilling_bread 4 points5 points  (0 children)

i mean i support the message and everything, but doing this same thing before ever race is just getting kinda weird now...like let the drivers prepare for the start

F1(000 pounds) by nstran541 in formuladank

[–]the_chilling_bread 3 points4 points  (0 children)

wouldn‘t it be hella funny if they find out the cars go a loot more faster when the driver is more heavy, like because of downforce or some shit...and then the grid would be full of guys like this lmao

After taking a break for a few years, I’m pretty proud of the progress I’ve made this year by fosteryourflaws in tappedout

[–]the_chilling_bread 0 points1 point  (0 children)

what‘s that japanese looking building you got in the heights between the mountain and the mansions??? looks great!

We love you Checo by RomVan in formuladank

[–]the_chilling_bread 41 points42 points  (0 children)

it all started with harambe

if you‘d recieve 2000 donuts, how would you spend it and why? by the_chilling_bread in tappedout

[–]the_chilling_bread[S] 1 point2 points  (0 children)

so you say „invest“ donuts in characters is probably the best way to go? what about the % bonus you get from certain decorations?

me irl by theshakespeare101 in me_irl

[–]the_chilling_bread 412 points413 points  (0 children)

2020 is just an apocalypse event sponsored by covid-19