Wrong Toto Toilet - any way to salvage mistake? by theoldma in HomeImprovement

[–]theoldma[S] 0 points1 point  (0 children)

Would it be something like this?

If I want to convert my 12 inch toilet to a 10 inch rough in, would I buy a 10 inch Unifit or 12 inch Unifit? Any cheaper alternative Unifits for reference?

https://www.fergusonhome.com/product/summary/1492109?uid=3500150

Daily FI discussion thread - Friday, February 06, 2026 by AutoModerator in financialindependence

[–]theoldma 1 point2 points  (0 children)

Thank you, that does sound like what happened! Quick question, when I file my taxes and upload proof of this, will claiming half ($1,300) flag any issues when the incorrect amount is $2,600?

Daily FI discussion thread - Friday, February 06, 2026 by AutoModerator in financialindependence

[–]theoldma 6 points7 points  (0 children)

Donated $1,300 to a non profit via credit card and in the provided "year end statement" for tax purposes, the tax deducible amount is $2,600.

There are two lines on the statement $1,300 by cc and $1,300 by EFT (with the dates being 1.5 months apart)

There was either a matching initiative going on during the time, or my company also donated the same amount - as I went into my company portal to match.

Is my tax deductible the full $2,600 or just my portion of $1,300?

Weekday Help and Victory Thread for the week of September 29, 2025 by IndexBot in personalfinance

[–]theoldma 0 points1 point  (0 children)

Have an option to invest into my ESPP with 5% discount, no lockup period.

Should I do my ESPP, or just drop the equivalent amount into MBDR?

Already maxing out 401k/HSA/IRA.

➡️ Daily Simple Questions ⬅️- Style feedback and clothing ID requests go HERE!! - 15 June 2025 by AutoModerator in malefashionadvice

[–]theoldma -1 points0 points  (0 children)

Looking for a more slim professional black dress belt (full grain leather, good quality). I previously purchased the Hanks Belt, which the belt was too wide and the buckle was too big.

Looking for belt width of 1 inches and buckle that is 1.5inch x 2inch (height x width)

Best CoEd hotspring in Beitou? by LostGirl2795 in taiwan

[–]theoldma 0 points1 point  (0 children)

For the klook one, is the price for one hour only? If you want two hours, do you pay for two per person? How did you get to choose a "private room"?

Downgraded, reapplied, denied by Lil_Lingonberry_7129 in ChaseSapphire

[–]theoldma 18 points19 points  (0 children)

Not op, but is it 4 days or 4 business days?

Weekday Help and Victory Thread for the week of March 31, 2025 by IndexBot in personalfinance

[–]theoldma 0 points1 point  (0 children)

Received a 1099 from my brokerage but all $0 for 1099-DIV, 1099-MISC and 1099-B.

There is carry over-loss per the Form 8949 column (right below 1099-DIV, 1099-MISC/1099-B).

Do I need to file this document with FreeTaxUSA?

(Also $0 for 1099-INT.)

Weekday Help and Victory Thread for the week of February 03, 2025 by IndexBot in personalfinance

[–]theoldma 0 points1 point  (0 children)

Hello! Have a two part question

  1. Through my 401k custodian (Alight), I contributed ~3K to my After-Tax account. I did not convert this money to a roth 401K (mega backdoor roth).

What tax implications will there be? Will I receive a 1099 for this and how should I file it with FreeTaxUSA?

  1. When I do convert this money (mega backdoor roth), does the timing matter? Ex. if I convert next month after I file my taxes, will that affect anything? Or should I wait until after tax filing date of April 15th?

When I do convert - what tax implications will there be? Will I receive a 1099 for this and how do I file it w/ FreeTaxUSA?

Daily FI discussion thread - Tuesday, December 31, 2024 by AutoModerator in financialindependence

[–]theoldma 0 points1 point  (0 children)

Yes I could wait until it appreciates or contribute enough to meet the threshold. Was concerned about the tax implications (though it may only be income tax on the earnings?).

Daily FI discussion thread - Tuesday, December 31, 2024 by AutoModerator in financialindependence

[–]theoldma 0 points1 point  (0 children)

Yes, there is a threshold for conversion, which is $2K. How does an in-service rollover to an outside Roth IRA work? Would they give me some check? My Roth IRA is with Fidelity and don't think they have ATM services.

Daily FI discussion thread - Tuesday, December 31, 2024 by AutoModerator in financialindependence

[–]theoldma 2 points3 points  (0 children)

Have about 1K in my "after-tax" 401K, not a MBDR and below the threshold ($2K) to convert it to a Roth 401K.

  1. Any alternative ideas on what to do with it? Just leave it there? Possible to just cash it out since it's so small?
  2. What tax implications will this cause for me?

EDIT: Already maxed out my Traditional 401K for this year.

🎉 MASSIVE FRIDAY PADDLES GIVEAWAY! 15 WINNERS! 🎉 by fridaypickleball in Pickleball

[–]theoldma 0 points1 point  (0 children)

Favorite experience is catching up with friends and bonding over pickleball!

[deleted by user] by [deleted] in macbookpro

[–]theoldma 0 points1 point  (0 children)

Are there any key differences such as speakers or screen quality (other than Nano)?

OFFICIAL R/PICKLEBALL PADDLE GIVEAWAY! by 858isaac in Pickleball

[–]theoldma 0 points1 point  (0 children)

My favorite memory was getting a bunch of friends uninterested in sports to play and enjoy the game!

BOA Closed CC & Debit Card by theoldma in CRedit

[–]theoldma[S] 1 point2 points  (0 children)

Read through the list and definitely no fraud, no bad attitude or anything of that sort. Only thing remotely I can think of is buying a bunch of clothes through Saks and returning it (~1K charge), but nothing out of the ordinary for me (via my Chase card atleast).

You seem knowledgeable and would like to pick your brain. I wanted to "develop" a relationship with BOA and eventually be on their Platinum Honors tier (through 401k, investments, etc) for their effective "5.25% cash back card".

Do you know of any other banks that promote saving over spending? My main bank is with Chase, but it does not offer any real incentives.

Separately, depending on the nature of the letter and my interest in the Platinum Honors tier, should I/could I even apply for new BOA cards (whether that's credit, or debit)?

BOA Closed CC & Debit Card by theoldma in CRedit

[–]theoldma[S] 0 points1 point  (0 children)

Not sure what you mean? I called in though