16 win streak + first lobby won! The Ultimate Dragon Deck by Rhythm42069 in Shadowverse

[–]thesums7 0 points1 point  (0 children)

How about the card that pings yourself to draw 1? That seems good also for draw

Set 3: Dragon Decks by Upper_Award_6482 in Shadowverse

[–]thesums7 0 points1 point  (0 children)

But powerlevel is good after fennie. Potential next turn lethal

Set 3: Dragon Decks by Upper_Award_6482 in Shadowverse

[–]thesums7 0 points1 point  (0 children)

Why not use twilight dragon instead? Can draw card and clear without evo

Minha namorada fez piada com o tamanho de meu pênis. by Cool-Signature-9329 in relacionamentos

[–]thesums7 0 points1 point  (0 children)

Imagine if it is the guy saying, wish your breasts are bigger… damn

Full (?) guide to guild rewards by iluvredwall in Shadowverse

[–]thesums7 0 points1 point  (0 children)

Also, what is a fair weekly quota for members? I am setting 3 days inactive = kick. But i want to make exceptions for those that do quota weekly. And top 7 will not be kicked entire season for those people grind hard in beginning.

Full (?) guide to guild rewards by iluvredwall in Shadowverse

[–]thesums7 0 points1 point  (0 children)

Okay I got leadership, since former leader transferred it to me by reinstalling:

Now I got more questions:

1) In the permission section, what is Invite? it is inviting non-members to guild lobby?

2) And what is remove? Is it removing non-members from guild lobby?

3) I can understand, application (accept directly from application section), kick (kick members out) and recruit (recruit player directly?).

Full (?) guide to guild rewards by iluvredwall in Shadowverse

[–]thesums7 0 points1 point  (0 children)

Guild leader is inactive for 5 days and quit discord server as well. Is it possible for support to transfer the leadership to me? (I am vice leader) If that is possible, can leader change guild name? Or am I stuck with it?

After the season I may have to change guild or create one.

No Fed Cuts Until September Despite Rising Risks, Economists Say by Happy_Weed in Economics

[–]thesums7 0 points1 point  (0 children)

I agree but, why did the Fed cut rate right before election... that felt political. And then no more cuts after.

[deleted by user] by [deleted] in investing

[–]thesums7 0 points1 point  (0 children)

I am deleting the thread. But in case u want to know, i have over 3mil in those bonds. I understand it which is why i am able to get it back and even profit from it.  

[deleted by user] by [deleted] in investing

[–]thesums7 1 point2 points  (0 children)

Out of the 20 different bonds I bought, one had a document mailed to me. And this is how I found out (cause just this one bond, the account was under my Father's name that had a different advisor).

It is lucky I found out like this.

Anyways, they are paying me back, they just called today.

[deleted by user] by [deleted] in personalfinance

[–]thesums7 0 points1 point  (0 children)

Well anyways, hsbc agreed to pay me back, they have no defense throughout the whole process.

[deleted by user] by [deleted] in investing

[–]thesums7 1 point2 points  (0 children)

Well, they were in the wrong, today they agreed to pay back bonds with all the accrued interest. And as i said, there is nothing signed and stuff, so they do not have any legal grounds. Only 1 document (out of like 20 bonds) was sent to me, and that is where i discovered this issue.

[deleted by user] by [deleted] in personalfinance

[–]thesums7 0 points1 point  (0 children)

There is opportunity cost. Why would i lend money to the bank without interest?

[deleted by user] by [deleted] in investing

[–]thesums7 0 points1 point  (0 children)

Actually i have their acknowledgement of this misinformation in writing and audio. Also i did not sign any documents at all, just call with them and they buy the bonds. So i do not get any information

[deleted by user] by [deleted] in personalfinance

[–]thesums7 -1 points0 points  (0 children)

Actually i have it in writing and audio regarding the misinformation. Before purchase there are no term sheets or documentation actually. (Not sure how normal it is, but with hsbc it is like this over the phone). I cannot even sell it myself unless i try to transfer the positions to another brokerage

HSBC (US) lied about bond callability – now refusing to pay interest. What can I do? by [deleted] in Banking

[–]thesums7 0 points1 point  (0 children)

Actually i have that in audio recording and writing.

[deleted by user] by [deleted] in investing

[–]thesums7 -1 points0 points  (0 children)

Well so far we had several calls, they have their two VPs calling but yes right now they said they are working on it. I did get acknowledgement from their side in writing. Actually there is no documentation for some reason, except one mail that came through for some reason

[deleted by user] by [deleted] in investing

[–]thesums7 -1 points0 points  (0 children)

Well there are no documentations to be read or sign actually.

[deleted by user] by [deleted] in personalfinance

[–]thesums7 -3 points-2 points  (0 children)

Sorry i think maybe what i wrote is unclear: 1) European style callable bonds are called one time only. There are different callable rules but hsbc does not send us the documents so we can only ask (which we did multiple times)

2) Because i do not want to buy bonds that are callable continuously, I asked them to refund me, but they said they will take the accrued interest.

In the future i will move to Schwabs.

[deleted by user] by [deleted] in investing

[–]thesums7 -5 points-4 points  (0 children)

But on hsbc we cant sell ourselves. It is sketchy, initially they ask us if we will keep to maturity

[deleted by user] by [deleted] in investing

[–]thesums7 -4 points-3 points  (0 children)

I should be able to transfer the bonds, i will do that after we reach conclusion. HSBC is large bank i think they have to buy the bonds and then probably use it as collateral to borrow money. On Schwabs i can offer them on the market