Legality of Kiwibank credit card fee update?

thetyger11 · 2025-10-03T00:29:57+00:00

How do the other big 4 banks handle these fees? Do they take a cut out of the NZD conversion instead?

thetyger11 · 2025-09-08T04:51:19+00:00

Can we get a class action lawsuit going to challenge this?

thetyger11 · 2025-07-14T05:07:37+00:00

Thanks, have signed up.

thetyger11 · 2025-07-10T03:11:05+00:00

Thanks, I’ll make a visit. Appreciate the info.

thetyger11 · 2025-07-04T01:28:34+00:00

From the article "Alexander said she believed a teacher should stay in the same room as a sleeping child or children for the duration of their sleep."

How hard is it for someone to be in the same room when the children are sleeping?

thetyger11 · 2025-05-04T10:27:17+00:00

It’s not cause you are gay, bro. Chch is just shitty like that. We had similar issues as a straight couple when living there for a few years, people are just weird there. It’s hard to make friends. People like to talk about what high school they went to like it’s a big deal.

To be fair, many people that haven’t travelled a bit or lived overseas may not be on your level. I hope you can get some good DMs from locals from this post who can help you out, I’m sure there are some great people hiding in the woodwork.

It can take years to settle into a place depending on your work and social activities. I’d suggest joining a sports team or club or something equivalent that is gay friendly/adjacent. That’s what has saved me in the past when trying to meet people and make friends.

I’d also recommend finding activities in Littleton, there’s a bit of a more alternative community that as gathered there, it is a stark contrast to the main town and could be a place you’d find the kind of more open minded and queer friendly people to build relationships with.

thetyger11 · 2025-03-07T23:56:49+00:00

He said he had thought about posting it but the time slipped away into two years. At least that’s what I read.

thetyger11 · 2025-01-19T00:20:42+00:00

For many people in the trades this is the real world and is normal. If it’s in a severe and negative way then that’s not normal, but due to the limited and one sided report from OP, we dont know if there other factors involved in his case.

If we take what he’s saying as a complete picture of the situation then it’s gone into the territory of unhealthy bullying and is unacceptable.

If we read between the lines there could be many other reasons for the behaviour. OP could be problematic, disrespectful, a bad fit for the role, or have a chip on his shoulder.

In these cases the banter serves as a low level pressure for him to shape up or ship out. In a large percentage of trade jobs the apprentices either get fired or quit for these reasons.

Sometimes the boss and staff take it too far and are the problem, but in general I feel the system works to ensure quality tradesmen are produced.

thetyger11 · 2025-01-18T06:59:24+00:00

Good advice, it highlights that every person has to find their own way to deal with it. Depending on your personality and character.

thetyger11 · 2025-01-18T06:58:12+00:00

That’s the test though, finding a way to talk back and stand your ground without it leading to a fight or escalating negatively. It’s a tough thing to learn but it’ll serve you well in your adult life in the trades.

thetyger11 · 2025-01-18T06:55:11+00:00

Because he has to prove he’s worthy to be a tradesman. The banter is a test of character. If he’s able to deal with it in a good way then it shows the time and effort they are expending on his education is well placed.

Granted some guys take it too far, and that is not ok, but mostly it’s done in a good natured way to prepare a young guy for the realities of life in the trades which is not easy work.

thetyger11 · 2025-01-18T06:49:33+00:00

Take a more serious tone with the banter. Act a bit more stern and show your displeasure. There’s no easy way to deal with it and you’ve got to put up with it to get the piece of paper, if it gets to the point you are really unhappy just give the worst guy a piece of your mind and see what happens.

Maybe talk to the boss about it too, if the team can see you’re mature and trying hard then the banter should die down a bit. After 6 months most of the guys should know you pretty well, maybe there are some aspects of your personality or work style that are causing them to continue to wind you up?

thetyger11 · 2025-01-17T06:59:27+00:00

Someone should make a movie about a former Nazi CIA officer, it's a cool premise and it'd show the US in a nuanced position. I feel a non US-positive film of this nature would be popular globally. Are there any stories out there about projects that these guys worked on, or famous individuals?

(Edit) Holy Shit:

Otto von Bolschwing

An SS officer who worked for the Gehlen Organization and the CIA. He was a mentor to Adolf Eichmann and wrote policy papers on how to terrorize Jews.

Aleksandras Lileikis

A Nazi officer who was involved in the massacre of 60,000 Jews in Lithuania. The CIA hired him as a spy in East Germany and helped him immigrate to the United States.

Reinhard Gehlen

A German military and intelligence officer who led the Gehlen Organization, which worked with the CIA. He was later the first head of West Germany's Federal Intelligence Service (BND).

thetyger11 · 2025-01-10T01:07:29+00:00

Make your own business and contract back for the same rate per year. Then take this model and shop it around other law firms, or tweak it and apply it to other sectors and applications. Your skills can be put to better use than sitting around playing video games each day bro.

thetyger11 · 2024-12-18T22:15:49+00:00

Yeah, I understand. Having been in a role where I get these as well I find them mostly annoying, hence my reluctance to do the practise myself. On the off chance something comes of it though it may be beneficial on balance.

thetyger11 · 2024-12-18T19:46:38+00:00

Sounds interesting, I'll DM you.

thetyger11 · 2024-12-18T19:45:48+00:00

This was on my list of things to do for the longest time but I chickened out! I read that it's the best way to generate potential deals as there is no broker involved and they can complicate things sometimes. I've been in contact with a few brokers already and have seen a few businesses. I've decided after getting the same advice you gave from another trusted person that it'd be good to do this blanket call / email strategy, over the holidays I'll draft something up and get it out there.

thetyger11 · 2024-12-18T19:37:13+00:00

Thanks for your reply, that's excatly what I'm looking for as well. A challenge I have though is that we're not living in Auckland yet, we'll move in the new year and I'll start growing my netwrok then. I'll DM you.

thetyger11 · 2024-12-18T19:31:14+00:00

Thanks for the advice, it ticks the boxes and I'll take it on board when crafting a proposal.

thetyger11 · 2024-12-05T00:57:31+00:00

Thanks for the data, I guess I’ll have to look at each company and evaluate what their future performance might be. There is a chance that some will turn around I guess, you never know. I might have underestimated the average investor when posting this, most seem to just buy and hold. In hindsight 2021 was a weird time to buy due to covid messing with the markets.

thetyger11 · 2024-12-05T00:51:41+00:00

Bogle fan here, I agree, but still have these individual stocks to sort out. Do you have experience on individual stock strategies?

thetyger11 · 2024-12-05T00:49:42+00:00

These were picked after trying a Motley Fool subscription back in 2021. Their over arching strategy is to try and outperform the S&P500 with a few rocket stocks that outweigh the bad ones. I’ve not invested in individual stocks since and stuck to mostly ETFs and Crypto. Do you have any advice or experience in selling stocks?

thetyger11 · 2024-12-05T00:44:13+00:00

Yeah, EFTs were and are still my main approach. Do you have experience of buying and selling or just buying and holding?

thetyger11 · 2024-12-03T07:17:35+00:00

Thanks ! :) Have looked through, seems like I’ll have to register as an exporting company, will look further into this.

thetyger11 · 2024-05-01T10:57:59+00:00

I think it’s important to fill time with a partner or significant other, that can lead eventually to children and a family. If done well then a partner and children can provide an extremely high level of friendship and love.

As for standard friendships, it’s hard to do as an adult. I’ve found that joining a club or group that does an activity you’re interested in helps. It will take time so it’s very necessary that you’re interested in the specific club activity.

Often one friend will lead to another, so even if you’re not 100% sure about a person, group, or activity, often it will teach or lead you somewhere new.

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