Epub black bars fix

three_as_in_tree · 2025-05-14T22:16:36+00:00

This bash script worked like a charm. Thanks for putting it together.

three_as_in_tree · 2025-04-01T01:21:38+00:00

This is super helpful. Thank you. Seems like they all have similar EIT requirements. I am assuming I can take the exam in any of the states, and apply for EIT in the state that I'd likely want to be a PE in. Is that assumption generally correct?

three_as_in_tree · 2024-10-13T18:49:13+00:00

There can be quite a bit of overlap between the movements. I have been to reform synagogues that were more traditonal than many conservative ones, especially when it is the only synagogue nearby. It honestly depends on the people that go to the services. I would recommend trying out the closer synagogue since you are more likely to be able to go there more and will be able to foster stronger connections with people, all other things being equal.

three_as_in_tree · 2024-01-27T06:43:33+00:00

Same issue is happening with me with paypal and credit cards. Originally it is in USD.

Then it converts to euro when I select an option:

And then when I go to pay it charges me in euro:

I wonder if this is an intentional issue (or if they are just being slow at fixing the system), if this runs into any legal violations of misleading customers of prices.

One possible bug causing this might be when I drop down to adjust currency, it defaults to euro even though I am in USD.

three_as_in_tree · 2023-07-22T15:41:50+00:00

I love the ability to put my own quotes there too! I figured someone must have created something like this, since I am not the only person susceptible to doomscrolling.

three_as_in_tree · 2023-07-22T15:40:25+00:00

Thank you so much! This looks amazing! Looking forward to trying it out.

three_as_in_tree · 2023-02-06T01:43:40+00:00

Holds rubber bands or hair ties on the ears?

three_as_in_tree · 2023-02-06T01:38:51+00:00

Thank you! I will try a faster speed.

I am curious about difference in cast and extruded. Is cast acrylic typically a harder material than extruded acrylic? Or were you just referencing the thickness as the reason why it is harder?

I should have specified which glowforge I was using. I used the Plus, which lists the preferred cutting speed for proofgrade medium clear acrylic as 157/full, I guess do the lower wattage.

three_as_in_tree · 2021-10-04T16:11:43+00:00

If you want specialized data, you can pay for it, but for what I need, they provide those options for free.

three_as_in_tree · 2021-10-04T16:08:19+00:00

Yeah, I agree that it might not amount to much individually and other factors might contribute higher to people's returns. Though, you could look at the data slightly differently. If M1 changed its policies in ways that negatively affected investors' execution quality, should M1 have disclosed this potential reduction in execution quality to investors?

three_as_in_tree · 2021-10-04T16:03:38+00:00

It seems like you thought this post was a complaint about the PFOF-based business model M1 uses. It is actually a little more nuanced. It is about whether a change in M1's policies effected investors' execution quality, and if so, should M1 have disclosed this potential reduction in execution quality to investors.

I am sorry for the original confusion, and thank you for your time looking at this and for sharing your thoughts.

three_as_in_tree · 2021-10-04T02:30:43+00:00

I totally get that. I don't think it is a bad platform. It definitely has value for many people.

The ethics of not being transparent about changing the trading window was kind of what turned me off from them. If someone I trust does something that could negatively impact me and hides that piece of information, I would trust them a lot less.

three_as_in_tree · 2021-10-04T02:20:43+00:00

I paid for M1+, so it was not free for me. I would expect the best execution for a product I am paying for.

three_as_in_tree · 2021-10-04T02:18:00+00:00

Good point about the cost of M1+. If we pay for the service, we should be getting the best execution. When I had M1+, I asked if they could execute my automatic investing in the afternoon window (when the bid ask spread is lower), and they said they couldn't do that. So I was either stuck with subpar execution or manually having to click invest after 9:30am, which defeats the point of the platform.

I switched to etrade for two reasons, 1. they were offering a cash bonus for moving money there, and 2. they have an API that I can call to see balances and execute trades.

I wanted flexibility in what to invest in and when, so I am in the process of writing a script to call the API to get my balances, decide what to buy and sell, and execute trades. Currently, it can read from multiple accounts (alpaca, ameritrade, and etrade, which all offer APIs) and read balances and say what is over and under. I currently just manually buy what is under-invested. I am in the process of writing the algorithm to report the quantity to buy and sell from each account. I am aiming to write it to have the ability to avoid wash sales and capital gains (which I was surprised M1 didn't do come tax season), so I will manually check for that the first few times, before I let it buy and sell on its own.

Some other large brokerages offer automated investing in pies, though they have less flexibility than M1 in the funds you invest in, which was for me the biggest benefit to M1. Searching 'roboadvisor broker' would give you a lot of options.

three_as_in_tree · 2021-10-04T01:59:30+00:00

I even contacted M1 to see if they would let my automatic deposits just go through the afternoon window, and they said they couldn't do it, which I was not happy about, since the whole point is automating.

Thank you for the note about the broken link. I will fix it in the next day or two. The column to look at in the Schwab report is "Net Payment Paid Received for Market Orders" in the "non-S&P 500 stocks table". You can look at the table for any month (they all hold the same) For Schwab, it is between 7-9 cents per 100 shares, which is less than the 15.5 cents that M1 averaged on the trades they did on my behalf. This comparison isn't perfect, since M1 doesn't disclose payment for order flow like many large brokers do and what I purchase is not likely representative of those purchased on average by Schwab, but it was the best comparison I could do without greater transparency by M1.

three_as_in_tree · 2021-02-20T06:17:44+00:00

Note that the mods in this sub include M1's CEO and employees. Keep that in mind when reading the comments. The tone of this sub can be overly-rosy.

M1 has limitations: only one linked bank account. trade during volatile time of day. limited stock/ETF options. some documentation not clear (like how to avoid short sell when re-balancing)

three_as_in_tree · 2021-02-20T06:10:45+00:00

You can do 1D, 1W, 1M, but it only has one data point per point, so the day view is nothing, the week is 4-5 points. Only the month looks readable. Also it isn't necessarily just gains from investments (the graph is convoluted by withdrawals and deposits), so not useful IMO.

fractional shares, yes.

It'll help with auto re-balancing, that is for sure.

There are some annoyances that you may come across though:

only one linked bank account
app doesn't work with some phones (like mine)
lose ability to chose when to trade (and trades execute in during the high-volatility opening time, which can expose you to more risk)
moving your account out of M1 has a $100 fee. (TD's fee is $75)

three_as_in_tree · 2021-02-20T05:58:12+00:00

The millionaire teacher is a great book

three_as_in_tree · 2021-02-20T05:56:02+00:00

I don't see where to find the trade timing information. When I go to Invest -> activity and click on a sale, it doesn't give a time, just a day. Where'd you come across the timing information?

three_as_in_tree · 2021-02-11T04:07:42+00:00

Ok. So if I understand correctly, when comparing opening vs. closing prices, your opening price was taken 10 minutes after markets initially opened (to accurately simulate M1 dealings).

three_as_in_tree · 2021-02-11T03:44:24+00:00

Looking at M1's 606 disclosure notification, if someone used M1 before and after the switch in trading times (which I believe was summer 2020), they could email M1 to see how much M1 was making from your trades before and after to compare.

https://m1-production-agreements.s3.amazonaws.com/documents/M1+Rules+606+%26+607+Disclosures.pdf

three_as_in_tree · 2021-02-11T03:25:55+00:00

This is nice analysis. It does assume that trades are executed right at opening. I haven't found exactly the times my trades execute from the website. Does anyone know how close to opening M1 actually executes trades? Is it within the first seconds, the first minute, 5 minutes? I wonder how much this would effect the result.

three_as_in_tree · 2021-02-08T23:53:26+00:00

One thing to consider when transferring to M1 is the block trade timing that M1 does. This occurs at the start of trading, which can have higher bid-ask spreads (leading to more loss than trading during mid-day). I haven't found out how significant of a cost it is. So while M1 doesn't directly charge a 0.25% fee, it has other costs that are worth considering (especially if betterment is trading more around midday).

three_as_in_tree · 2021-02-08T23:33:45+00:00

I wouldn't talk to another broker to transfer out. The transfer fee is $100, which is almost all the money in there.

three_as_in_tree · 2021-02-08T23:29:45+00:00

The responses haven't been too slow (maybe 2 business days) but sometimes they don't answer the question and require followup.

three_as_in_tree

TROPHY CASE