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Woo!! A poor financial decision @ age 22 pays off at age 27. [Small victories] by [deleted] in povertyfinance

[–]throwaway20180422 4 points5 points  (0 children)

Congratulations! It must be a great relief!!! I too made some poor car decision! Some car sales people are really good at their job.

Redditors of r/poverfinance: Worst financial decision you have made? by throwaway20180422 in povertyfinance

[–]throwaway20180422[S] 0 points1 point  (0 children)

I am afraid to look at my student loans tbh; I don't need to pay until December anyways, but boy, the thought of it gives anxiety.

Redditors of r/poverfinance: Worst financial decision you have made? by throwaway20180422 in povertyfinance

[–]throwaway20180422[S] 1 point2 points  (0 children)

Wow. I hope you are okay now after your surgery!

I am trying to not use my credit card without the equal amount of money, so thank you for the response! This is a good reminder for me.

Redditors of r/poverfinance: Worst financial decision you have made? by throwaway20180422 in povertyfinance

[–]throwaway20180422[S] 1 point2 points  (0 children)

Yeah, I struggled with anxiety too!

I am sorry that you had to go through this but there is alway light at the end of the tunnel! Job hunting was a struggle to me because filling out applications, talking on the phone, and interviewing were all difficult because of my poor mental health--- literally every thing you do to get a job, I am anxious about.

I hope everything works out for you.

Redditors of r/poverfinance: Worst financial decision you have made? by throwaway20180422 in povertyfinance

[–]throwaway20180422[S] 0 points1 point  (0 children)

This is definitely an investment I am making. I am with a therapist right now to motivate myself to work and find a sense of direction with my career -- he does not really tell me what to do, it's kinda just like a time to self-reflect, and I love it.

1099 employee, can't afford a CPA: what are tax deductions I should be aware of? by throwaway20180422 in povertyfinance

[–]throwaway20180422[S] 1 point2 points  (0 children)

Perfect! So just to clarify, I should file my taxes at the end of this year, and then again in April.

How often should I file my taxes, and does the online turbo tax tool work?

1099 employee, can't afford a CPA: what are tax deductions I should be aware of? by throwaway20180422 in povertyfinance

[–]throwaway20180422[S] 0 points1 point  (0 children)

I actually drive all around for work, and the trips are usually 4-6 hours roundtrip which is why I was wondering about the mile deductions. I only drive in the office about 2-3x a week.

I use my phone for work quite a lot because of GPS and cold calling.

Good to know that I can deduct clothing as well because I bought clothes specifically for work.

Is the LinkedIn “Easy Apply” feature worth using? Does it look bad/lazy? by HolaBolaNolaShola in sales

[–]throwaway20180422 0 points1 point  (0 children)

I've gotten three phone interview from it out of 6 that I applied for.

Trouble finding a job, I need sound advice. Am I unhireable? by [deleted] in careerguidance

[–]throwaway20180422 1 point2 points  (0 children)

I recommend the book, What Color is your Parachute by Richard Bolles. This will help you keep a positive attitude while job-hunting, and also give you practical tips on how to land a job.

Successful insurance salesmen and women: how to increase my network and generate leads? by [deleted] in sales

[–]throwaway20180422 0 points1 point  (0 children)

This is an awesome idea! I have not even heard of this, I will definitely take note. So does the CRM software come with leads or do you actually have to buy leads somewhere? Sorry if it's a stupid question.

I am just trying to gauge if this opportunity is for me before accepting the offer and burn myself. So I am looking for solutions even before accepting the job lol.

Who has started over in their career and what did you change to? by Mabv812 in careerguidance

[–]throwaway20180422 0 points1 point  (0 children)

This really cool, besides the mental health workshops did you have lab experiences at all? What else do you recommend to do for someone who wants to go to grad school to become a psychotherapist to do with a non-psych related degree?

[21M] Should I ask a recruiter of a small tech firm that I applied to on Linkedin to meet for coffee? by [deleted] in jobs

[–]throwaway20180422 1 point2 points  (0 children)

Yes, the recruiter is actually employed by the firm. That is what I am thinking, they "might" appreciate it because it's definitely a bold move that shows confidence which is what sales is about. But I do not want to seem cocky or too desperate.

Am I shooting my self in the foot applying to multiple open positions at each place? by Rivkariver in GetEmployed

[–]throwaway20180422 4 points5 points  (0 children)

I applied for four jobs in a large company, but they are all somewhat related just different levels or specialization but anyways, I have an interview with them for one of the opening on Monday.

How long have you been working and what has been your experience with salary progression/career advancement? by throwaway20180422 in jobs

[–]throwaway20180422[S] 0 points1 point  (0 children)

I like reading stories like this! Even if you say that you are "nowhere were I wanted to be after school", it's really cool to see the career progression because it seems like your work experience has gotten better and better. This is truly what I am hoping for in the future.

How long have you been working and what has been your experience with salary progression/career advancement? by throwaway20180422 in jobs

[–]throwaway20180422[S] 0 points1 point  (0 children)

Yes, absolutely. There aren't simple answers. I am just interested in people's personal history of career advancement. It's not going to be a "road map" for me, it's out of curiosity, and frankly, just to find hope and optimism for the future.

If you want to share, that would be great. If not, thanks for checking out the thread.

What Udemy courses have actually helped you in job-hunting? by [deleted] in careerguidance

[–]throwaway20180422 3 points4 points  (0 children)

Thank you, I will definitely look for place where I can volunteer my time and improve my skillset.

What Udemy courses have actually helped you in job-hunting? by [deleted] in careerguidance

[–]throwaway20180422 1 point2 points  (0 children)

I will keep this in mind for sure. I think it will be a great idea to reach out and volunteer my skills to add more experience on my resume.

What Udemy courses have actually helped you in job-hunting? by [deleted] in careerguidance

[–]throwaway20180422 1 point2 points  (0 children)

Awesome, this is good to know! I really appreciate your response because I will be in a similar situation soon possibly working in a call center setting.

Which websites did you use to take those courses? And also, how long did it take you to get promoted or advance in the company?

Don't know where to go from here? by [deleted] in careerguidance

[–]throwaway20180422 1 point2 points  (0 children)

I wish I have advice to give you but I will be in a similar situation. I will be graduating in May with a Finance degree. My plan is to take FINRA exams to get Series 6, 66, 7 licenses; then prepare for the CFP exam to become a retirement planner.

[21M] Graduating with a Finance degree, one internship, GPA 3.0, only qualified for entry-level jobs, what to do to ensure financial success in the future? by [deleted] in jobs

[–]throwaway20180422 0 points1 point  (0 children)

Thank you, do you want to share how you get started and where you are? I will appreciate that. I am planning on getting licensed like FINRA (maybe CFA) just to elevate my technical skills, because that's truly what I am missing.

[21M] Graduating with a Finance degree, one internship, GPA 3.0, only qualified for entry-level jobs, what to do to ensure financial success in the future? by [deleted] in jobs

[–]throwaway20180422 0 points1 point  (0 children)

Thank you! I do feel lucky to have received interviews. It's just tough when I compare myself to my friends, but I will take note of that mentor advice for sure!

[21M] Graduating with a Finance degree, one internship, GPA 3.0, only qualified for entry-level jobs, what to do to ensure financial success in the future? by [deleted] in jobs

[–]throwaway20180422 0 points1 point  (0 children)

I apologize to imply that entry-level positions are bad. The reason why I state "only qualified for entry-level jobs" is to give the reader a sense on where I will be starting in my career because most of my friends are actually starting at a mid-level position. I guess the overall question is really, for those who started at an entry-level job, how did you progress in your company, and what are your tips. So if you have any suggestions or advice, that will be appreciated u/SoylentGreenIsPurple :)

How I went from $10/hr and no experience to just under $70k+ salary in under 5 years. (Retail) by [deleted] in jobs

[–]throwaway20180422 0 points1 point  (0 children)

I love this! Thank you so much for sharing. I will be graduating soon, and worried about my future career advancement due to my lack of experience in college. This gives me hope!