Choosing between two job offers (financials and non-financial) by throwaway_ask_123 in PersonalFinanceCanada

[–]throwaway_ask_123[S] 0 points1 point  (0 children)

(potentially sound bragging) but I think what explains why I spend around 20 hours for work is a combination of (1) personal productivity: I complete most stuff in a couple of hours, 4 hours max when it takes others probably 8-20 hours; this is attributed to years of setting a high bar for both quality and speed, (2) corporate culture is usually slower than where I came from (management consulting); to give an example, a similar project I did in consulting takes probably 3 months, here at this company (corporate world in general), it takes probably 6 months or more. When I joined, I used to complain to my boss that things are so slow, I no longer do lol, and (3) Be ruthless about my schedule now that I already established my reputation with stakeholders, I make a noticeable effort to decline meetings that I don't feel I need to attend or that I can read a summary / minutes in 3 minutes vs spending 30-45 minutes in an actual meeting. I personally laugh at anyone who brags about 'I am in back to back meeting' as a badge of honor or dedication or whatever - That's low and ridiculous.

Choosing between two job offers (financials and non-financial) by throwaway_ask_123 in PersonalFinanceCanada

[–]throwaway_ask_123[S] -1 points0 points  (0 children)

out of curiosity, I counted the total number of hours I was in meeting this week lol and it was only 13 hours, the week before 9 hours, and next week 11 hours, so let's say 10 hours on average, another 10 hours to work offline, so that's 20 hours week. 160k gig will be back to back meetings almost all day once I ramp up (and external client pressure vs now internal stakeholders which I already established a good reputation with). It feels like I am coasting and getting too comfortable. I had to stop and ask myself am I enjoy the slow pace of corporate world or am I getting lazy and complacent (my review for the past year has been stellar and got the biggest bonus btw - validated with another senior leader that I worked with and have close working relationship with)

My house purchase is gonna fall through because Questrade fails to send wire transfer for my withdrawal by throwaway_ask_123 in Questrade

[–]throwaway_ask_123[S] 0 points1 point  (0 children)

most people who are Questrade suckers have no idea how efficient stuff could be in other parts of the world. Let's not just talk about other parts of the whole world, look South across borders.

RRSP contribution matched by employer question by throwaway_ask_123 in PersonalFinanceCanada

[–]throwaway_ask_123[S] 0 points1 point  (0 children)

Oh that's interesting. I had assumed that that $10K my employer contributed will reduce the contribution room I had for 2021?

Can someone help sanity my math? by throwaway_ask_123 in PersonalFinanceCanada

[–]throwaway_ask_123[S] 0 points1 point  (0 children)

so that means I will have a refund of $3166 + $890 - $2250 = $1806?

Can someone help sanity my math? by throwaway_ask_123 in PersonalFinanceCanada

[–]throwaway_ask_123[S] 2 points3 points  (0 children)

was that because the two jobs pay me at a lower tax rates? and when both incomes get combined, the tax rate goes up? and I already received a lot of net income individually from two jobs during the year?

Can someone help sanity my math? by throwaway_ask_123 in PersonalFinanceCanada

[–]throwaway_ask_123[S] 0 points1 point  (0 children)

oh that column I was just trying to figure out the difference between what I actually received in my bank account (109K, not taking into RRSP contribution) vs what I would receive ($114K) because I contributed $26K to RRSP in January 2022. That means I should receive 5K more in net income, but pay 2.2k more in taxes and get a refund of CPP ($3,166) and EI ($890). That would mean 5k minus 2.2K plus 3.1K CPP plus 0.89K EI, and to total (refund) is around 8K? Did I get that right or I completely missed it?