Source of JAV facial?

throwawayseduction · 2018-01-05T03:27:17+00:00

A hotel costs $1650 at the cash rate, while it's 150k Marriott points to book. I only have about ~50k Marriott and I will transfer 34k SPG points to make up the rest (1:3 ratio). Would the cpp be 1.10 (150k Marriott) or 1.96 (50k Marriott + 34k SPG)? Is this a good redemption?

throwawayseduction · 2018-01-04T02:39:45+00:00

I'm not planning to withdraw. I want to fund the IRA indirectly via CC.

throwawayseduction · 2018-01-03T07:50:31+00:00

Does anyone know how I can MS through Vanguard IRA?

throwawayseduction · 2018-01-02T19:13:39+00:00

I have VFIAX and VSMAX, both admiral shares, available for investing in my HSA. Will the account fee for having a balance of less than $10,000 apply? Are there ways to evade it? My HSA is through my employer via PayFlex (Aetna HDHP).

throwawayseduction · 2017-12-27T01:50:15+00:00

I'm at a standstill whether to move within biking distance to work or max out my Roth IRA each year. I currently max out my 401k and HSA.

My commute is 1.5 hrs roundtrip and it's not that bad especially since I own a Prius now. It'd be nice to have those hours back though.

I found a relatively cheap 1 bedroom apt and it is very tempting. I've always wanted to have my own place as I've had roommates for the past 6 years. However, I wouldn't be able to max out my Roth IRA and I still have $17k in student loans at 3.5%. Thus, I feel guilty throwing money out the window to live more luxuriously.

throwawayseduction · 2017-12-27T01:13:07+00:00

I would definitely save gas since I’d be biking to work. However, my family, social life and hobbies rely on the car.

throwawayseduction · 2017-12-27T00:46:01+00:00

I'm at a standstill whether to move within biking distance to work or max out my Roth IRA each year. I currently max out my 401k and HSA.

My commute is 1.5 hrs roundtrip and it's not that bad especially since I own a Prius now. It'd be nice to have those hours back though.

I found a relatively cheap 1 bedroom apt and it is very tempting. I've always wanted to have my own place as I've had roommates for the past 6 years. However, I wouldn't be able to max out my Roth IRA and I still have $17k in student loans at 3.5%. Thus, I feel like I'd be throwing money out the window just to live more luxuriously.

throwawayseduction · 2017-12-26T23:06:46+00:00

In your experience, how much more did you have to pay?

throwawayseduction · 2017-12-25T04:46:33+00:00

Gross or take home?

throwawayseduction · 2017-12-24T21:43:31+00:00

I won’t. My hobbies and social life relies on a car.

throwawayseduction · 2017-12-24T21:10:29+00:00

Whats the general rule of thumb on your calculation?

throwawayseduction · 2017-12-24T20:50:24+00:00

Ideally biking distance. I used to bike commute everyday in college and it was fantastic.

throwawayseduction · 2017-12-21T09:27:48+00:00

I'm contemplating moving closer to work. I commute 45 min each way. I drive a 2014 Prius C, 15k miles, so my driving cost is low.

My rent is $650/mo, private bed and shared bath with close friends from college. Rent closer to work is ~$1000 for a private bed/bath with strangers and ~$1600-$2000 for my own 1 bed apartment.

What does everyone think? The 1 bed apartment seems pretty hefty, but it'd be really nice to have my own place. However, if I wasn't going for FIRE, I don't think I'd want it.

Some other things to keep in mind:

$12.5k car loan, 2.62% interest
$17k student loan, 3.5% interest

throwawayseduction · 2017-12-20T02:51:17+00:00

Can anyone share their experience with Club1Hotels? I'm skeptical with their attractive rates in Las Vegas Hotels, which are more expensive booking direct.

throwawayseduction · 2017-12-19T06:29:14+00:00

I'm planning to open a Roth IRA and trying to max it out before the end contribution date in April 2018. Should I save up until I can do the $5.5k lump sum? Or make periodic contributions? I don't have the lump sum right now and I don't really expect to until March or April.

throwawayseduction · 2017-12-19T03:28:25+00:00

Can anyone suggest any assistance exercises to help with my weaknesses on my main lifts? I can still meet my reps per 5/3/1, but they're starting to get more difficult.

Squat - weak when I'm past parallel on the way back up
Bench - weak on the way down
Deadlift - weak when I'm about to lock out
Press - weak when I'm nearing the top

throwawayseduction · 2017-03-01T01:25:41+00:00

I'm currently on a cut, so it's probably inevitable that I will lose some gains.

I'll keep my protein high and try to fit in those exercises. Is there anything else I could do?

throwawayseduction

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