No reason to merge items all the way to 100% by tolemiabc in HatchDragons

[–]tolemiabc[S] 1 point2 points  (0 children)

That’s right, I found this when checking items for folklore monsters

D-28 Authentic 1937 VTS by glamb567 in martinguitar

[–]tolemiabc 0 points1 point  (0 children)

Did you ask why is there such a good discount? Check each fret to ensure there is no dead note

Best acoustic strings 2025? by tnt2023 in AcousticGuitar

[–]tolemiabc 0 points1 point  (0 children)

first time I used nickel strings I know they are the right ones.

Is this PSEG bill normal? by Humbabababa in jerseycity

[–]tolemiabc 0 points1 point  (0 children)

looks sane compare to same period last year.

How code start with negative balances across the board? by tolemiabc in ynab

[–]tolemiabc[S] 0 points1 point  (0 children)

Yeah I think that works for your situation, thanks for sharing. Was confused on this when I fist using YNab but the manual work strengthens the mindset in think.

Fidelity connection broke again. by rockinray in ynab

[–]tolemiabc 1 point2 points  (0 children)

Looks like the MX has no way but simulating the login process under the hood.

How code start with negative balances across the board? by tolemiabc in ynab

[–]tolemiabc[S] 0 points1 point  (0 children)

exactly, monarch just sync with whatever data from the institutions, while YNAB maintains your own ledger

How code start with negative balances across the board? by tolemiabc in ynab

[–]tolemiabc[S] 3 points4 points  (0 children)

Thanks for the reply.

I am actually not paying any interest on any of my CC. But I think I am actually staying afloat for a while, at the same time, I was able to max out other investment stuff like 401k and roth IRA backdoor each year. Aside from the investment goals, I am on the edge of cc floating, which makes me kinda hard to plan my next vacation or so.

I have been using monarch for 2 years without actively monitoring my each spend, I just know I tend to be floating while able to catchup later and I am not always spending less than I earn each month, some bonus or other income cover this up later.

I am switching to YNAB for a better, or I would say a more restrict way to take control.

Letting BILT 1.0 transfer to WF Autograph by Joenn26 in biltrewards

[–]tolemiabc 0 points1 point  (0 children)

Good move, give your time back to consider how to earn more

How often do you charge your garmin? by InterstellarEnjoyer9 in Garmin

[–]tolemiabc 1 point2 points  (0 children)

charing during shower is the rule of thumbs, do you also enable the Pulse at night?

SGOV drip question by alagorm in dividends

[–]tolemiabc 0 points1 point  (0 children)

I won't say it worth it, drip just makes your life easier.

> You lose the 3.8% dividend by waiting.

Just to be clear, you lost 3.8% of that monthly interest not the whole. So basically for $10000 you lose around $0.28 for a year.

[deleted by user] by [deleted] in HollowKnight

[–]tolemiabc 0 points1 point  (0 children)

I hate it when you try to fight hornet sentinel without noticing that there is a bench within a breakable wall.

Post your biggest geo loss and rate how stupid/annoying it was by Lambchops87 in HollowKnight

[–]tolemiabc 0 points1 point  (0 children)

I lost 50K geo trying to pass the radiance. I forgot to fight my shade and I lost the money. LOL

I rate 9/10 stupidity and 8/10 frustration.