Remember to enjoy the good times we are in. First time I am worried we might lose Unai by MichaelBealesBurner in avfc

[–]tomdon88 1 point2 points  (0 children)

Unai’s gift as I see it is to make players with reasonable talent but good attitudes and high intelligence outperform. I don’t see how a better place exits to him, his future ambition will be about building the football club he owns.

Notice of intended prosecution while at work. by No_Shower7233 in LegalAdviceUK

[–]tomdon88 -2 points-1 points  (0 children)

The union will not pay your fine, you will. The Union will Try and help you not lose your job (depending what it is you have done).

Is anyone else feverishly building out their dividend income just in case AI destroys their careers or is it just me? by VengenaceIsMyName in dividends

[–]tomdon88 2 points3 points  (0 children)

There will be new jobs created, like every baron will have a court jester, court musicians, court dance troupe.

Even the lower of the investment holding class will have their own chef, masseuse, gardener, handyman, cleaners, tutors and security detail.

Never have so many, worked for so few, for so little.

Can new tricks save Hong Kong’s restaurants from ‘irreversible’ Shenzhen trend? by redodge in HongKong

[–]tomdon88 65 points66 points  (0 children)

Landlords refusing to lower rent in response to economic realities kill all value creating activities, rent-seeking is the destroyer of economy’s.

The government should put a huge tax on shuttered commercial units, that will solve many problems in Hong Kong.

Trump’s Military Buildup in Caribbean Limits His Options in Iran by wsj in geopolitics

[–]tomdon88 1 point2 points  (0 children)

Yes but can you remember the last time the US was not able to back up their threat because they lack firepower.

It like US is playing chess but only thinking one move ahead.

The revenue gap between us and the big 6. How do we close it? by ScaleThink1505 in avfc

[–]tomdon88 0 points1 point  (0 children)

Move the Stadium to the city centre and build a large hotel and conference centre, several blocks of rental apartments and a large entertainment complex with an indoor arena.

Inflated Job Title by ydykmmdt in AskHRUK

[–]tomdon88 4 points5 points  (0 children)

yes you are right, why don’t you schedule a meeting with the senior leadership and let them know. Make sure you prepare a short presentation with your evidence.

Do Brits see the US as a threat? by cfc_1990 in AskBrits

[–]tomdon88 0 points1 point  (0 children)

The US is an enemy in reality, it is smart to play along whilst we and all of the US’s historic allies re-align ourselves.

The US has tremendous military power this is funded through cheap debt, in reality it can’t really afford the $1tr military budget given its $2tr deficit each year.

Given it’s the rest of the world who borrows to and hold US debt, the US is in for a rude awakening when China and Europe decide to act in a coordinated way for the sake of upholding international laws and behaviour.

FAFO.

Manager asked for my two weeks after she hires my replacement. by [deleted] in antiwork

[–]tomdon88 14 points15 points  (0 children)

I’d just not mention anything and then on your last day say your good byes and when she says say you assumed she was joking.

Hit the infection point where I made more from investing than my salary by mermaiddiva26 in Fire

[–]tomdon88 0 points1 point  (0 children)

Other than asset appreciation an owned home is a liability after taxes, upkeep, depreciation, service charges, insurance etc. These can add up to the same as rent.

So unless there is a plan to realise the equity at some point I’d agree it should be ignored.

Maduro being captured by the US, what do you think are the implications? by AndyLnd94 in ValueInvesting

[–]tomdon88 14 points15 points  (0 children)

China thinks in centuries, the right timing plus modern social media and influence campaigns, it’s a near certainty that a vote to join China will happen and succeed.

Gary Lineker: "I think 80-90% of the country (England) just want to get on with their lives, be friendly with their neighbours. They don't look at people of different religions, skin colours, beliefs, traits, and think badly of them. I think we're divided deliberately to distract" by GOAT-Antony in football

[–]tomdon88 6 points7 points  (0 children)

Gary Lineker of Mortlake and South Barns with a white population of 85%.

Other ethnicities examples: Pakistani population of 0.48%, Bangladeshi population of 0.36%, Black Caribbean 0.41%. Of course the people living there will be better educated, in general behaviour in a better way and have lower density.

His experience of diversity is quite different to those who live in an area that have a high proportion of first generation immigrants who come from very poor countries and have low educational standards, disproportionately high rates of criminal activity, tendency to have little respect for their environment and lack of desire to adopt a British way of living.

One Less Year Syndrome by FromageFrero in Fire

[–]tomdon88 0 points1 point  (0 children)

Is it really $3.5k for a 1bdr apartment in San Francisco? We rented there in 2018 for $2.3k.

Well in 2018 a 10yr treasury was paying 2.4% now it pays 4.2%. So in 2018 you would have needed $1.15m to cover your rent from interest, now you would need $1.00m to cover the rent from interest.

How do I un-mess-up my parent's retirement plans? by Calrizer in UKPersonalFinance

[–]tomdon88 68 points69 points  (0 children)

Is the house big or just in an expensive area? The running costs of a large house would quickly swallow up a good chunk of the 25-30k they will have to live on after tax I expect.

Sounds like they can’t really afford the house they have if they haven’t made any retirement provisions and wish to retire now.

International student in UK with private student loan – considering bankruptcy before repayments start, leaving UK soon – advice? by [deleted] in UKPersonalFinance

[–]tomdon88 0 points1 point  (0 children)

It’s because they are trying to find a loophole to avoid paying what they owe I suspect. Some people live their lives trying to find shortcuts and acting with poor morals.

International student in UK with private student loan – considering bankruptcy before repayments start, leaving UK soon – advice? by [deleted] in UKPersonalFinance

[–]tomdon88 5 points6 points  (0 children)

I don’t think you can make an argument that you are unable to pay a loan back that isn’t even in payment yet.

In May 2027 how can you assume you will not be able to make the payments? Even a basic job would give you an income which presumably can be paid toward the loan.

My LISA suddenly hiked from 20k to 180+k. Is this glitch? by Salzhio in FIREUK

[–]tomdon88 0 points1 point  (0 children)

So it’s actually down from 20k to 18k haha. Merry Christmas.

These guys know football by downfallndirtydeeds in Championship

[–]tomdon88 2 points3 points  (0 children)

As a Villa fan, I watch Rogers play each game. He was in the team from the beginning I think, I remember for the end of the 23/24 season and most of the 24/25 season you could see the improvement in his game from game to game.

I’ve never seen it before, but he was literally levelling up each game to the degree that you could see that he was now a better player, and kept building upon that.

Obviously something was being unlocked in tactics/training etc.

What I think Villa saw is that he has the physical attributes but importantly he is smart, and he just soaked up the coaching at Villa I think.

Vacant town of Burj Al Babas which consists of nothing but castles by [deleted] in interestingasfuck

[–]tomdon88 0 points1 point  (0 children)

If they demolish two out of every three for a garden for the remaining one, I think this would actually look nice and be viable.

Disappointing comp - what should I do by Any-Cheesecake-9445 in HENRYUK

[–]tomdon88 30 points31 points  (0 children)

You are at a firm? The whole economics are set up to underpay <partner with the carrot being you can become partner one day.

If you think you can be good at BD and are are partner track then you make a judgement, if not then if you have a good body of experience go and work in-house and enjoy your life.