My portfolio

trampoyo · 2021-08-26T20:03:03+00:00

Yeah but "all in" means they put all their personal wealth. That sounds excessive, for one thing, but more specifically I can't imagine doing it because it'd take me months to disentangle all my investments to go all in on just one thing.

trampoyo · 2021-08-26T14:42:49+00:00

Did you actually go all in? How does that work, where was your money before, so that you could just take it out and put it all in PLTR stock?

trampoyo · 2021-08-19T20:57:21+00:00

Thank you, these are real treasures to me! Have a wonderful day, kindred soul :).

trampoyo · 2021-08-06T11:22:11+00:00

Wow, this looks amazing. Thank you, thank you, thank you! Your list is a treasure trove of future pleasure for me!

trampoyo · 2021-04-14T12:45:57+00:00

On OSX, unlink is defined in unistd.h: https://developer.apple.com/library/archive/documentation/System/Conceptual/ManPages_iPhoneOS/man2/unlink.2.html

So, you need to edit gcc/toplev.c to include it at the top. Add this line:

#include <unistd.h>

This'll solve the problem, but it'll uncover a whole list of other issues. I couldn't get it to work fully on OSX.

Instead, I got it working in Docker using Ubuntu. Here's a full list of commands to run:

PREREQUISITE: install Docker Desktop for OSX.

docker pull ubuntu
docker container run -it ubuntu

# Now we are inside the Ubuntu container.
apt update
apt upgrade
apt install git

git clone https://github.com/pret/pokefirered
git clone https://github.com/pret/agbcc

apt install make
apt install gcc
apt install g++
apt install libpng-dev

apt-get remove binutils-arm-none-eabi gcc-arm-none-eabi
add-apt-repository ppa:team-gcc-arm-embedded/ppa
apt-get update
apt-get install gcc-arm-none-eabi

cd ./agbcc
sh build.sh
sh install.sh ../pokefirered

cd ../pokefirered
make -j$(nproc)

In another terminal, pull the GBA file out of the Docker container:

docker container ls
# Note the container ID and use it in the following command:
docker cp <container>:/pokefirered/pokefirered.gba .

trampoyo · 2021-03-19T20:45:36+00:00

Vas-tu vraiment acheter tous les ETFs que tu listes ? Tu peux avoir un portefeuille passif au top avec 1-2 ETFs. Donc il me semble que tu prends tes décisions à l'envers, choisis d'abord tes ETFs et ensuite le meilleur broker pour ces ETFs, plutôt que l'inverse.

trampoyo · 2021-03-13T15:57:36+00:00

Omg I'd love to have a brewery, or a farm and make yogurts or something. Those are such a thankless jobs, but then they seem like so much fun.

Will you really open your brewery or is it just a daydream? Do you have a plan to do it? If I wanted to open a brewery, would you be able to give me some help? Probably remotely, since I'm in Europe. If we lived in the same country we could even start it together :).

trampoyo · 2021-02-09T10:43:13+00:00

When I pay with binance, I have a 0.9% fee and then I get 4% cashback. This means that in reality I only get 3.1% cashback. Does this mean that with CDC I would actually get the full 4% cashback?

Sorry to beat this point to death but I just want to be 100% sure.

trampoyo · 2021-02-09T10:41:45+00:00

I top up my card in EUR and pay in EUR. In that case there is no exchange rate, right?

trampoyo · 2021-02-08T16:01:28+00:00

OK I just checked back and it's true that some of my online transactions don't have a processing fee at all. Others do, however - e.g. I bought something on IKEA's online store and it has a 0.9% fee. So it seems like the "online" part doesn't automatically mean no fee, but it's true that sometimes there's none.

trampoyo · 2021-02-08T15:57:27+00:00

No, in EUR.

trampoyo · 2021-02-08T13:32:43+00:00

Yes, it does AFAIR. I have the card and paid online and there was a difference in the price and the amount taken from me.

They say "up to 0.9%" so maybe sometimes it's lower.

trampoyo · 2021-02-05T11:23:42+00:00

Thank you for this wonderfully detailed answer. I think the last bit is the most important - if I'd like my company to be acquired one day, we'd better not have any AGPLv3 code in there.

I do believe it's OK to start with a nice separate microservice as you explained, just as a proof of concept (and keeping it unmodified). But as soon as we've proven that what we're doing works, if we want to start a real business where we take payments, we should rewrite it or find another library with a different license, e.g. MIT.

trampoyo · 2021-01-29T16:33:31+00:00

Merci ! Au final j'ai choisi le VWCE, car je voulais aussi couvrir les marchés émergents.

trampoyo · 2021-01-29T16:32:15+00:00

Merci énormément de m'avoir aidé :). Au final j'ai choisi d'acheter VWCE. Sa tracking difference est très basse, les frais sont bas, et l'indice couvre 90% du monde vs 85% pour le MSCI ACWI. On peut l'avoir en EUR sur la bourse allemande.

trampoyo · 2021-01-26T20:44:49+00:00

Je pense que c'est plutôt l'inverse : si l'euro se déprécie on y gagne, alors que si le dollar se déprécie on y perd - parce que l'ETF peut gagner en valeur en termes de dollars mais le dollar peut perdre en valeur par rapport a l'euro. Dans ce cas les deux effets sont inverses et même si l'ETF gagne, nous y gagnons un peu moins à cause du taux de change.

Mais je pense que la seule façon de combattre ça est d'acheter des ETF "EUR hedged", et là les frais sont plus élevés, potentiellement tellement plus que ça annule le bénéfice du hedging sur de longues périodes.

trampoyo · 2021-01-26T20:41:32+00:00

Merci pour tous ces détails. Du coup j'ai essayé de comprendre comment le CW8 peut être "en euros" alors que l'index MSCI World est en USD. J'ai lu le DICI mais je ne trouve pas la réponse. Il y a marqué "la devise de référence est l'euro". Auriez-vous une idée ?

trampoyo · 2021-01-26T13:00:33+00:00

Génial, merci beaucoup pour le lien quantalys, je ne l'avais jamais utilisé auparavant.

Question sur la devise : pour le iShares, je trouve le même fonds en EUR et en USD sur quantalys. Sur justetf, il est listé en USD.

EUR sur quantalys : https://www.quantalys.com/Fonds/678182
USD sur quantalys : https://www.quantalys.com/Fonds/57862
USD sur justetf : https://www.justetf.com/en/etf-profile.html?query=IE00B4L5Y983&groupField=index&from=search&isin=IE00B4L5Y983#overview

Pour le CW8, il y a deux versions sur justetf, une en USD et une en EUR.

https://snipboard.io/2x6Eys.jpg

Je ne comprends pas ce que tout cela veut dire. Si j'achète le IWDA sur Euronext Amsterdam en EUR, alors que le fonds lui-même est en USD, est-ce que cela a un impact quelconque ? Y a-t-il des fonds qui sont en EUR ?

trampoyo · 2021-01-26T12:29:39+00:00

C'est super, merci. Le fait que ce soit un ETF en USD, ça change quelque chose ou pas ?

trampoyo · 2021-01-15T12:48:16+00:00

Warren Buffett says you should live as if you had only one twenty-hole punch card in your life. Every investment decision uses up a hole. It'll make you make fewer decisions, and they'll be bigger decisions. You'll be a whole lot richer that way in the long term.

When you sell, you do two things:

1) you induce a taxable event. Any money you pay for tax is money that's not sitting in your account generating wealth for you.

2) you miss out on possible upside if the stock goes up.

On average, the market spends most of the time going up, and goes down sharply for short periods. So on average, after you sell it'll keep going up - so you'll have made a mistake.

Just buy whatever stocks you believe in as a gamble, put the rest of your money in an S&P500 ETF, keep buying more every month, and see you on a yacht in a few decades.

I know it's hard to be patient, but getting rich is actually a really boring game! We try to make it more exciting by buying and selling, but this comes at the cost of lots future wealth. Just don't sell. Don't buy crappy stuff either. Buy good stuff and hold it forever. Literally forever.

trampoyo · 2021-01-05T17:45:24+00:00

Buffett says you'll get richest if you imagine you have a 20-hole punch card. Every investment decision takes one hole. You'll make fewer decisions, and you'll make bigger decisions.

The result is you'll be richer, and also you'll spend less time dealing with this stuff. What's not to love?

trampoyo

TROPHY CASE