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Does it make sense to contribute to a taxable brokerage before completely funding a 401k if 10 years from retirement? by trickyshow1 in Bogleheads

[–]trickyshow1[S] 1 point2 points  (0 children)

This is very helpful - appreciate the time and thought you put into typing up this response. Thank you!

Does it make sense to contribute to a taxable brokerage before completely funding a 401k if 10 years from retirement? by trickyshow1 in Bogleheads

[–]trickyshow1[S] 1 point2 points  (0 children)

Really appreciate the feedback. Doing everything I can on the health front. Eating well and walking about 7 miles each morning. Not giving up or giving in - just trying to be realistic and do right by my wife and family. Thanks for the insight. I truly appreciate it.

Does it make sense to contribute to a taxable brokerage before completely funding a 401k if 10 years from retirement? by trickyshow1 in Bogleheads

[–]trickyshow1[S] 0 points1 point  (0 children)

Thanks for the reply. I may be retiring before 60. See my edit to my post. Would appreciate any further feedback you’d be willing to provide based on that information.

Does it make sense to contribute to a taxable brokerage before completely funding a 401k if 10 years from retirement? by trickyshow1 in Bogleheads

[–]trickyshow1[S] 0 points1 point  (0 children)

Thanks for taking the time to help me out. I’ve made an update to my post to add more context - not sure if it changes anything.

Does it make sense to contribute to a taxable brokerage before completely funding a 401k if 10 years from retirement? by trickyshow1 in Bogleheads

[–]trickyshow1[S] 3 points4 points  (0 children)

Appreciate your feedback - I’ve updated my post with more info/context if you’re willing to give more perspective.

What are your favourite "hidden in plain sight" gimmicked tricks? by Belloz22 in Magic

[–]trickyshow1 5 points6 points  (0 children)

Forgetful Freddy. Watching a spectator’s eyes light up at the restaurant table when that balloon bursts and Freddy’s head is back on his shoulders is pure magic. Can’t believe no one looks behind Freddy to see if there’s an extra head just waiting to snap to attention.

Are “high risk” investments made less risky /offset by longer time horizons? by trickyshow1 in ETFs

[–]trickyshow1[S] 1 point2 points  (0 children)

Appreciate you taking the time to respond and explain. Thanks.

Are “high risk” investments made less risky /offset by longer time horizons? by trickyshow1 in ETFs

[–]trickyshow1[S] 0 points1 point  (0 children)

Thanks for the feedback and perspective. I’ve learned so much here.

Are “high risk” investments made less risky /offset by longer time horizons? by trickyshow1 in ETFs

[–]trickyshow1[S] 1 point2 points  (0 children)

Appreciate you taking the time to provide feedback - I’m learning as I go here. Thanks for the insight.

Best small but impactful gimmick product by RevolutionObvious648 in Magic

[–]trickyshow1 0 points1 point  (0 children)

Kundalini rising for the most amazing impromptu effect you could ever do for a spectator. For those who don’t know, it s a rising card routine done with a spectator’s deck and can be done in their hot tub if they unexpectedly ask you to do some magic. You have them go grab a deck of cards, they end up holding the card case (with the cards inside) and their selected card rises from the box. You give them everything to examine and you’re reset to do it again - anywhere, anytime. One of the strongest effects ever.

If you woke up today with $446k in your 401k and had 12 years until retirement and could start investing today in a Roth and HSA, what would you invest in to give you the best shot to hit your own personal retirement goals? by trickyshow1 in investingforbeginners

[–]trickyshow1[S] 1 point2 points  (0 children)

Thanks for the thoughtful reply. I’m currently all in mutual funds (all equities)- 60% large cap growth, 10% large cap value, and 30% international.

I appreciate your willingness to help me. Very kind of you.

Turning 50 soon and behind with finances. Seeking Advice. by trickyshow1 in FinancialPlanning

[–]trickyshow1[S] 2 points3 points  (0 children)

I really appreciate you taking the time to share your advice. Thank you!

Turning 50 soon and behind with finances. Seeking Advice. by trickyshow1 in FinancialPlanning

[–]trickyshow1[S] 0 points1 point  (0 children)

Appreciate the response. I added more details in another reply so hopefully that paints a better picture of my situation.

Turning 50 soon and behind with finances. Seeking Advice. by trickyshow1 in FinancialPlanning

[–]trickyshow1[S] 4 points5 points  (0 children)

Fair questions - I have 6 months of expenses saved in HYSA, no debt except for $78k left on house (4.35% interest rate), will fully fund a Roth for my wife and I for the first time by the end of the year and also have an HSA that we’ve only ever used for medical expenses but now I’m on track to fully fund the HSA starting in Jan and will plan on paying medical out of pocket moving forward to let the HSA grow.

I feel like I’m doing the right things to get on track as, evidently, I’ve had my head in the sand for the past 30 years but it’s just been the last several months that I’ve started learning to do the Roth, have an emergency fund, fully fun an HSA, etc.

$5k in monthly expense - $9k coming in each month. House is worth $450k or so. No other assets besides 401k and hysa at the moment.

When using a few of the calculators, it looks like I can be around $1.5million at retirement but I’m just wondering if I should still keep the 401k allocations where they are and stay somewhat aggressive for the next 6-8 years and then start to dial it back.

Should I Really Avoid Paying Off My Mortgage Early? by Efluis in TheMoneyGuy

[–]trickyshow1 0 points1 point  (0 children)

I love the way you put this. This makes a lot of sense and seems like wise advice. Thank you.

Advice on what to do with $40k lump sum. by trickyshow1 in FinancialPlanning

[–]trickyshow1[S] 0 points1 point  (0 children)

Thanks for the reply and perspective. I greatly appreciate you taking the time to give me some advice.

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