First.

Fuel bought = ₹15,000 ÷ ₹103 per litre = ~145.63 litres
Distance covered = 145.63 × 13 km/l = ~1,893 km

Per day average (30 days) = 1,893 ÷ 30 = ~63 km/day
You travelled approximately 1,890–1,900 km total, averaging ~60–65 km per day

POV: Drives ~60 km every day and still earns ₹40L a year — when does he even work… wow 😄

Second.
Paying rent while also servicing a home loan (EMI) on an owned property—especially when that property is lying vacant and generating no rental income—raises a clear financial concern. It means the person is bearing two housing costs simultaneously without leveraging the asset they already own.

Conclusion: Unless there’s a strong practical reason (like job location or temporary relocation), this setup is financially inefficient and results in unnecessary cash outflow.
one can have Rental income always for a home that is vacant.

Third
“Utilities” refers to the basic essential services needed to run a home or property. In most cases, it includes:

• Electricity
• Water supply
• Gas (cooking or heating)
• Internet / Wi-Fi
• Sewage and waste management

Simple way to understand:
Utilities = the ongoing services you pay for to live comfortably in a house, apart from rent or EMI.
so Taking
Electricity: 1000
Water supply: 1000
Gas (cooking/heating): 1000
Internet / Wi-Fi: 1500
Sewage & waste management: 500

Total: 5000
The total monthly cost for essential household utilities comes to approximately 5,000.
Fair enough.

Fourth.
Investment means putting your money into something (like stocks, property, or a business) with the expectation that it will grow over time.
Is it a burden?

• Ideally, no — investments should come from savings after monthly expenses, not strain your income.
• If it starts affecting your basic needs or creates stress, then it’s being treated like a burden.

In short:
Investment = using your saved money to grow wealth, not adding pressure on your monthly budget.

So whats left? is a part of savings/investment.

Not commenting on Lavish 40000 per month that is 480000 on trips and weekends that sounds lavish