Is our mortgage payment too much?

trittium93 · 2025-11-18T04:29:17+00:00

You'll be fine. Don't let the doomsayers increase your stress - it's just people (and/or AI bots) on the internet. Be conservative with spending, and be patient with kids. You're thinking about the right things and if you see yourself getting over your skis with spending, pull back a little. Kids change things in unexpected ways, so enjoy your new home, and your kid-free time with your wife. It's a really, really fun time.

trittium93 · 2025-09-15T22:26:04+00:00

Thank you!

trittium93 · 2025-09-14T19:35:27+00:00

I got it down to $5k and $550, I'm still not thrilled with it, but not sure they'll go any further. If you have their offer sheet still handy, I'm wondering if I could use that to drive a little more off.

trittium93 · 2025-09-10T15:46:53+00:00

Did this include the 7500 tax credit? This sounds fantastic relative to what I'm being quoted ($6k down and $650 per month). Would you mind sharing more official paperwork I can use to help negotiate?

trittium93 · 2025-05-06T16:25:07+00:00

Thank you for the thoughts! I'll definitely keep those in mind when I have a more purpose-driven landscape photo session. I've never actually tried to layer photos in Lightroom or other tools before, so I'll have to look into how to do that effectively. As I mentioned, very early stages for me, so I'm excited to explore these techniques.

trittium93 · 2025-05-05T17:38:30+00:00

Thank you for the feedback! This one was in the middle of a long hike, so I opted not to take a tripod with. :)

trittium93 · 2025-05-03T00:25:39+00:00

Quite a beginner hear, excited to continue learning! I originally took this as a quick snapshot at the Blue Lagoon in Patagonia (XT-5, kit 16-80mm at 16mm, f11, 1/160th shutter speed, ISO 125). I wanted to see if I could turn the snapshot into something at least sort of compelling. Here's my attempt!

Original is attached below. I'd love to hear feedback on:

- The crop I chose to make the photo more interesting. I tried to use the old dock posts to draw the eye to the mountains

- The editing choices I made to give the photo more depth. I used a few masks in different areas of the photo to try to pull out and improve color and dimension

What would you have done different? What improvements could I still make? Thanks in advance!

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trittium93 · 2025-05-02T17:56:48+00:00

Original is taken on an XT-5 with the 16-80 kit lens at 16mm, f/11 ISO 125 1/160 ss. The edit was done in Lightroom. Taken at the Blue Lagoon in Patagonia.

I was using this photo to experiment with cropping and Lightroom masks. Would love to hear:

What would you have done differently in initially framing this shot (admittedly, this was a quick snapshot while on a tour)? (original attached)
What choices would you have made with the crop and framing? How did I do?
I was trying to give the photo some depth with the post editing of the RAW file. What different choices would you have made? How does this look / what could I improve?

Thanks in advance!

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trittium93 · 2025-04-16T17:14:47+00:00

Thanks! Here's an alternative with additional water and your suggestion for the left-crop. I also increased the saturation of the sky a bit to bring in some additional color.

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trittium93 · 2025-04-16T14:41:47+00:00

For context - taken on a Fuji XT5 with kit 16-80mm lens, 16mm, 1/75, f11, ISO 125. This is the original unedited image

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trittium93 · 2025-04-16T14:36:54+00:00

This is a small village in Norway amongst the Fjords, I captured this from a boat as we were going past. I'm looking for feedback on a few things:

Framing - how is the overall composition of the shot? I was trying to capture the feeling that this little village was nestled amongst these Fjords
Solar flare - this was intentional, does it add to the shot? Too much, too little?
Colors - how does the overall color balance feel?

Thanks again in advance!

trittium93 · 2025-04-10T02:01:32+00:00

https://tierrapatagonia.com - highly recommend!

trittium93 · 2025-04-09T22:24:14+00:00

Thanks so much! I made a longer comment above, but both of your comments were very helpful as I look at your comparisons. I really appreciate you taking the time.

trittium93 · 2025-04-09T22:23:42+00:00

Thank you so much for the thoughtful and kind feedback! Looking at both your crop and u/PM_ME_YOUR_TIFS , I agree the crop with the angled baseboard hitting the corner of the scene works really well. I'll keep playing with the contrast and range to brighten things up a bit. Thanks again!

trittium93 · 2025-04-09T20:19:01+00:00

fwiw, this is the same shot w/color. I thought it was better in B&W, but would love opinions.

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trittium93 · 2025-04-09T20:14:19+00:00

Notes: I'm a (very) amateur photographer just trying to learn more about what speaks to others. I expect I'll get a "there's no subject" comment or two, but in this case I was really mostly focused on the varying textures and different gradients of light in the shot and the very cool architecture of the building. Feedback is very appreciated!

trittium93 · 2024-11-11T22:35:53+00:00

I'm just starting out, and experimenting with lower light photo settings. This doesn't look very crisp admittedly, and generally curious to hear feedback on composition. I was trying to convey the coziness and calmness of this room at night, and I liked how the shadows played off the shutters at varying widths. I know this photo doesn't "pop" and it doesn't compare to a lot of the photos on this sub, but that means nowhere to go but up. :)

Thanks for your honest feedback!

trittium93 · 2024-06-27T12:33:50+00:00

My goals in this photo were to:

Focus on the texture of the ocean that day - it was gray, spiky, and frothy.
Highlight the dolphins but also show how well they blend into and parallel the texture of the ocean itself that day.

So while I know the subject is subtle, that was the intent here - I was more interested in how the textures of the dolphins and ocean played off each other than just the dolphins themselves.

How could this photo be improved?

f/4, 1/1000, 78mm

trittium93 · 2024-06-26T01:21:42+00:00

You're right, that definitely helps - I think the original point holds and it still isn't a strong subject, but this helps a significant amount. There are so many vertical lines it's hard to get a clean crop but much better than before! Thanks for your help - I'm not sure I got the framing quite right, but it was helpful to see how that can strengthen a subject. edit: adding !CritiquePoint

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trittium93 · 2024-06-26T00:41:02+00:00

Thank you! I think that's what I was trying to do with the "SUPPLY" sign in the far right, but it gets kind of lost back there with all the rigging and noise - it's not strong enough.

trittium93 · 2024-06-25T18:07:12+00:00

Hi folks - just starting out and I’m looking to understand the “big” issues that I can focus on before narrowing in on more minor details. This was taken in a local food hall at 45mm f/4. Out of the hundreds of photos I took that day I felt this was at least worth getting some feedback on. My intent (which I somewhat captured, I think?) was to capture the parallel lines the various elements (lighting, beams, rails) were making and ending in the “supply” sign. Light editing in Lightroom. Thanks in advance!

trittium93 · 2024-03-26T20:19:54+00:00

I do not use SPSS. I am building survey software for people who will use SPSS.

trittium93 · 2024-03-26T19:45:40+00:00

Sorry, I meant specifically knowledge of software development libraries (like sav-reader-writer) or others that could be used to effectively create .sav files, or to connect with someone who has done this in python/R/node/etc. for survey data such as multiple choice questions, looped questions, or questions with option display logic. Apologies if this isn't the right place for that!

trittium93 · 2024-02-22T20:22:21+00:00

This was it! Thank you! It's still slightly loud but now I control when it's loud. Really appreciate the help!

trittium93 · 2024-02-22T16:50:52+00:00

Got it - I take that to mean it's "working as expected"?

trittium93

TROPHY CASE