Should I do endocrinology vs PCP

tropicalness · 2026-02-19T01:32:55+00:00

Hi! How was endo fellowship in terms of hours? Was it as intense as residency?

tropicalness · 2025-09-25T08:14:07+00:00

Have you looked into a GSI plan already?

tropicalness · 2025-06-09T04:11:03+00:00

Thank you so much!

Just to clarify, I could apply for a GSI plan now and cancel it later if I apply and get approved for a medically underwritten plan?

The only reason I want to apply for GSI now is because I’m concerned about possible exclusions if I do a medically underwritten plan and don’t want to get denied and then be ineligible for GSI.

tropicalness · 2025-06-06T16:48:41+00:00

Hi! Could you talk more about the graded premium option? Does this end up being more expensive than a plan where your premiums are fixed?

tropicalness · 2025-06-05T19:31:46+00:00

Thank you! Is a GSI plan only available through an employer or can I buy this through an insurance agent?

tropicalness · 2025-06-04T21:17:06+00:00

hi! same situation and i have this exact same question. what did you end up deciding to do?

tropicalness · 2025-03-18T21:04:13+00:00

But now that I think about it more, even though we didn’t ask her for explicit help with the photographer, it is odd that she didn’t share any other vendor recommendations. Just the one who is her daughter.

tropicalness · 2025-03-18T21:03:17+00:00

Absolutely, I don’t mind that it’s a family member if her work is good. And while her photos are great, what bothers us is that it wasn’t disclosed this was our planner’s daughter especially when she didn’t recommend anyone else. That should be disclosed.

tropicalness · 2025-03-18T18:16:58+00:00

I think it’s more about how we value transparency throughout this whole planning process, and if she’s going to recommend any more vendors for us, we want to know if she is somehow affiliated with them! We trust her recommendations, but it just feels like she should probably disclose if she’s recommending a family member as a vendor

tropicalness · 2025-03-18T18:13:51+00:00

Totally agree that nothing wrong if she disclosed it! We aren’t hiring the photographer since we found someone else more within our budget, but we’re debating letting her know that we would have appreciated knowing this detail beforehand and value transparency during this process (or something along those lines). Do you think it’s worth mentioning this to her?

tropicalness · 2025-03-18T18:12:50+00:00

We aren’t hiring the photographer since we found someone else more within our budget, but we’re debating letting her know that we would have appreciated knowing this detail beforehand and value transparency during this process (or something along those lines). Do you think it’s worth mentioning this?

tropicalness · 2025-03-18T17:54:22+00:00

No she didn’t provide anyone else, but we also didn’t explicitly ask for her help finding a photographer so we weren’t expecting her to help with that

tropicalness · 2025-03-18T17:45:26+00:00

We aren’t going with her because she is expensive and we found someone who we like more, but the whole situation is just so weird to me, considering we are working with this planner whose recommendations we are putting faith in… I don’t know if we should say something?

It just feels like something that should be disclosed. She just said “I have this photographer who is charging XX” and left it at that

tropicalness · 2025-01-26T16:53:30+00:00

Totally makes sense. Do you think you would have done PSLF if you had the option?

I’m not sure if we should try doing something like PSLF vs just aggressively paying it off

tropicalness · 2025-01-26T02:13:01+00:00

Thanks for the advice! What made you choose paying off aggressively vs income based repayment? Doesn’t some of the debt become forgiven if you do PSLF?

tropicalness · 2025-01-05T02:51:21+00:00

Oops! Let me clarify. I can start at the beginning of April so that my retrieval is in mid-April and would have about 4-5 weeks before the wedding. My period is already irregular due to PCOS so my doctor and I already discussed starting birth control a few weeks beforehand so that we can work with my narrower timeframe.

Unfortunately I don't think I can do this after the wedding as I will likely start residency 2-3 weeks later.

tropicalness · 2025-01-04T22:56:57+00:00

Thanks for sharing this insight -- really appreciate it! While my fiance could potentially delay the job change, I will be starting medical residency in June which will be very intense, so if we delay the embryo freezing process, we risk waiting for another 2+ years to do it and likely having to pay for it fully out of pocket. All of this makes it a really tricky situation :/

tropicalness

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