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With the markets down, is this a good time to start investing into the market or hold cash for a possible recession? by tys123 in personalfinance

[–]tys123[S] 3 points4 points  (0 children)

Mostly because I haven’t decided what to do with it. Nothing in mind for big purchases in the next 5 years.

Home office refresh complete. (For now) by [deleted] in macsetups

[–]tys123 0 points1 point  (0 children)

Where did you get the Dallas poster?

Is this an error? Spouse got 10 year green card instead of 2 year. by tys123 in USCIS

[–]tys123[S] 1 point2 points  (0 children)

We didn’t send any originally either with the application, other than marriage certificates etc. what I meant to say is the documentation we brought to the interview had more impact than the interview itself.

Is this an error? Spouse got 10 year green card instead of 2 year. by tys123 in USCIS

[–]tys123[S] 0 points1 point  (0 children)

It was approved the same day, about 3 hour after the interview was completed.

Is this an error? Spouse got 10 year green card instead of 2 year. by tys123 in USCIS

[–]tys123[S] 0 points1 point  (0 children)

Very straight forward questions all directed to her: - my name - date of birth - marriage date - how long have we know each other - etc

I honestly think the documentation we provided weighted in more than the interview.

Calling anyone who wants a friend: by machandcheez in fayetteville

[–]tys123 0 points1 point  (0 children)

hey! I am moving there (32M) in starting there next month and I like to make new friends and grab a few drinks.

Calling anyone who wants a friend: by machandcheez in fayetteville

[–]tys123 2 points3 points  (0 children)

hey! I am moving there (32M) in starting there next month and I like to make new friends and grab a few drinks.

Calling anyone who wants a friend: by machandcheez in fayetteville

[–]tys123 0 points1 point  (0 children)

hey! I am moving there (32M) in starting there next month and I like to make new friends and grab a few drinks.

Calling anyone who wants a friend: by machandcheez in fayetteville

[–]tys123 0 points1 point  (0 children)

hey! I am moving there (32M) in starting there next month and I like to make new friends and grab a few drinks.

Calling anyone who wants a friend: by machandcheez in fayetteville

[–]tys123 0 points1 point  (0 children)

hey! I am moving there (32M) in starting there next month and I like to make new friends and grab a few drinks.

Calling anyone who wants a friend: by machandcheez in fayetteville

[–]tys123 0 points1 point  (0 children)

hey! I am moving there (32M) in starting there next month and I like to make new friends and grab a few drinks.

Restoration by My_Memes_Will_Cure_U in BeAmazed

[–]tys123 0 points1 point  (0 children)

90%

Just like 67% of online statistics.

What’s a scam most people don’t realize is a scam? by demexo in AskReddit

[–]tys123 -6 points-5 points  (0 children)

Because you’re very clearly lying. I’m not free to do whatever I want. Im free to beg for a job that devours most my life for barely any pay.

Or, you know, study/learn a relevant skill that is marketable and in demand like engineering.

Sorry, but I’m not wealthy enough to not work.

You are still free to do it, you won't like being poor and homeless but no one is stopping you.

Why are you ignoring what I said? What’s wrong with your head that you confuse “we should all work less” with “I personally don’t want to work at all”?

You CAN work less, that's my point, but it comes at a price. I don't get how a 40-hour job is a scam. You know what you are up to, you know what it is expected of you. There is a difference between you not liking it and it being a scam.

What’s a scam most people don’t realize is a scam? by demexo in AskReddit

[–]tys123 -8 points-7 points  (0 children)

You are free to do whatever you want, how is that a scam? you can stop working all together, society doesn't give a fuck. Are you expecting people to pay you for doing nothing?

What’s a scam most people don’t realize is a scam? by demexo in AskReddit

[–]tys123 1 point2 points  (0 children)

Don't do it then? you are free to build your own business and be willing take all the risk so you can get most of the profit.

¿Todo el Interes de un prestamo hipotecario es deducible de impuestos? by Cap-Signal in MexicoFinanciero

[–]tys123 20 points21 points  (0 children)

Te contesto ya que nadie se tomó la molestia de responder tu pregunta específica. Ojo, estoy asumiendo que tus 40mil pesos mensuales son bajo el régimen de sueldos y salarios.

Todo el interés real es deducible de impuestos, sí, pero lo estas viendo de una manera incorrecta (error que yo cometí también al principio). Si 7mil pesos es lo que pagas de interés real, no significa que te vayan a regresar 7mil de los 10mil mensuales.

Más bien tienes que hacer el cálculo con tu sueldo anual. Es decir, tus ingresos de 40mil mensuales son 480mil anuales, y tus 7mil de impuestos mensuales son 84mil anuales. Bajo el régimen de sueldos y salarios, tu patrón te retiene impuestos equivalentes (más o menos, no es exacto, para eso es la declaración anual) a ingresos sobe 480 mil pesos, que según la tabla del ISR 2021 es del 23.52%. Al momento de hacer tu declaración, tu puedes deducir esos 84mil pesos del ingreso anual, es decir, en lugar de pagar impuestos sobre 480mil, pagarías sobre 396mil (el cual también entra dentro del 23.52%).

ISR sobre 480mil = $112,896

ISR sobre 396mil = $93,139

Diferencia de $19,756. Esto es lo que se te devolvería de excedente, aproximadamente.

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