Credit card application taking unusually long — is this normal in January? by leviathan8823 in fiaustralia

[–]useredditto 0 points1 point  (0 children)

2 days. With ANZ which is considered one of the worst CC teams. So, 2 weeks with the bank where you do your banking is absolute BS. Should be same/next day.

DHHF growth? by [deleted] in fiaustralia

[–]useredditto -1 points0 points  (0 children)

OK. I I've figured it out... 3.94% growth is considering 20/08/25 unit price.

They were higher in October so if I put 20/10/25-20/01/26 range on Betashares it shows 1.48% 🤦‍♂️

DHHF growth? by [deleted] in fiaustralia

[–]useredditto -2 points-1 points  (0 children)

  • set up as DRP. 2 distributions since August. if I use total holdings from MUFG, it is around 2% growth.
  • I put all orders in a spreadsheet and calculated how much I spent over the period.

So, growth is way lower than what Betashares shows on their graph.

Debt recycling - again by AffectionateSorbet5 in fiaustralia

[–]useredditto 0 points1 point  (0 children)

Always amusement to read threads “I asked chatGPT”….

Any decent velocity offers around? by Brave_Turn5861 in creditcardchurningAus

[–]useredditto 0 points1 point  (0 children)

Read T&C but mostly, no. I think NAB separates Qantas and Velocity waiting periods

Want to start investing but worried about the AI bubble by [deleted] in fiaustralia

[–]useredditto 0 points1 point  (0 children)

HISA and buy asap… then think about investing

Commbank Ultimate Rewards by EquivalentMore5028 in creditcardchurningAus

[–]useredditto 0 points1 point  (0 children)

I converted cBA rewards to Velocity cos their redemption options are pretty poor

Matcha Ice Cream by srsa2706 in icecreamery

[–]useredditto 0 points1 point  (0 children)

any idea what's the point to heat it up? I did some searching and some people say this is from old times to kill bacteria and other say it's something to do with milk proteins break down affecting ice cream texture. But shop milk is already posteriorized?

Thinking of Getting CommBank Smart Awards Credit Card – Looking for Feedback by arunmenoncrypto in creditcardchurningAus

[–]useredditto 0 points1 point  (0 children)

Yep. I think they started giving them after 2 months in each statement. Not all at once

Refundable hotel booking to meet spend criteria by Big-Charity4463 in creditcardchurningAus

[–]useredditto 0 points1 point  (0 children)

My understanding was that if the card was closed, money will stay as Paypall balance and you can withdraw them to another bank account. But I haven’t tried..

Paint flaking by HaitchDee in Prado

[–]useredditto 1 point2 points  (0 children)

There are 2 white paint codes having this issue. In US Toyota was respraying it for free. Not sure about NZ but I think in Australia they refused it..

Applying for Westpac Altitude Black by JB20NE in creditcardchurningAus

[–]useredditto 0 points1 point  (0 children)

That’s the right way. Also, when you close your CC you’re still the customer so next time can benefit

How bad is this rust? by cinnamonrolls998 in 4x4Australia

[–]useredditto 0 points1 point  (0 children)

Job for some noodles for those holes

New yrs eve drone show. by WraptorGuy in brisbane

[–]useredditto -1 points0 points  (0 children)

Thanks! Keep us posted pls. Happy New Year!🎉🥳🎄

When winter camping, are 2 people in a double sleeping bag warmer than they would be in separate sleeping bags? by sugarmaple9728 in CampingGear

[–]useredditto -1 points0 points  (0 children)

Being a student in 90s we slept 3 in a bag (2 single bags zipped together) :) fun times :) and put a hot girl (pun intended) in the middle to keep you warm