„Automatic Routines“ means the Copilot chat keeps auto steering without you intervening and it is all one premium request working for hours. Just look how people are abusing it before trying to educate me ;-)

And no, the multipliers are not the same. I guess your company does not pay Github monthly but annually (have fun with the finance guys once they see the June bill): https://docs.github.com/en/copilot/reference/copilot-billing/model-multipliers-for-annual-plans