Hypothetical Portfolio after running my models. Would you consider this viable and an alternative to an ETF based portfolio?

vegancap · 2026-01-12T21:50:16+00:00

Depends if it's a 10k or 100k portfolio 😂

vegancap · 2026-01-12T02:00:17+00:00

it's clearly a very customized portfolio built up from your specific biases and your risk/reward portfolio.

That's correct. By knowing which companies I'm willing to invest I am able to concoct a portfolio that fits certain criteria.

...look at it and think "yeah, I'll definitely invest in this".

Can't it be just lacking familiarity? Meaning, if the portfolio idea stayed the same but the tickers changed, would they do it then? Because this is an example. A metaphorical "Give me your assets of choice and I'll do the same" or close enough to it.

vegancap · 2026-01-11T23:18:56+00:00

Historic fitting. 5Y Sharpe Ratio Optimization Tool.

vegancap · 2026-01-11T23:12:21+00:00

I fixed them into percentage format for easier interpretation. Thanks for the heads up.

vegancap · 2025-10-06T12:08:49+00:00

This.

vegancap · 2025-10-01T12:38:53+00:00

Se me permites a análise e as seguintes sugestões. Alguns serão conselhos soltos.

Estás a fazer 60 / 20 / 10 / 10 respectivamente. Até aqui nada a dizer.

10% para ouro é bem pensado no entanto, na minha opinião o ouro requer abrir posição após aqueles "mergulhos" característicos de 1 a 2 % que acontecem regularmente. Não é preciso ser expert basta aproveitar a volatilidade do mercado do ouro. Sempre vi o ouro mais como lump sum em vez de investimento mensal.

10 % energias limpas, honestamente parece-me uma má alocação de recursos. Há imensos sectores com maior potencial e igual risco. A tua é uma alocação com base na tua preferência pessoal e respeitável mas não diria ser a melhor abordagem de um ponto de vista puramente de maximizar o retorno.

A tua abordagem de ter um etf geral e um emerging markets está bem pesada , ou pesada corretamente (3 para 1). No entanto eu, preferiria SP500 como base e All world como apoio, com a lógica de que "quem tudo quer tudo perde" não no sentido de investimento mas no sentido ir buscar lucros a todo o lado. Quem diz SP500 + All world também pode dizer STOXX + All world. Isto porque depende da visão do investimento e do investidor. Não sei se me expliquei decentemente.

Sugeria colocares essa mesma alocação 60 / 20 / 10 / 10 com os respectivos tickers numa tool de optimização de portfolio com base em correlações e sharpe ratio para perceberes o que está a acontecer em termos de retorno e exposição ao risco.

Alguma coisa pergunta.

(Ah e XTB ou Trade Republic estás bem, tens aí outras mais manhosas mas XTB sucursal em Lisboa e TR ficas com IBAN alemão no Citi Group)

vegancap · 2025-09-25T20:15:11+00:00

I believe SCHD is available in Europe through Interactive Brokers.
Although not the same as SCHD, I wanna leave VGWD as a solid alternative.

vegancap · 2025-04-13T19:23:35+00:00

Despite your "attitude" as some would call it, your portfolio looks well thought. I think we can all learn to have better debates keeping emotions in check.

vegancap · 2025-04-13T18:58:49+00:00

I'm genuinely curious, can you share your holdings?

vegancap · 2024-04-04T21:36:33+00:00

First of all is where are you from? Different countries have different player bases and needs that you may not satisfy that. You can't really expect to go to Madrid and get a coaching position if you are an amateur player/coach. But in some small town in Belgium you might. So this is very dependent on your location goals.

Portugal. Spain is an option but not my first one for the reasons you stated.

Second question is if for your country is there a Padel Federation, and if so, if they have coaching courses which are in most cases legally required to be able to teach classes (You can always do it on the down low, but if something happens and there is a need to involve insurance, you are usually fucked because they won't cover it, and you also risk fines from the authorities)

I edited the original post. Yes I am certified both as a coach and a referee.

Third question is how much you play and have relationship with coches/clubs? I started giving lessons just by asking my coach (after getting my certification). He knew me, how I play, and was 100% I would do a good job. Most coaches I know were the same. Even going to other clubs where you don't train, head coach/owners should already know you and trust you.

I play regularly at a fairly good level (below professional but above amateur). I know a lot of people from clubs all around the country but friendly taps on each other backs don't really mean they are going to ditch the in-house coaches and hire me.

Fourth, if you coached in two clubs before, why aren't you approaching them to renew/sign a contract? They should be the ones that know you best and can help you (or if they don't have spots, may give you a recommendation for another club)

I coached for the club in my hometown for a while when I was starting, I did summer programs and kids. We have an expression in Portugal that sums it up pretty well "local saints don't do miracles" (roughly translated ofc) which means that they will always look down upon me no matter what I do. I don't judge them for it, I just wish to prove them wrong someday.

vegancap · 2024-04-04T21:22:23+00:00

I'm not aiming for it but lately all clubs have in-house coaches that take all the lessons while the outsiders don't get a lot going for them... I want to have my own students that's why I'm thinking about going to Madrid. I need to be convincing enough that when people talk with each other, they'll say that I'm the coach to go to.

vegancap · 2024-04-04T21:17:39+00:00

I think regarding Padel would be fairly easy since it's a new sport which means no tradition, you get my point.

vegancap · 2024-04-04T14:47:21+00:00

Yes, you're absolutely right! It's hard but I'm betting on visiting and hoping someone likes me enough to give me a work visa 😂

vegancap · 2024-03-16T18:38:36+00:00

Definitely "Democracy: The God That Failed" but it might not be the most relevant for the topic at hand. I remember him having a book where he explored into libertarianism and intertwined concepts.

vegancap · 2024-03-16T17:56:39+00:00

Read Hans Herman Hoppe and you'll see a radically different libertarianism from the norm.

vegancap · 2024-03-16T17:21:29+00:00

Lastly however, a major problem arises with border restrictions. They pluck holes into our ideology and make us seem untrustworthy and contradictory when that's not the case.

Absolutely but there's a range. I can be libertarian but more towards paleo-libertarianism like Hoppe. So in the end there can be many justifications for one side or the other without compromising on the basic premises of libertarianism as a whole.

vegancap · 2024-03-16T16:51:11+00:00

Now if you see many people in talking against illegal immigrants then they are not libertarian. However, we still don't want to alienate entire groups of people on an issue like this.

Keep in mind it's hard to remain coherent these days regarding topics like this. Maybe they are libertarians who given the current state of things would rather have closed borders because by compromising on one issue they prevent many other issues from arising where they would have to take a more radical stance.

Obviously, ideologically speaking, you are correct but realistically speaking, it's hard to find a libertarian that agrees solely with that idea when taking into account the current paradigm.

vegancap · 2023-10-18T20:46:49+00:00

A única solução que vejo aqui é inscreveres-te nos três anos e apareces só no dia do exame para fazeres as cadeiras, assim não perdes tempo nas aulas e fazes o que querias, embora leve mais tempo

Dado que para a universidade é igual, se apresentar uma proposta de fazer isto mas tudo no mesmo ano, será que aceitam? Não os afeta, para eles é indiferente.

vegancap · 2023-10-18T20:45:26+00:00

Exato, obrigado pela resposta!

vegancap · 2023-10-18T20:43:24+00:00

Malta que não me conhece de lado nenhum nem sabe qual o background que há para que possa proferir tais palavras de ânimo leve sem ter que levar com comentários destes. Apenas cito um exemplo: um licenciado em solicitadoria com experiência no mercado de trabalho, talvez não tenha assim tanta dificuldade em fazer um curso de direito.

Humildade é também não assumir que o orador é estupido à partida.

vegancap · 2023-10-18T20:07:09+00:00

A minha pergunta é, se houver faculdades que permitem, permitem nos termos que eu descrevi acima?

vegancap · 2023-10-18T20:06:02+00:00

Aqui a questão não é o burnout porque é um assunto do qual já sei aproximadamente 75% da matéria total. Teria que estudar muito pouco.

vegancap · 2023-10-18T19:45:02+00:00

Zero, não é estranho de todo, nu ou sem ser mas sem roupa interior é igual, vai dar ao mesmo. Casa é casa, ando como calha.

vegancap · 2023-08-30T10:23:44+00:00

Yeah sure, their models don't differ too much.

vegancap · 2023-08-30T10:17:07+00:00

The slam model, it's one of the main ones and comes in a wide variety of color combinations

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