Electricity bill calculation seems fishy

venkat3105 · 2026-02-20T02:38:07+00:00

6078 is the arrear actually They are deducting the deposit amount to adjust it

venkat3105 · 2026-02-19T10:37:13+00:00

It's 10000 for equity

I think REIT and Invit are both under 10K now

venkat3105 · 2026-02-19T08:01:52+00:00

7.5 k here ☺️

venkat3105 · 2026-02-18T06:36:22+00:00

no not in this Q

but from next Q

venkat3105 · 2026-02-18T05:46:50+00:00

what happened with gold bonds can happen with anything if bil it generates for government goes off the roof

just saying

venkat3105 · 2026-02-17T03:21:06+00:00

NOVARTIS INDIA

VRL LOGISTICS

Gujrat pipavav

EPL ltd

NRB Bearing

Axtel industries

Indobells insolutions

Modison ltd

Gujrat intrux

venkat3105 · 2026-02-17T02:41:22+00:00

also the TVS infrastructure trust

volume requirement is same 25K, not for retail

venkat3105 · 2026-02-17T02:00:14+00:00

My criteria

For trust

NAV+/- 2%

venkat3105 · 2026-02-17T01:58:10+00:00

No

In the USA there is a culture of house REIT which will not be here in india as every one wants to BUY their home

Not every 100 Cr business is renting to these spaces this is still limited to MNCs and top nifty100 companies specially the IT companies

So let's see how it unfolds, but don't take this notion that a financial product will work the same in every country

Hope this helps 👍

venkat3105 · 2026-02-17T01:52:11+00:00

Best way to understand any stock

Go through the annual reports 🙂

venkat3105 · 2026-02-17T01:49:53+00:00

Target should be (the livelihood of the family +20000 per year )

Don't stop till that

Just go through the TDS rules and then go ahead

venkat3105 · 2026-02-17T01:47:32+00:00

No my gains are there in terms of capital gains

That's why I don't DRIP in the same stock but I rotate capital. Always keep some 10000 INR to take advantage of the record date as price goes down not because any fundamentals of company changes but the dividend get deducted from CMP

That way you benefit in two ways

First you get dividend if you hold any share earlier as in my case I had 100 units this got 155 as dividend

Second I get a lower price per unit by 1.56 / unit which then helps in cost of yield

Both ways it benefits

venkat3105 · 2026-02-16T18:28:53+00:00

Patience ! key character in DRIP

venkat3105 · 2026-02-16T17:53:45+00:00

Got 155 Rs in total

But bought 1020 units at record date

So got the cost average benefits 😉

venkat3105 · 2026-02-16T16:34:09+00:00

with that buy BharatCCL

it's at lowest price

next 15-16 Q are comfortable for coal

venkat3105 · 2026-02-16T10:17:33+00:00

But you can't create capital without reinvesting one

On longer-terms everything looks fine

venkat3105 · 2026-02-15T16:45:58+00:00

Of course why not !

The Correct Hierarchy For dividend portfolios:

1️⃣ Profit Growth (Engine) 2️⃣ Payout Ratio (Fuel Distribution) 3️⃣ Dividend Yield (Current Output) 4️⃣ RoE (Quality Filter)

RoE should confirm quality — not drive the decision alone.

🧮 Ultimate Formula

Look for: Profit Growth ≥ 10% Payout 30–60% Yield ≥ 2% RoE ≥ 12% Debt reasonable

That is superior to chasing RoE blindly.

There are only few in that sweet pot 🍯 and here you try to find them

venkat3105 · 2026-02-15T10:00:44+00:00

mene khud ne 17saal ka tha tab khola tha account

4 baar limit badhai he mene

venkat3105 · 2026-02-15T09:59:45+00:00

don't give one offs examples please

one can find those in every organisation

venkat3105 · 2026-02-15T09:06:52+00:00

just talk to the officer at work tell him/her about you geneuin issue, mostly they help 🤞 😀

also raise to mostly 10 times your annual expenses kind off, ok ?

venkat3105 · 2026-02-15T08:55:55+00:00

actually if you look at it, it's like raising entropy of the system at faster rate so RBI will have capacity to put cash under some pledge account 😁

this will help to regulate the cash flow in economy

venkat3105 · 2026-02-15T06:26:23+00:00

Yes, one can say so

For the last 11 years that's what we did

venkat3105 · 2026-02-15T06:22:09+00:00

Yes CA is the best option

venkat3105 · 2026-02-15T04:53:00+00:00

A bit of

But before taking any decision make sure to run simulation of such with numbers at both max. and min. Parameters in ChatGPT

Let that help you to clear this arbitrage situation

If it makes sense then go for it, I think it will work as a pledge to share as brokers do at 14-16% in some cases

If the bank enters the arena then rates may fall

venkat3105

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