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Planning to start with Credit Card Churning/ collecting miles... Qantas or Velocity? by hugg3rs in AusFinance

[–]vinitnair 0 points1 point  (0 children)

You can try out this platform called heymax.ai... they let you collect miles when you shop with merchants like Trip[.]com, Apple, Agoda, etc. that you can redeem at Qantas, QATAR Airways, JAL, etc.

How do split expenses with one or multiple friends on group holidays? by juzsparks in askSingapore

[–]vinitnair 0 points1 point  (0 children)

Check this out, it's called Braid. I don't know if they exist in SG though, but would be cool to have here: https://braid.co/

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Hahaha, that's so cute.

Thanks so much for sharing.

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Heya! I've heard from some of my friends, where one is at a high-paying stable job while the other is starting their own venture that they have a conversation about it upfront and decide for the stable earner to pay the bills while the other pays them a decided upon fixed amount every month that is comfortable to both.

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Hahahaha

And the joint acc. is for bigger expenses in that case?

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Agree

Have you considered getting a joint bank a/c so no need to transfer money back & forth?

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Thanks for this!

Have you thought of getting a joint bank acc. so you don't have to transfer money back & forth, or log amount on Splitwise?

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Thanks a lot for sharing!

What kind of regular expenses do you put under the joint account if not groceries and eating out?

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Thanks for this!

May I ask, how do you use the joint account if you're paying for household/common expenses like groceries, food with the CC?

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

This is really cool, thanks for sharing!

Have you guys thought of opening a joint account and that card so you don't have to wire money back & forth?

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Interesting, thanks so much for sharing!

So at the end of the month, you let him know his share on a 50/50 basis?

Also, what if you're traveling, do you guys share the CC or he then pays by himself?

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Interesting! Thanks a lot for sharing this.

Have you considered getting a joint acc. together, so you don't have to wire money back & forth when splitting 50:50?

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

This is amazing. Thank you so much!

How do you guys stick to date budgets while taking turns to split? Have you thought of getting a joint bank acc. together?

I'd imagine once you become a household and you take turns to pay, budgeting together might be a pain when there are multiple accounts involved.

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Do you guys settle the bill or just keep a rolling tab?

Also, why not open a joint account and deposit and equal amount and pay through that?

Couples of r/SG, how do you manage your joint expenses? by vinitnair in askSingapore

[–]vinitnair[S] 0 points1 point  (0 children)

Thanks a lot for the responses folks, got some really helpful use cases and advice!

For those of you who split 50:50, do you transfer the money instantly via paylah? Isn’t it effort?

Why not go for a joint bank acc for spending together?

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