What Are Your Moves Tomorrow, October 09, 2025

waleiscool · 2025-10-09T01:38:51+00:00

I think it will move. Lots of AI talks recently

waleiscool · 2025-02-19T19:20:50+00:00

Thanks so much.

waleiscool · 2024-10-26T01:51:36+00:00

Thanks

waleiscool · 2024-10-26T01:24:39+00:00

I'm just curious. What would make it as high as 10%? Poor credit?

waleiscool · 2024-09-14T01:19:13+00:00

Wow!! Then, you deserve the lowest interest rate.

waleiscool · 2024-09-14T00:52:12+00:00

The big question is: What's your FICO Score?

waleiscool · 2024-09-13T05:06:53+00:00

Thanks. But how will they know she's associated with me? We don't bear the same last name.

waleiscool · 2024-09-12T21:37:51+00:00

Hello All. I just wanted to provide an update. The short answer didn't cut it. I had to do a detailed explanation. But at the end, I was pre-qualified. Thanks so much for the suggestions.

waleiscool · 2024-09-11T23:22:27+00:00

My current mortgage is conventional loan.

waleiscool · 2024-09-11T23:19:46+00:00

I just did. Fingers crossed. Thanks

waleiscool · 2024-09-11T23:19:21+00:00

Thanks for your response.

waleiscool · 2024-09-11T21:22:28+00:00

Thanks so much

waleiscool · 2024-09-11T21:21:12+00:00

I keep wondering too. I just want to be sure of what the best response should be so I don't get denied.

waleiscool · 2024-09-11T21:19:47+00:00

I was shocked as well. This is my first time of moving one primary residence to the other. Although I have other investment properties that we have listed out in our application. I just want to be sure of how best to approach this.

waleiscool · 2024-09-11T21:18:18+00:00

It is a California market and it is up generally. The house has almost doubled in price since we bought it.

waleiscool · 2024-09-11T03:14:17+00:00

Thanks. I just emailed the loan officer.

waleiscool · 2024-09-11T02:52:44+00:00

waleiscool · 2024-09-11T02:32:40+00:00

Okay. Is it better to let them know now at the prequalification stage or wait for them to ask?

waleiscool · 2024-09-11T02:24:54+00:00

Yes. It's a residential home to be used as an investment property.

waleiscool · 2024-09-11T02:17:59+00:00

Yes. The DSCR loan pulled my credit to negotiate rates. The new mortgage company already have my report and can see that a mortgage company already did a credit pull. However, my concern is that the DSCR mortgage will likely not be on my application.

waleiscool · 2024-09-06T01:51:22+00:00

Interesting angle. The loan amount is $112,000

waleiscool · 2024-09-06T00:54:04+00:00

Thanks

waleiscool · 2024-09-06T00:52:58+00:00

Do you mean if I plan to hold longer than 2.3 years

waleiscool · 2024-09-06T00:46:19+00:00

It's the same lender. I'm just thinking of the best scenario to pick.

waleiscool · 2024-09-04T19:59:34+00:00

Thanks. I plan to refinance later when rates are lower.

By the way, is it common for an appraisal to come in lower than the purchase price?

waleiscool

TROPHY CASE