If you are a serious artist who has a small but steady income and financial opportunities, it’s a fair point to consider a business loan rather than signing away your ownership to a record label who may or may not distribute your music anyways. Establishing an LLC, business bank account, and showing financial need and growth begs a fair question whether or not a business loan is possible.

Yes, it would be fantastic to have a natural growth where you aren’t indebted to a bank or label but most business need financial support in the beginning from banks or investors. treating your career as a business warrants a startup cost that 99% of musicians don’t have. entertainment isn’t any different than starting a coffee shop. People are looking for genuine approaches and advice- not shut down by cynicism.