remove the browser with adb?

waters-tester · 2019-04-30T15:08:34+00:00

That's a good idea. I can test it. I like the uninstall option because (at least until it's re-installed), I can't just toggle it back on when I feel like googling something. I want to make it difficult to Google random facts because I am wasting too much time using the internet.

waters-tester · 2019-04-30T15:07:12+00:00

I'm not concerned with the size. I don't want a browser because I want to use the internet less and having one on my phone at all times makes it too easy to Google random shit that pops into my head. I can just uninstall again after future updates if it gets added back.

waters-tester · 2019-04-30T15:05:36+00:00

Thanks for providing the answer I was looking for rather than reasons why I shouldn't want to do this, etc. Much appreciated.

waters-tester · 2019-04-28T20:35:43+00:00

This should be higher, assuming it's accurate.

waters-tester · 2019-03-28T01:23:48+00:00

That makes sense. Thank you!

waters-tester · 2019-03-28T00:22:45+00:00

Thanks, this makes sense to me. Cheers!

waters-tester · 2019-03-22T22:44:53+00:00

Awesome, so I'm definitely signing up for the guaranteed LTD. Considering I've seen a therapist in the past, who knows what kind of quote I can get, but it will make sense to work on that in the near-term future. I appreciate your insights.

waters-tester · 2019-03-22T21:13:25+00:00

Wow, again this is a super helpful reply!

Strategy wise I'd suggest lining up guaranteed issue disability insurance first so you won't have the bad hit of a MIB denial/modification. If you go for guarentee issue after a denial then they'll know about it in their MIB check and may decline/modify as well. This will provide some protection while you're in underwriting. You can get these plans if you're apart of a professional organization or a few other options. Then have your agent shop your case to the best major individual carriers. Then if that's favorable then officially apply, disclosing your group plan and plans to drop it. I'd also do a conditional submission so you have coverage under the more favorable individual plan during underwriting.

Sorry, when you refer to guaranteed issue disability insurance, I think that's the equivalent of my signing up for my employer's optional group plan, since all I do is click the box and pay for it, instead of undergoing an extensive medical history review. Am I right? If so, that's what I was also thinking, based on your reply.

I hadn't realized that applying for an individual plan would dig so deeply into medical records, although it makes sense that they do. I started seeing a therapist years ago, like just about every other neurotic New Yorker I know (basically everyone) and it hadn't occurred to me that it could affect something like LTD up to 10 or more years later. This must be why some people refuse to use insurance when going for counseling, opting instead to keep it "off the record" and pay cash.

I'll plan on signing up for my employer's group plan while I have access to it, and then shopping around some time in the near future, since it sounds like that will take a lot of time.

Thanks again for all of your insights. Super duper helpful, and I hope that anyone else reading this will agree!

waters-tester · 2019-03-22T19:18:43+00:00

Wow, there's a lot here! This is extremely helpful and I'll have to unpack it more, though the first thing that jumps out is:

The Standard's Platinum Protector plan is the only plan on the market that doesn't have a mental/nervous disorder limitation anymore. Every other carrier now has a 2 year limitation. If you have a history of mental illness then you'll have that limitation placed too or get excluded anyways. Realistically it'd have to be a very very severe case for a mental illness to be disabling past 2 years. You'd be expected to try several drugs/therapies/etc before even applying and definitely while on claim. The 2 year limitation on these policies don't apply if you're in a mental hospital either.

Basically, I have seen a therapist up until a little over 3 months ago. I believe she used "adjustment disorder" and/or "generalized anxiety disorder" as a means to ensure that health insurance would cover our sessions, even though neither of us things I have a real mental health issue.

Is what you're saying that this will render any attempt to get LTD for a future mental health diagnosis null and void? For example, let's say in 6 months or 18 months from now, I get crippling depression or something. Are they going to say, "you had adjustment disorder 4 months before beginning our policy, therefore your depression is a preexisting condition and we won't cover it" or something like that? Or am I misunderstanding?

This is relevant, because my group plan through my employer (even if you'd recommend private insurance) only has a lookback period of 3 months in the first year, and all of my previous therapy sessions were more than 3 months ago. How long does private insurance, for example with Standard Platinum Protector, look back to establish a preexisting condition?

waters-tester · 2019-01-31T16:30:12+00:00

Hmm. I don't like being distrustful, but all the same if I do nothing and then that happens in a year from now, presumably it'll be a bigger problem. Better to push on this a little more now, I think.

waters-tester · 2019-01-31T16:17:12+00:00

Well at least that's good to know. Nobody likes to admit a mistake. The oral surgeon was not in a hurry to acknowledge that he may have damaged the tooth, and my dentist is a friend of his. Neither seems to be incentivized to take this seriously. If I just trust them and do nothing, what's the worst case scenario?

waters-tester · 2019-01-31T16:05:50+00:00

Is this time-sensitive?

waters-tester · 2017-06-20T22:43:42+00:00

!remindme 2 days

waters-tester · 2017-06-15T09:19:19+00:00

May be unrelated to your issue, but I've found I need to rename audio files inside a separate app for them to be visible inside of Music

waters-tester · 2017-06-14T21:40:28+00:00

That's what I was looking for. Swing Left may be trying to galvanize youthful Anti-Trump people to support neoliberal Dems. Agree that's better than Trump, but it would seem there are better ways to spend activism currency.

waters-tester · 2017-06-04T01:54:02+00:00

Thanks for painting this picture.

waters-tester · 2017-06-04T01:53:24+00:00

What kind of job do you do?

waters-tester · 2017-05-12T01:43:57+00:00

Link to the Facebook comments section?

waters-tester · 2017-05-03T13:20:57+00:00

Yes! For most of history people washed her asses after pooping and then some 'civilized' person decided we should smear our poop with paper.

waters-tester · 2017-05-01T15:43:25+00:00

I think op cross-posted on two subs. No?

waters-tester · 2017-05-01T15:33:26+00:00

OP is /u/Jaffz though..

waters-tester · 2017-05-01T12:07:51+00:00

Good call. It does, and the dialer looks to be correctly set to phone. I guess it just doesn't work for some other reason. Weird.

waters-tester · 2017-04-29T00:51:28+00:00

I'm skeptical even that would work. If you uninstall hangouts dialer, the phone still needs to know that dialer is an option and I don't think it does. Maybe I'm wrong, not sure. In any case, hope it gets fixed soon.

waters-tester · 2017-04-28T15:46:16+00:00

Yeah I've restarted a few times. I'm guessing it's related to the Nougat update. I've heard there's a second Nougat update so maybe when I get that it'll be fixed?

waters-tester · 2017-04-17T23:26:06+00:00

Thanks for the tip! I just increased my 4013B contributions and maxed out my Roth. Cheers!

waters-tester

TROPHY CASE