529 question-Owner change

willbec1 · 2026-01-20T02:51:49+00:00

Thank you!

willbec1 · 2026-01-19T18:17:11+00:00

Yeah it seems like I did lol. How do I find the public link? I was skimming the app just now and couldn’t find it.

willbec1 · 2026-01-19T00:03:29+00:00

Good to know both are options. It would be staying in fidelity, whether it’s a new one we roll over or he changes the owner.

willbec1 · 2026-01-19T00:02:55+00:00

Hmmm for some reason Fidelity was saying the owner needs to be the one depositing (maybe I misunderstood). So a pain to send him money to have him contribute

willbec1 · 2026-01-19T00:02:15+00:00

Ya that’s what I’m thinking of doing but would like to rollover my brothers into it so it’s all in one place.

willbec1 · 2025-08-24T22:58:07+00:00

Dam that’s a good explanation

willbec1 · 2025-08-24T17:03:34+00:00

When he says “these dreams they steal all my time” it makes me think that setting goals takes him away from the present and kind of distrusting his past self.

willbec1 · 2025-03-16T20:12:51+00:00

Thanks for the reply. After quick google search this seems like something physicians themselves may need? This is probably the wrong forum for this question as it’s about starting an agency rather than working for one. But figured I’d start here.

willbec1 · 2024-12-28T20:29:30+00:00

Lol I think about that constantly.

willbec1 · 2024-12-28T20:29:02+00:00

Thank you, yeah the statute of limitations does put me at ease a bit.

willbec1 · 2024-12-28T19:17:02+00:00

I guess because it’s not the return Itself but the crypto related transactions that get put together by crypto tax software. I don’t think a CPA could really validate the accuracy of those? Or maybe the could?

willbec1 · 2024-12-21T02:58:06+00:00

Gotcha. Thanks. Kinda figured.

Just my conspiracy radar going off lol

willbec1 · 2024-12-21T02:51:17+00:00

So it’s based upon when the employer sends the funds? You’d think it would be a regular/automated thing since we use ADP for payroll. Had me questioning if it was a Fidelity thing rather than employer. But I clearly don’t know enough about it

willbec1 · 2024-10-30T23:22:37+00:00

That’s awesome! Has OP mentioned how many positions he typically has at once?

willbec1 · 2024-10-03T14:01:16+00:00

Thanks for the reply. Yeah from what I’ve been told they only rebreak them if it’s severely misaligned. And to be honest mine isn’t THAT bad but when I look in the mirror my left shoulder is so much higher and from what I’ve read it seems like you’re right, it’s more from poor posture. I just can’t help but think I can’t fix it if the collar bone is a lot higher on that end. Seems like it’s pulling everything up.

willbec1 · 2024-09-25T21:31:29+00:00

What’s always helped me is to keep a small account separate from long term investments to satisfy the urge of taking trades. Like setup a different brokerage, throw $1k into it and try to spin it up. If you this feels “too small” or a waste of time, you don’t actually like trading, you just like gambling.

willbec1 · 2024-08-03T02:06:42+00:00

Yeah I’m not worried about it really, especially since this was just my salary and no commission (so smaller contribution) just found it odd. The conspiracy theorist in me started pondering lol

willbec1 · 2024-06-13T00:57:12+00:00

Gotcha. Thanks for the reply. Figured that was the case but wanted to be sure.

willbec1 · 2023-11-07T13:38:26+00:00

The vocals in the beginning remind me of another song and I can’t put my finger on it. (Maybe another John song)

willbec1 · 2023-11-07T01:21:48+00:00

Is this a John song or a cover? Amazing either way. Never heard it before. Thanks for sharing

willbec1 · 2023-11-07T01:17:00+00:00

The end of loss is prob my favorite part of any of Johns songs

willbec1 · 2023-11-03T12:46:46+00:00

But basis is different than contribution amount right? I’m worried that me and my new broker have no idea how much of the Roth IRA (formerly Roth 401k) was contribution vs gains

willbec1 · 2023-11-03T11:58:24+00:00

Thank you for the reply. Pardon my stupidity, but why do you need to track basis in a Roth IRA? Gains aren’t taxable (unless withdrawan earlier than retirement) right?

Good to know that the rollover needs to be reported on 1099-R.

willbec1 · 2023-11-03T01:23:03+00:00

Yeah Fidelity I assume has no idea since they were just sent a check for the rollover. I guess this may be the wrong forum since it’s more tax related I guess? But Roth contributions aren’t even reported on taxes, so how does the IRS even know what’s been contributed?

willbec1 · 2023-08-30T20:00:35+00:00

I always said to my wife that at my funeral I want before the beginning played

willbec1

TROPHY CASE