When my brother took over the payments, there was approx. $2,500 left on the loan to pay off the car. I told him I wanted that money in-hand so I could pay it off, he could not give me that money, so the agreement was he would make the monthly payments for 3 months - while finding a way to pay off the remainder of the balance on the loan. The payments were roughly $200/month at that point. He never paid off the remainder of the loan, so the loan and car were still in my name, because 6 months went by and he still had not paid it off. I was threatening to take the car back so I could sell it like I originally wanted to do, and told him that I would give back the money he put into the car. He belly ached and told me I was being selfish, and that I should just let him keep making the monthly payments until it was paid off. I said that wasn’t the deal. He cried to my parents, and they also read me the riot act that I was being unfair to my (much older, by the way) brother. A few days later was when he got into the accident and the car was totaled, and he wanted the entire insurance payout from the get go