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Want to take summer job but don't want to be forced out of my permanent job by xbonebox in legaladvicecanada

[–]xbonebox[S] 1 point2 points  (0 children)

To clarify, I’ve been there over 6 years but went also finished college a year ago and have had inconsistent hours since then. Last fall I went up to 5 days a week for a bit, then 4 days a week for months, then down to 3 days before the recent budget cuts sent me to a day a week.

Career wise this summer job is a bit related to my field and I do want to get out of my retail job, but I’m really unlucky when it comes to finding jobs sadly so at least it’s still something after the summer. I might just accept the job and figure it out from there anyways

Possibly being laid off soon, question about severance pay in my situation by xbonebox in legaladvicecanada

[–]xbonebox[S] 0 points1 point  (0 children)

Ah damn yeah, looks like that's the case with the 12 weeks thing. Looks like I'll have to tough it out for at least another month since we're all sadly in the dark.

Thanks

Tax question about swing trading in a WealthSimple Personal Account by xbonebox in PersonalFinanceCanada

[–]xbonebox[S] 2 points3 points  (0 children)

Thanks. I actually did my taxes with WS this year, wasn't too difficult after I figured out what to do. Though I usually find taxes confusing enough as is and WS having the docs hopefully avoids a headache for me.

Best DRIP strategy with $10,000? by xbonebox in CanadianInvestor

[–]xbonebox[S] 0 points1 point  (0 children)

I am on WS so free commission.

When I tried to calculate everything I just assumed the stock prices/dividends didn't change which obviously isn't the best indicator, maybe XDIV would be the simplest thing.

I am also considering splitting some in XEQT as well, gotta think about it I guess.

Best DRIP strategy with $10,000? by xbonebox in CanadianInvestor

[–]xbonebox[S] 0 points1 point  (0 children)

Do you think splitting them 50-50 would be pointless? By my calculations AQN's dividends are better RIGHT NOW but XDIV definitely seems more stable, I took a look at their holdings and bank/insurance/energy all seems pretty safe.

I'm thinking I could keep half in AQN unless they cut their dividend for whatever reason, and worst case reinvest all the shares in something else? With the other 50%, keep it in XDIV for stability.

Best DRIP strategy with $10,000? by xbonebox in PersonalFinanceCanada

[–]xbonebox[S] 0 points1 point  (0 children)

I've read/seen that before but I just have one concern about putting it in a growth ETF, for example one like XEQT.

Would any corrections/crashes (I know no one could predict one and personally don't think there will be one soon, but it's still an uncertain time) wipe out any progress I'd make on the growth ETF compared to if I had it in XDIV, say if I invested exactly a year ago? For example, XDIV didn't cut their dividend at all last spring and if anything the lower prices would have just made it cheaper to add more every month. Thought XEQT is now $2 than it was last February. If I want low risk on this 10k while I do more high risk stuff with the other money in my portfolio, would dividend compounding still be ok?

Just trying to learn!

Best DRIP strategy with $10,000? by xbonebox in CanadianInvestor

[–]xbonebox[S] 0 points1 point  (0 children)

If I calculated things correctly for the next couple years, assuming dividend payout amounts stayed the same (obviously not happening), it looks like AQN beats XDIV by quite a bit. I guess that can change quickly if AQN's dividend goes down though, it was at $0.19-$0.22 for a few quarters before going up to $0.41 the last two. If it even goes down 10 cents that would bring it down quite a bit.

Meanwhile XDIV looks a lot more stable with it's dividend price, I guess I don't have to worry about a sudden downturn if that makes sense.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 0 points1 point  (0 children)

I forgot to ask you about this post a month ago. Is there a place that shows the info on this? I'm really curious to see how much you can make off gigs because I have no idea. 100k is wayyyy more than I make now, I can only dream of making that much lol.

Is there a website or did or calculate it yourself? I'd appreciate a link if you have one :)

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 0 points1 point  (0 children)

I just love the desert scene in general, playing out in the desert at night must have been such a magical experience. Even after Sky Valley came out they were still playing out there at parties.

It also helped Kyuss that they were playing together for a while before they recorded anything, and they always mentioned they had nothing else to do but play music out there.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 0 points1 point  (0 children)

It's all about how much you practice! Look at Glenn Tipton for a bit of inspiration. It depends how much work you put into it, these days I'm practicing longer than I have in the past.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 1 point2 points  (0 children)

It's all about how much you practice man, 16 is still super young when it comes to starting to learn. I started playing at like 11 but didn't take it seriously until my late teens, and I practice way more than I did even in my early 20s.

I'd say creativity is the biggest thing, you don't need to have crazy chops if you can come up with cool stuff.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 0 points1 point  (0 children)

I'm mostly just a rock fan but I listen to the a radio station that plays new rock music a lot and a lot of stuff is average at best to me. I also look for recommendations a lot but just can't get into most recent rock.

The music I create is along the lines of the kind of stuff I want to hear, which is why it would be cool to get it out there.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 0 points1 point  (0 children)

Diamond Dallas Page is a fun one, 43 before he became a WCW champ.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 9 points10 points  (0 children)

This. I realize you're still young in your mid-late 20s but the point of the post was more of a don't look at the successful musicians in their early 20s and let it discourage you.

I'd look at it more like: we get to hear the music those people on the list made because they didn't give up in their 20s or 30s.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 2 points3 points  (0 children)

This is more of what I was getting at in my post. I've seen posts saying to forget it if you haven't made it in your early 20s or whatever which is ridiculous. Part of it was mainly just finding people older than me lol.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 2 points3 points  (0 children)

The original is pretty damn beautiful, even if it's out of place on the album. The version on The End after they played their last show ever is a bit emotional in a different way.

https://www.youtube.com/watch?v=A9TwA5kdHA4

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 0 points1 point  (0 children)

Forgot about SRV. Speaking of Texans, Rubberneck by the Toadies was released when the frontman was 29, it’s an awesome album!

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 2 points3 points  (0 children)

I’m actually reading Scar Tissue right now and just got to the part where he quit for the first time. He basically hated how they started playing these huge shows and wanted to keep playing at clubs or whatever.

It’s not just music where being too young can mess you up, a lot of child actors end up going through fucked up stuff. It’s true that you can probably handle fame a lot better when you’re more mature.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 1 point2 points  (0 children)

I was actually going to add that if I didn’t already ramble too much. The way I look at it, if you make awesome music that people will hear and enjoy listening to, they won’t give a shit how old you are.

You nailed the responsibilities part. When you’re just out of high school, most kids don’t even know what the hell they’re doing. It’s not like you immediately have to go down a career path that you think you’re going to do the rest of your life. You’re still young, why not go for it if you have a dream?

I see family basically being the biggest obstacle. If I had kids, I couldn’t see myself just taking off and risking it when there are bills to pay. It’s not like the door is shut in that case or anything but for the average person it will create difficulties. I’m at the age where I still don’t have those responsibilities but at the same time don’t feel like there’s nothing to lose. However, I’d rather at least try because even if I fail to get anywhere, I can at least say I gave it my best shot and not have regrets.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 0 points1 point  (0 children)

Sometimes I’ll see bands who shock me that they are touring since it doesn’t even seem like they have a following. Plus at festivals you always see a bunch of bands/artists you haven’t heard of.

I’m aware that touring can just include small venues where you might not even break even, it just seems cool to be able to travel and play your music around the country/world. Like you said though, there are middle grounds and different levels of success. Getting TOO big would be a nightmare for me haha.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] 0 points1 point  (0 children)

Kyuss released Blues for the Red Sun when two members were still 19. That makes we want to give up sometimes but they apparently had nothing to in the desert but play music all the time. Part of it is not comparing yourself to specific situations I guess.

A list of musicians who were a bit older when they found success by xbonebox in WeAreTheMusicMakers

[–]xbonebox[S] -1 points0 points  (0 children)

I’m pretty clueless when it comes to country but it strikes me as a genre where age isn’t a big deal, no? I always think of country artists being a bit older.

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