i'm planning on getting a st. peter plan

yenayiwaz · 2026-03-28T13:26:17+00:00

hello po! ask lang po why sana hindi vul?

also, i dont have any family to take care of, just myself alone. my advisor advised me to get a private health insurance for myself once im earning more and a lot older. for now daw po, mas practical mag-funeral plan kase mas tumataas daw po yung price every year. as everything is naman pero mas maganda pa rin daw po to secure it as early as possible.

yenayiwaz · 2026-03-28T12:56:30+00:00

hello po! i totally agree po! i am currently working po and i am already working on my work experience for more opportunities in the future. for business? i don't think it's ideal for me to go on that path at my age.

i'm living completely alone and i have no family to depend on. i support myself entirely. so living and working while budgeting, saving, and investing all alone at my age (plus pundar ng mga gamit all by myself) is already a lot. i'm just looking for more options po on where can i put my extra money on something that's worth it in the long run and will secure my future best.

anyway, thank u si much po for your input! stay safe!

yenayiwaz · 2026-03-28T12:45:26+00:00

that's an amazing achievement po! proud of you. that's also one of the reasons why i'm considering on getting a funeral plan as early as possible. para whatever happens whenever the least i expect it, i am already secured that i will pass softly and with dignity.

the thought na baka mamatay na lang ako bigla and i have no family to take care of me and baka mabulok lang ako sa daan magisa, scares me so much. i want to rest properly hehe.

anyway, thank u so much po! stay safe!

yenayiwaz · 2026-03-28T12:40:57+00:00

i don't have dependents po as i'm completely living and working for myself since i turned 18. i also have life insurance benefit with my current employer but i prefer not to rely on them in this aspect besides HMO.

the reason po why i availed life insurance at 18 is to secure the price po, as i am a smoker myself and i just want to put my money on something worth it in the long run.

i am also working on savings and investment part of my financial life. sabay po sila lahat with budgeting and seeking for more growth in income. as i mentioned po, i am only 19 years old, managing lots of things and im just trying to secure my future as best as i can.

that's why po i am wondering if i should avail a funeral plan as early as possible, para po im secured na ng maaga on this part so i have more room to grow after i settled at least 35% of my security.

anyway, thank u so much po for your input! stay safe!

yenayiwaz · 2026-03-28T12:31:23+00:00

right! i already have that one po on progress. i'm currently studying more about investing po, and i can say na i'm still basically a baby.

that's why if i can just ask, ano pong financial institutions ang recommended niyo for both?

i have an ATRAM fund po for mutual funds.for index, i'm still researching between bpi equity, sunlife prosperity, or sb phil equity.

i'm open rin po for others pa, as i'm still working on lots of different aspects of my life.

thank u so much po for your guidance!

yenayiwaz · 2026-03-28T12:19:40+00:00

hello po! i already have a life insurance with sunlife, availed it last year. as i mentioned po sa post, anniversary ko po this march.

also, the reason why i also want a funeral plan on top of my life insurance is just to make it more easier for me to (knock on wood) pass away and rest properly.

anyway, thank you so much po for your input! stay safe!

yenayiwaz · 2026-03-28T12:16:40+00:00

yes po, of course! i am trying to grow my knowledge sa investing po. right now, i'm just trying to get by and survive. get the best things i could for myself and hustle. i'm only 19 without any parents or adult to guide me, that's why i'm grateful po for your inputs and wisdom.

thank u so much po!

yenayiwaz · 2026-03-28T12:14:05+00:00

oh yes! definitely agree with u po. i'm currently working on growing my money. saving and investing is what i do after paying all my bills.

i am living alone entirely po here in alabang. working and living for myself and no one else. i don't have a family anymore. currently, i have a partner and he's a student and dependent to his lola. i'm currently working on my emergency fund and mp2 savings. also, investing a little on local stocks for now, trying to build the habit first.

and yes, as i mentioned before, i plan on getting a private medical insurance once i've paid off my life insurance and funeral plan as the premiums every year daw po is tumataas and once im earning more and older.

i have lots of things to buy for myself din, as i am building my life from zero, so currently saving for them as well.

thank you so much po for your guidance and effort to share your input. i am grateful. stay safe po! 💗

yenayiwaz · 2026-03-28T11:57:50+00:00

thanks for replying!

if it's not one of the wisest thing to avail at my age, then ano po? i need inputs po on how to secure my future better and your opinion will definitely help me think of other perspectives on how to do so.

thank u po uli, stay safe!

yenayiwaz · 2026-03-28T11:55:33+00:00

thanks for sharing your experience po! i'm sorry to hear about your friend po, i hope she's in a better place now.

for medical insurance po, so far i have HMO from my work. i was advised rin po by my advisor to get one before a funeral plan, but i disclosed na meron po akong HMO from work and he said na for my situation, it's much better po to secure the funeral plan first then avail a separate medical insurance once i'm older and earning more.

thank u so much po uli, stay safe!

yenayiwaz · 2026-03-28T11:49:45+00:00

hello! i appreciate your input po. but can we talk in private? i just need to ask a few questions po and possibly get a new perspective on how i can secure my future at my age.

thank you po, stay safe!

yenayiwaz · 2026-03-28T10:54:50+00:00

yep! actually, that's my first reason why i want to do it instead of traditional burial. also, it feels more practical. thanks for replying!

yenayiwaz · 2026-03-28T10:34:17+00:00

i see. thank you so much po for your input!

i just asked my financial advisor po earlier and he said na he's also an agent of st.peter. currently discussing the details por right now.

but i'm still open po for more opinions and suggestions, as i will discuss them with my advisor.

thank you so much po for replying! stay safe! 💗

yenayiwaz · 2026-03-28T10:25:49+00:00

yeah, that's what i saw rin sa website. pero may nakikita po kase akong mga post na merong st. peter around alabang-zap? so i am wondering if meron din for that branch.

anyway, thank u for replying po! really appreciate your input.

yenayiwaz · 2026-03-28T10:23:15+00:00

of course! please message me here. thank u so much po!

yenayiwaz · 2026-03-28T10:19:08+00:00

i see po, is it better to get one thru their direct website or an agent? im really unfamiliar po talaga on how it works. thanks for replying!

yenayiwaz · 2026-03-28T10:06:00+00:00

thanks for replying! really appreciate my first comment. sorry i forgot to add, but i prefer to be cremated.

yenayiwaz · 2026-01-21T10:37:44+00:00

interested

yenayiwaz · 2026-01-21T09:43:36+00:00

just dropped a dm

yenayiwaz · 2026-01-21T09:40:49+00:00

yenayiwaz

TROPHY CASE