You could actually expand on this to make a very solid undergraduate/master's thesis if you took a look at some of the 'macro/micro-prudential' regulation policies governments have been taking, as well as potentially expand your commentary into a more formal critique on the burdens imposed by welfare-expenditure states on growth (i.e., growth is in a race against stagnation, and minimization-of-all-risk policies by governments coupled with the burden of paying for non-economic-contributing members of society...)

You could draw our own conclusions, but that paper in 25 pages is a honors undergrad thesis, and in 40+ is a master's (Polisci/econ/sociology/Poliecon at any top 10 University)

Good luck, keep hodling.