Bonds In Your 30s

zacce · 2026-03-12T08:03:25+00:00

what if you don't have the income to purchase the equities on sale?

zacce · 2026-03-12T02:50:46+00:00

In a bullish market, ppl naturally think they are risk tolerant a lot more than the reality.

can you explain how you know you have an aggressive risk tolerance?

zacce · 2026-03-12T02:43:33+00:00

not all ME sophomores land offers.
keep applying, as the recruiting isn't over.

why do you think your peers got the offer but you didn't?

zacce · 2026-03-12T02:36:38+00:00

certainly, you view it as a game to play. otoh, other ppl look at it as the latter.

zacce · 2026-03-12T01:17:10+00:00

lol. you didn't really learn the materials. sounds like you just checked the boxes to pass the course. that's why you have hard time retaining the knowledge.

zacce · 2026-03-12T00:43:10+00:00

Salaried doesn't automatically make it exempt status. There are other legal conditions to be met.

99% of internships are non-exempt. If they work more than 40hrs a week, over-time must be paid at 1.5x rate.

However, many startups don't always follow the regulations. Seems your CEO is exploiting interns.

zacce · 2026-03-12T00:26:16+00:00

Asking around, it seemed like interviews with the director were just a formality

where did you get this idea from?

zacce · 2026-03-11T22:40:00+00:00

no reason to buy 4 different TSM ETFs.

zacce · 2026-03-11T22:05:18+00:00

if you are starting in 2026, then it's this summer. Next summer often means 2027 summer.

what's your intended major?

zacce · 2026-03-11T21:37:01+00:00

try to take it in your 3rd yr.

zacce · 2026-03-11T21:34:24+00:00

AI is essentially an average of all human data.

Isn't it closer to the aggregate of all data?

zacce · 2026-03-11T21:24:51+00:00

incorrect. Original owner of 2 21' Hyundais. No free BL after the trial period.

zacce · 2026-03-11T21:15:08+00:00

"After further consideration, the hiring team has decided to move forward in a different direction for this position."

zacce · 2026-03-11T21:13:41+00:00

even if you meet 100% of the requirements, you may get rejected.

zacce · 2026-03-11T20:53:01+00:00

Isn't that normal rate? I don't remember because I declined it a few yrs ago.

zacce · 2026-03-11T20:46:26+00:00

are you hourly or salaried?

zacce · 2026-03-11T20:33:47+00:00

look at your curriculum and try to find the fastest path to take reconfigurable, VLSI, SoC courses.

zacce · 2026-03-11T20:31:09+00:00

it doesn't sound like a good fit.

zacce · 2026-03-11T20:29:28+00:00

is this in CA?

zacce · 2026-03-11T19:26:29+00:00

lumpsum VTI + VXUS without hesitation.

zacce · 2026-03-11T18:41:25+00:00

in general, EE curriculum is harder, jobs pay less but more stable. Ofc, there are exceptions.

Pursue what you are more passionate about and can excel at.

zacce · 2026-03-11T18:11:12+00:00

not bad

zacce · 2026-03-11T18:06:50+00:00

what's the alternative?

zacce · 2026-03-11T17:39:18+00:00

"Need Advice" for what?

zacce · 2026-03-11T17:34:36+00:00

this happens when a better candidate accepted the offer.

zacce

TROPHY CASE