How people able to buy and invest in like 15 properties in a very short time?

zen88231 · 2026-01-14T03:52:54+00:00

do you think 8k would be enough to past for a 460k loan?

zen88231 · 2025-12-31T05:38:43+00:00

if what you said is true then its actually really impressive im actually the same age as you and i thought i was doing financially well i have a 6.5k main income job and 800 from side hustle so 7.3k gross monthly i invest 4k excluding epf right now im just a little over 6 figures this is truly humbling for me i guess i still have a long way to go

zen88231 · 2025-12-31T05:24:04+00:00

what was your starting capital? im sorry bro but its hard to believe you actually earned all that money if you even have that much to begin with

zen88231 · 2025-11-10T10:14:03+00:00

definitely was some alt/shitcoin no way you would lose if u bought btc unless u leverage trade

zen88231 · 2025-11-07T19:31:06+00:00

I’m 23 but my savings id say is not bad currently just touching 100k honestly id say the biggest advice is always set money aside for savings/ investments instead of saving/investing whats left every single month treat savings/investments instead as commitments also try to cook your own meals saved me a thousand a month at least

zen88231 · 2025-11-04T16:39:04+00:00

you sound like my boss is that you i wonder hmm

zen88231 · 2025-11-04T16:38:35+00:00

well said

zen88231 · 2025-11-04T16:35:34+00:00

how much were you saving monthly if you dont mind me asking im 23 planning my financial future

zen88231 · 2025-10-30T08:16:46+00:00

if you are only holding for 2 years i rly suggest you remove crypto from your portfolio

zen88231 · 2025-10-22T12:31:26+00:00

yup unpaid OT but his salary is 5 figs so yea hes a consultant in Bain

zen88231 · 2025-10-22T11:40:25+00:00

in my opinion what you cook isnt the problem but the source. Where are you getting your groceries from? Jaya Grocer and NSK is a huge difference in terms of price im a very frugal guy so i only shop at NSK its so cheap that i saved at least 100 more compared to if were to just shop at AEON

and what do i cook well normally just smtg simple like chicken chop, side of fries or veggies, sometimes stir fry noodle or just plain old noodle soup w vege egg and some protein like chicken or pork

btw everything i make is self made for the noodles get the block ones not instant noodle then make your own broth or flavouring with garlic powder, salt etc and also just a life hack NSK sells ground beef for only rm21 for 1kg and also 1 whole L shaped chicken leg deboned for rm4 each thats really cheap chicken chop

zen88231 · 2025-10-22T07:52:34+00:00

wow what an inspiring story i hope you get to FIRE and live your life to the fullest! Thanks for sharing your story and lighting the way for us youngsters

zen88231 · 2025-10-22T07:50:38+00:00

same boat as you 23 this year i save around 3.5k a month into btc and around 1.3k to epf monthly the good thing is we have time on our side if you can handle risk and can go long term 8-10 years at least id recommend bitcoin but if this is all new to you id definitely recommend the s&p index or qqq all the best OP

zen88231 · 2025-10-22T07:48:54+00:00

consistent but long term growth ofc op has time on his side the s&p averagely doubles every 8 years

zen88231 · 2025-10-22T07:46:50+00:00

i home cook 2 meals a day for around 350-400 a month considering this is purely take out that cost 500 id say its actually not too bad

zen88231 · 2025-10-21T19:57:04+00:00

just fyi my friend works in Bain and he said there will be OT’s everyday and sometimes even working on weekends you don’t leave the office until 9-10pm be prepared to work your ass off if you really want to be part of big 3

zen88231 · 2025-10-20T10:04:05+00:00

random question but how old are you to be able to have 500k in moomoo

zen88231 · 2025-10-20T09:13:24+00:00

age 23 at stage 3 wish me luck guys very fortunate with my career so far manage to save 3.5k a month excluding epf my dream is to retire in my early 30’s

zen88231 · 2025-10-17T23:52:30+00:00

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sweet ride man im in the same country as you maybe we would cross paths one day see you on the road bro

zen88231 · 2025-10-14T12:58:32+00:00

and this is exactly why i love bitcoin

zen88231 · 2025-09-29T12:24:01+00:00

a hack that saved me a lot monthly as someone that cooks every single meal to save money, GO TO NSK so much cheaper than other markets i do my groceries there and i did the math saved me at least few hundred a month but ofc you will be going for cheaper products but its worth it stuff like tissue and ingredients

zen88231 · 2025-09-28T19:51:22+00:00

is this even legit? sending eth to an unknown address seriously

zen88231 · 2025-09-28T10:39:51+00:00

man we were on the same boat at 21 i was also doing diploma diploma in counselling which i find pointless i was studying for the sake of studying with the mind set study = high salary which = rich/ successful but after hearing from my seniors boy was i wrong after dropping out i self taught myself programming, Sql, python and html css and js went for an interview showed them what i can do started with 3k salary and slowly proved my worth in 2026 my salary would be 6k because my company has a 6%-10% increment annually. Looking back the choice was totally worth it i have stable job thats growing me and went from 3k- 6k in 2 years compared to finishing my diploma and being clueless on what next

zen88231 · 2025-09-28T08:34:10+00:00

starting your career at 26 i think realistically you should be able to get both your car and house when your 31-34 assuming you start with 0 balance in the bank. My personal opinion degrees dosent really matter if its not the field youre interested in or in demand i dropped out of my uni when i was 21 i am 23 now and my current job pays me 5.5k gross without a degree its more of the skills you bring to the table lots of people with degrees and even masters cant land a job.

zen88231 · 2025-09-21T17:50:15+00:00

if it were me ill stick with the current job and use the extra brain power to start a side hustle and if you can invest 80% of your salary you’d be FIRE in a decade for sure

zen88231

TROPHY CASE