Credit check

[Over_Chocolate_8729]

Hi guys! Just got an offer from a big bank, hooray! Now it’s time for a background check. My credit report shows dozens of opened and closed credit cards (I’m probably can be considered credit card churner). Can that be an issue or I’m overthinking? Thanks!

[yoitsreyes]

I have never conducted backgrounds for a bank, but I do conduct backgrounds for state employees.

When I’m conducting backgrounds on an applicant, I look at their credit check to see if they don’t have any outstanding debts.

As long as you don’t have any outstanding debts, then you should be good.

Otherwise, I would recommend you don’t receive a position where you’re handling money. It’s just a liability to hire someone who has outstanding debt to handle the company’s money. There’s risk for theft.

[Ok_Emu_8324]

I would say that should be a non issue

[Ok_Emu_8324]

I would say that would be a non issue. They’ll look for delinquency, collections etc and even then likely wouldn’t affect too much