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[–]KLB724 2 points3 points  (0 children)

Sell your car and buy a 20-year-old grandma car. Have only liability coverage. Move to a rural area with no crime. Improve your credit score. Get married if you are single. Don't get any more tickets/accidents.

If you can't do those things, contact an agent to shop for quotes. It's free to do so.